Experian (FRA:J2BA) Cyclically Adjusted Book per Share: €3.82 (As of Mar. 2026)


FRA:J2BA Experian PLC FRA:J2BA
83 GF Score
Price €29.80
GF Value €44.20
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Experian Cyclically Adjusted Book per Share?

Experian FRA:J2BA +2.76% 83 Cyclically Adjusted Book per Share is €3.82 as of Mar. 2026. GuruFocus rates FRA:J2BA with a GF Score™ of 83/100 and a GF Value™ of €44.20 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Experian's adjusted book value per share data for the fiscal year that ended in Mar. 2026 was €5.335. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €3.82 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Experian's average Cyclically Adjusted Book Growth Rate was 9.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 9.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 10.70% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 7.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Experian was 11.90% per year. The lowest was -1.70% per year. And the median was 6.35% per year.

As of today (2026-07-03), Experian's current stock price is € 29.80. Experian's Cyclically Adjusted Book per Share for the fiscal year that ended in Mar. 2026 was €3.82. Experian's Cyclically Adjusted PB Ratio of today is 7.80.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Experian was 17.98. The lowest was 7.45. And the median was 11.92.


Experian  (FRA:J2BA) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Experian's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=29.80/3.82
=7.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Experian was 17.98. The lowest was 7.45. And the median was 11.92.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Experian Cyclically Adjusted Book per Share Related Terms


Experian Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Experian's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Experian Cyclically Adjusted Book per Share Chart

Experian Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.67 2.91 3.29 3.68 3.82

Experian Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.29 0.00 3.68 0.00 3.82

FRA:J2BA vs VRSK, EFX, BAH: Cyclically Adjusted Book per Share Comparison

For the Consulting Services subindustry, Experian's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Experian Cyclically Adjusted PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Experian's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Experian's Cyclically Adjusted PB Ratio falls into.


FRA:J2BA
83GF Score
Experian PLC FRA:J2BA
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Experian Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Experian's adjusted Book Value per Share data for the fiscal year that ended in Mar. 2026 was:

Adj_Book=Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.335/125.8201*125.8201
=5.335

Current CPI (Mar. 2026) = 125.8201.

Experian Annual Data

Book Value per Share CPI Adj_Book
201703 2.616 100.374 3.279
201803 2.188 100.573 2.737
201903 2.412 101.670 2.985
202003 2.125 102.367 2.612
202103 2.821 102.367 3.467
202203 3.910 109.245 4.503
202303 3.993 117.609 4.272
202403 4.669 120.990 4.855
202503 5.116 123.405 5.216
202603 5.335 125.820 5.335

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €3.82 mean?
Experian (FRA:J2BA) has a Cyclically Adjusted Book per Share of €3.82 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Experian and its competitors.
Is Experian's Cyclically Adjusted Book per Share too high?
Experian's current Cyclically Adjusted Book per Share is €3.82. Overall, Experian has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Experian's Cyclically Adjusted Book per Share compare to VRSK and EFX?
Experian's Cyclically Adjusted Book per Share of €3.82 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Business Services company?
A good Cyclically Adjusted Book per Share depends on the Business Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Experian and its competitors. Experian's current Cyclically Adjusted Book per Share is €3.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Experian stock overvalued right now?
Based on GuruFocus' analysis, Experian (FRA:J2BA) is currently considered Significantly Undervalued. The stock's GF Value™ is €44.20, compared to a current price of €29.80 — trading 32.6% below its estimated fair value. The current Cyclically Adjusted Book per Share is €3.82. Experian's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Experian (FRA:J2BA), the current Cyclically Adjusted Book per Share is €3.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Experian (FRA:J2BA) Overvalued in 2026?

Based on GuruFocus' analysis, Experian stock appears to be undervalued. The current stock price of €29.80 is trading 32.6% below its estimated GF Value™ of €44.20. GuruFocus considers Experian to be Significantly Undervalued.

Key valuation signals for FRA:J2BA:

  • Cyclically Adjusted Book per Share: €3.82
  • GF Value™: €44.20 vs. price of €29.80 (32.6% below fair value)
  • GF Score™: 83/100 with 1 warning sign

No single metric tells the full story. See the FRA:J2BA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Experian Business Description

Address Fenian Street, 2 Cumberland Place, Dublin 2, IRL, D02 HY05
Experian is one of the leading credit bureaus in North America and the United Kingdom, providing the consumer information that is the basis for making lending decisions. The company also provides decision analytics, marketing data, and direct-to-consumer credit products and services. Roughly one quarter of the company's revenue is generated outside of North America and the United Kingdom, primarily in Latin America and Asia.
83GF Score

Get the complete analysis for FRA:J2BA

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.80
Price
€44.20
GF Value