Lion Finance Group (FRA:GEB) Cyclically Adjusted Book per Share: €31.87 (As of Mar. 2026)


FRA:GEB Lion Finance Group PLC FRA:GEB
72 GF Score
Price €134.00
GF Value €87.43
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Lion Finance Group Cyclically Adjusted Book per Share?

Lion Finance Group FRA:GEB +1.52% 72 Cyclically Adjusted Book per Share is €31.87 as of Mar. 2026. GuruFocus rates FRA:GEB with a GF Score™ of 72/100 and a GF Value™ of €87.43 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Lion Finance Group's adjusted book value per share for the three months ended in Mar. 2026 was €68.458. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €31.87 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Lion Finance Group's average Cyclically Adjusted Book Growth Rate was 18.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 17.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 16.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Lion Finance Group was 17.50% per year. The lowest was 11.90% per year. And the median was 15.30% per year.

As of today (2026-07-06), Lion Finance Group's current stock price is €134.00. Lion Finance Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €31.87. Lion Finance Group's Cyclically Adjusted PB Ratio of today is 4.20.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Lion Finance Group was 4.41. The lowest was 0.64. And the median was 1.69.


Lion Finance Group  (FRA:GEB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Lion Finance Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=134.00/31.87
=4.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Lion Finance Group was 4.41. The lowest was 0.64. And the median was 1.69.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Lion Finance Group Cyclically Adjusted Book per Share Related Terms


Lion Finance Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Lion Finance Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lion Finance Group Cyclically Adjusted Book per Share Chart

Lion Finance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.16 18.51 21.65 26.26 30.49

Lion Finance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.94 27.90 28.34 30.49 31.87

Lion Finance Group Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Lion Finance Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lion Finance Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lion Finance Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Lion Finance Group's Cyclically Adjusted PB Ratio falls into.


FRA:GEB
72GF Score
Lion Finance Group PLC FRA:GEB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lion Finance Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Lion Finance Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=68.458/140.8000*140.8000
=68.458

Current CPI (Mar. 2026) = 140.8000.

Lion Finance Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 16.952 101.000 23.632
201609 18.458 101.500 25.605
201612 18.649 102.200 25.693
201703 18.436 102.700 25.275
201706 18.804 103.500 25.581
201709 19.766 104.300 26.683
201712 20.246 105.000 27.149
201803 21.381 105.100 28.644
201806 11.241 105.900 14.946
201809 11.241 106.600 14.847
201812 12.383 107.100 16.279
201903 13.138 107.000 17.288
201906 13.198 107.900 17.222
201909 14.062 108.400 18.265
201912 14.942 108.500 19.390
202003 14.126 108.600 18.314
202006 15.176 108.800 19.640
202009 16.361 109.200 21.096
202012 17.593 109.400 22.643
202103 18.312 109.700 23.503
202106 19.391 111.400 24.509
202109 20.215 112.400 25.323
202112 21.626 114.700 26.547
202203 22.653 116.500 27.378
202206 22.897 120.500 26.754
202209 25.963 122.300 29.890
202212 29.347 125.300 32.977
202303 32.449 126.800 36.032
202306 32.390 129.400 35.244
202309 35.457 130.100 38.373
202312 37.758 130.500 40.738
202403 44.787 131.600 47.918
202406 46.494 133.000 49.221
202409 49.564 133.500 52.274
202412 53.616 135.100 55.878
202503 56.327 136.100 58.272
202506 57.171 138.400 58.162
202509 60.770 138.900 61.601
202512 63.828 139.900 64.239
202603 68.458 140.800 68.458

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €31.87 mean?
Lion Finance Group (FRA:GEB) has a Cyclically Adjusted Book per Share of €31.87 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Lion Finance Group and its competitors.
Is Lion Finance Group's Cyclically Adjusted Book per Share too high?
Lion Finance Group's current Cyclically Adjusted Book per Share is €31.87. Overall, Lion Finance Group has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lion Finance Group's Cyclically Adjusted Book per Share compare to competitors?
Lion Finance Group's Cyclically Adjusted Book per Share of €31.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Lion Finance Group and its competitors. Lion Finance Group's current Cyclically Adjusted Book per Share is €31.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lion Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Lion Finance Group (FRA:GEB) is currently considered Significantly Overvalued. The stock's GF Value™ is €87.43, compared to a current price of €134.00 — trading 53.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is €31.87. Lion Finance Group's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Lion Finance Group (FRA:GEB), the current Cyclically Adjusted Book per Share is €31.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lion Finance Group (FRA:GEB) Overvalued in 2026?

Based on GuruFocus' analysis, Lion Finance Group stock appears to be overvalued. The current stock price of €134.00 is trading 53.3% above its estimated GF Value™ of €87.43. GuruFocus considers Lion Finance Group to be Significantly Overvalued.

Key valuation signals for FRA:GEB:

  • Cyclically Adjusted Book per Share: €31.87
  • GF Value™: €87.43 vs. price of €134.00 (53.3% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the FRA:GEB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lion Finance Group Business Description

Other Exchanges BDGSF:USABGEOl:UKBGEO:UK
Address 29 Farm Street, London, GBR, W1J 5RL
Lion Finance Group PLC, along with its subsidiaries, provides banking and financial services focused on the Georgian and Armenian markets. It offers services such as banking, leasing, brokerage, and investment management to corporate and individual customers. The Group is organised into the following Business Divisions and respective operating segments: Retail Banking, SME Banking, Corporate, Investment Banking, Corporate Center, Armenian Financial Services, and Other Businesses.
72GF Score

Get the complete analysis for FRA:GEB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€134.00
Price
€87.43
GF Value