Lion Finance Group (FRA:GEB) E10: €8.91 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:GEB Lion Finance Group PLC FRA:GEB
74 GF Score
Price €143.00
GF Value €85.01
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Lion Finance Group E10?

Lion Finance Group FRA:GEB +7.52% 74 E10 is €8.91 as of Mar. 2026. GuruFocus rates FRA:GEB with a GF Score™ of 74/100 and a GF Value™ of €85.01 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Lion Finance Group's adjusted earnings per share data for the three months ended in Mar. 2026 was €4.562. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €8.91 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Lion Finance Group's average E10 Growth Rate was 21.30% per year. During the past 3 years, the average E10 Growth Rate was 24.90% per year. During the past 5 years, the average E10 Growth Rate was 25.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Lion Finance Group was 29.00% per year. The lowest was 14.30% per year. And the median was 23.95% per year.

As of today (2026-08-08), Lion Finance Group's current stock price is €143.00. Lion Finance Group's E10 for the quarter that ended in Mar. 2026 was €8.91. Lion Finance Group's Shiller PE Ratio of today is 16.05.

During the past 13 years, the highest Shiller PE Ratio of Lion Finance Group was 15.65. The lowest was 3.20. And the median was 7.16.


Lion Finance Group  (FRA:GEB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Lion Finance Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=143.00/8.91
=16.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Lion Finance Group was 15.65. The lowest was 3.20. And the median was 7.16.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Lion Finance Group E10 Related Terms


Lion Finance Group E10 Historical Data

* Premium members only.

The historical data trend for Lion Finance Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lion Finance Group E10 Chart

Lion Finance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.23 4.28 5.28 7.13 8.49

Lion Finance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.65 7.68 7.84 8.49 8.91

Lion Finance Group E10 Competitor Comparison

For the Banks - Regional subindustry, Lion Finance Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lion Finance Group Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Lion Finance Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Lion Finance Group's Shiller PE Ratio falls into.


FRA:GEB
74GF Score
Lion Finance Group PLC FRA:GEB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lion Finance Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Lion Finance Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.562/140.8000*140.8000
=4.562

Current CPI (Mar. 2026) = 140.8000.

Lion Finance Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.825 101.000 1.150
201609 1.190 101.500 1.651
201612 0.660 102.200 0.909
201703 0.855 102.700 1.172
201706 0.996 103.500 1.355
201709 0.905 104.300 1.222
201712 0.963 105.000 1.291
201803 1.019 105.100 1.365
201806 0.938 105.900 1.247
201809 0.778 106.600 1.028
201812 0.804 107.100 1.057
201903 0.707 107.000 0.930
201906 0.746 107.900 0.973
201909 0.942 108.400 1.224
201912 1.103 108.500 1.431
202003 -0.701 108.600 -0.909
202006 0.804 108.800 1.040
202009 1.042 109.200 1.344
202012 0.925 109.400 1.190
202103 0.962 109.700 1.235
202106 1.404 111.400 1.775
202109 1.274 112.400 1.596
202112 1.381 114.700 1.695
202203 1.676 116.500 2.026
202206 1.941 120.500 2.268
202209 2.075 122.300 2.389
202212 4.562 125.300 5.126
202303 2.159 126.800 2.397
202306 2.970 129.400 3.232
202309 2.655 130.100 2.873
202312 2.415 130.500 2.606
202403 7.787 131.600 8.331
202406 3.211 133.000 3.399
202409 3.851 133.500 4.062
202412 3.858 135.100 4.021
202503 3.932 136.100 4.068
202506 3.924 138.400 3.992
202509 4.217 138.900 4.275
202512 4.565 139.900 4.594
202603 4.562 140.800 4.562

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €8.91 mean?
Lion Finance Group (FRA:GEB) has a E10 of €8.91 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Lion Finance Group and its competitors.
Is Lion Finance Group's E10 too high?
Lion Finance Group's current E10 is €8.91. Overall, Lion Finance Group has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lion Finance Group's E10 compare to competitors?
Lion Finance Group's E10 of €8.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Lion Finance Group and its competitors. Lion Finance Group's current E10 is €8.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lion Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Lion Finance Group (FRA:GEB) is currently considered Significantly Overvalued. The stock's GF Value™ is €85.01, compared to a current price of €143.00 — trading 68.2% above its estimated fair value. The current E10 is €8.91. Lion Finance Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Lion Finance Group (FRA:GEB), the current E10 is €8.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lion Finance Group (FRA:GEB) Overvalued in 2026?

Based on GuruFocus' analysis, Lion Finance Group stock appears to be overvalued. The current stock price of €143.00 is trading 68.2% above its estimated GF Value™ of €85.01. GuruFocus considers Lion Finance Group to be Significantly Overvalued.

Key valuation signals for FRA:GEB:

  • E10: €8.91
  • GF Value™: €85.01 vs. price of €143.00 (68.2% above fair value)
  • GF Score™: 74/100 with 7 warning signs

No single metric tells the full story. See the FRA:GEB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lion Finance Group Business Description

Other Exchanges BDGSF:USABGEOl:UKBGEO:UK
Address 29 Farm Street, London, GBR, W1J 5RL
Lion Finance Group PLC, along with its subsidiaries, provides banking and financial services focused on the Georgian and Armenian markets. It offers services such as banking, leasing, brokerage, and investment management to corporate and individual customers. The Group is organised into the following Business Divisions and respective operating segments: Retail Banking, SME Banking, Corporate, Investment Banking, Corporate Center, Armenian Financial Services, and Other Businesses.
74GF Score

Get the complete analysis for FRA:GEB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€143.00
Price
€85.01
GF Value