Romerike Sparebank (FRA:92I) LT-Debt-to-Total-Asset: 0.29 (As of Mar. 2026)

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Romerike Sparebank FRA:92I

What is Romerike Sparebank LT-Debt-to-Total-Asset?

Romerike Sparebank FRA:92I 54 LT-Debt-to-Total-Asset is 0.29 as of Mar. 2026. GuruFocus rates FRA:92I with a GF Score™ of 54/100 and a GF Value™ of €13.12. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Romerike Sparebank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.29.

Romerike Sparebank's long-term debt to total assets ratio increased from Mar. 2025 (0.27) to Mar. 2026 (0.29). It may suggest that Romerike Sparebank is progressively becoming more dependent on debt to grow their business.

Romerike Sparebank (FRA:92I) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Romerike Sparebank LT-Debt-to-Total-Asset Related Terms

Romerike Sparebank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Romerike Sparebank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Romerike Sparebank LT-Debt-to-Total-Asset Chart

Romerike Sparebank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.23

0.21

0.25

0.28

0.31

Romerike Sparebank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.27	0.28	0.31	0.31	0.29

54GF Score

Romerike Sparebank FRA:92I

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Romerike Sparebank LT-Debt-to-Total-Asset Calculation

Romerike Sparebank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	513.486	/	1671.618
	=	0.31

Romerike Sparebank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	527.937	/	1803.398
	=	0.29

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.29 mean?

Romerike Sparebank (FRA:92I) has a LT-Debt-to-Total-Asset of 0.29 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Romerike Sparebank and its competitors.

Is Romerike Sparebank's LT-Debt-to-Total-Asset too high?

Romerike Sparebank's current LT-Debt-to-Total-Asset is 0.29. Overall, Romerike Sparebank has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.

How does Romerike Sparebank's LT-Debt-to-Total-Asset compare to competitors?

Romerike Sparebank's LT-Debt-to-Total-Asset of 0.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Romerike Sparebank and its competitors. Romerike Sparebank's current LT-Debt-to-Total-Asset is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Romerike Sparebank stock overvalued right now?

Romerike Sparebank (FRA:92I) has a current LT-Debt-to-Total-Asset of 0.29. The stock's GF Value™ is €13.12, compared to a current price of €13.80 — trading 5.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.29. Romerike Sparebank's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Romerike Sparebank (FRA:92I), the current LT-Debt-to-Total-Asset is 0.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Romerike Sparebank (FRA:92I) Overvalued in 2026?

Based on GuruFocus' analysis, Romerike Sparebank stock appears to be overvalued. The current stock price of €13.80 is trading 5.2% above its estimated GF Value™ of €13.12.

Key valuation signals for FRA:92I:

LT-Debt-to-Total-Asset: 0.29
GF Value™: €13.12 vs. price of €13.80 (5.2% above fair value)
GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the FRA:92I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Romerike Sparebank Business Description

Industry Financial Services Banks

Comparable Companies OSL:MELG OSL:TRSB OSL:KRAB OSL:SB68 OSL:AASB OSL:SOGN OSL:FFSB OSL:NISB OSL:HSPG OSL:GRONG SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges ROMER:Norway

Address Torvet 5, Lillestrom, NOR, 2000

Website https://www.rsbank.no

Romerike Sparebank is a local bank that provides banking and financial services in Norway. It provides services of Daily banking, Insurance, Loans, Savings and Retitement.

54GF Score

Get the complete analysis for FRA:92I

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.80

Price

€13.12

GF Value

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