Romerike Sparebank (FRA:92I) Cyclically Adjusted Book per Share: €85.66 (As of Mar. 2026)

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FRA:92I Romerike Sparebank FRA:92I
54 GF Score
Price €13.80
GF Value €13.12
! 3 Warning Signs
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What is Romerike Sparebank Cyclically Adjusted Book per Share?

Romerike Sparebank FRA:92I 54 Cyclically Adjusted Book per Share is €85.66 as of Mar. 2026. GuruFocus rates FRA:92I with a GF Score™ of 54/100 and a GF Value™ of €13.12. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Romerike Sparebank's adjusted book value per share for the three months ended in Mar. 2026 was €73.836. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €85.66 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-17), Romerike Sparebank's current stock price is €13.80. Romerike Sparebank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €85.66. Romerike Sparebank's Cyclically Adjusted PB Ratio of today is 0.16.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Romerike Sparebank was 0.18. The lowest was 0.15. And the median was 0.16.


Romerike Sparebank  (FRA:92I) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Romerike Sparebank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=13.80/85.66
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Romerike Sparebank was 0.18. The lowest was 0.15. And the median was 0.16.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Romerike Sparebank Cyclically Adjusted Book per Share Related Terms


Romerike Sparebank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Romerike Sparebank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Romerike Sparebank Cyclically Adjusted Book per Share Chart

Romerike Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 77.28

Romerike Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 77.28 85.66

Romerike Sparebank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Romerike Sparebank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Romerike Sparebank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Romerike Sparebank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Romerike Sparebank's Cyclically Adjusted PB Ratio falls into.


FRA:92I
54GF Score
Romerike Sparebank FRA:92I
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Romerike Sparebank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Romerike Sparebank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=73.836/141.0300*141.0300
=73.836

Current CPI (Mar. 2026) = 141.0300.

Romerike Sparebank Quarterly Data

Book Value per Share CPI Adj_Book
201512 51.687 100.900 72.244
201609 0.000 104.200 0.000
201612 59.759 104.400 80.726
201703 0.000 105.000 0.000
201706 0.000 105.800 0.000
201709 62.650 105.900 83.433
201712 69.484 106.100 92.359
201803 72.694 107.300 95.546
201806 75.846 108.500 98.586
201809 76.014 109.500 97.902
201812 74.441 109.800 95.614
201903 76.120 110.400 97.239
201906 80.560 110.600 102.725
201909 80.844 111.100 102.623
201912 79.941 111.300 101.295
202003 85.189 111.200 108.041
202006 90.928 112.100 114.394
202009 92.104 112.900 115.052
202012 96.716 112.900 120.814
202103 102.133 114.600 125.688
202106 104.014 115.300 127.225
202109 107.677 117.500 129.240
202112 109.922 118.900 130.381
202203 120.848 119.800 142.264
202206 51.130 122.600 58.816
202209 53.023 125.600 59.537
202212 66.764 125.900 74.787
202303 62.214 127.600 68.762
202306 61.336 130.400 66.336
202309 63.854 129.800 69.379
202312 65.810 131.900 70.365
202403 67.045 132.600 71.307
202406 67.774 133.800 71.436
202409 66.914 133.700 70.583
202412 68.277 134.800 71.433
202503 69.043 136.100 71.544
202506 70.774 137.800 72.433
202509 72.573 138.500 73.899
202512 74.219 139.100 75.249
202603 73.836 141.030 73.836

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €85.66 mean?
Romerike Sparebank (FRA:92I) has a Cyclically Adjusted Book per Share of €85.66 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Romerike Sparebank and its competitors.
Is Romerike Sparebank's Cyclically Adjusted Book per Share too high?
Romerike Sparebank's current Cyclically Adjusted Book per Share is €85.66. Overall, Romerike Sparebank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Romerike Sparebank's Cyclically Adjusted Book per Share compare to competitors?
Romerike Sparebank's Cyclically Adjusted Book per Share of €85.66 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Romerike Sparebank and its competitors. Romerike Sparebank's current Cyclically Adjusted Book per Share is €85.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Romerike Sparebank stock overvalued right now?
Romerike Sparebank (FRA:92I) has a current Cyclically Adjusted Book per Share of €85.66. The stock's GF Value™ is €13.12, compared to a current price of €13.80 — trading 5.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is €85.66. Romerike Sparebank's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Romerike Sparebank (FRA:92I), the current Cyclically Adjusted Book per Share is €85.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Romerike Sparebank (FRA:92I) Overvalued in 2026?

Based on GuruFocus' analysis, Romerike Sparebank stock appears to be overvalued. The current stock price of €13.80 is trading 5.2% above its estimated GF Value™ of €13.12.

Key valuation signals for FRA:92I:

  • Cyclically Adjusted Book per Share: €85.66
  • GF Value™: €13.12 vs. price of €13.80 (5.2% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the FRA:92I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Romerike Sparebank Business Description

Other Exchanges ROMER:Norway
Address Torvet 5, Lillestrom, NOR, 2000
Romerike Sparebank is a local bank that provides banking and financial services in Norway. It provides services of Daily banking, Insurance, Loans, Savings and Retitement.
54GF Score

Get the complete analysis for FRA:92I

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.80
Price
€13.12
GF Value