Experian (FRA:J2BA) Long-Term Debt: €3,953 Mil (As of Mar. 2026)


FRA:J2BA Experian PLC FRA:J2BA
82 GF Score
Price €30.20
GF Value €45.76
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Experian Long-Term Debt?

Experian FRA:J2BA -2.58% 82 Long-Term Debt is €3,953 Mil as of Mar. 2026. GuruFocus rates FRA:J2BA with a GF Score™ of 82/100 and a GF Value™ of €45.76 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Experian's Long-Term Debt for the quarter that ended in Mar. 2026 was €3,953 Mil.

Experian's quarterly Long-Term Debt declined from Mar. 2025 (€3,834 Mil) to Sep. 2025 (€0 Mil) but then increased from Sep. 2025 (€0 Mil) to Mar. 2026 (€3,953 Mil).

Experian's annual Long-Term Debt increased from Mar. 2024 (€3,110 Mil) to Mar. 2025 (€3,834 Mil) and increased from Mar. 2025 (€3,834 Mil) to Mar. 2026 (€3,953 Mil).

Experian  (FRA:J2BA) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Experian Long-Term Debt Related Terms

Experian Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Experian's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Experian Long-Term Debt Chart

Experian Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3,584.69 3,109.60 3,834.13 3,953.05

Experian Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,109.60 0.00 3,834.13 0.00 3,953.05
FRA:J2BA
82GF Score
Experian PLC FRA:J2BA
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €3,953 Mil mean?
Experian (FRA:J2BA) has a Long-Term Debt of €3,953 Mil as of Mar. 2026.
Is Experian's Long-Term Debt too high?
Experian's current Long-Term Debt is €3,953 Mil. Overall, Experian has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Experian's Long-Term Debt compare to VRSK and EFX?
Experian's Long-Term Debt of €3,953 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Business Services company?
A good Long-Term Debt depends on the Business Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Experian's current Long-Term Debt is €3,953 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Experian stock overvalued right now?
Based on GuruFocus' analysis, Experian (FRA:J2BA) is currently considered Significantly Undervalued. The stock's GF Value™ is €45.76, compared to a current price of €30.20 — trading 34% below its estimated fair value. The current Long-Term Debt is €3,953 Mil. Experian's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Experian (FRA:J2BA), the current Long-Term Debt is €3,953 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Experian (FRA:J2BA) Overvalued in 2026?

Based on GuruFocus' analysis, Experian stock appears to be undervalued. The current stock price of €30.20 is trading 34% below its estimated GF Value™ of €45.76. GuruFocus considers Experian to be Significantly Undervalued.

Key valuation signals for FRA:J2BA:

  • Long-Term Debt: €3,953 Mil
  • GF Value™: €45.76 vs. price of €30.20 (34% below fair value)
  • GF Score™: 82/100 with 1 warning sign

No single metric tells the full story. See the FRA:J2BA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Experian Business Description

Address Fenian Street, 2 Cumberland Place, Dublin 2, IRL, D02 HY05
Experian is one of the leading credit bureaus in North America and the United Kingdom, providing the consumer information that is the basis for making lending decisions. The company also provides decision analytics, marketing data, and direct-to-consumer credit products and services. Roughly one quarter of the company's revenue is generated outside of North America and the United Kingdom, primarily in Latin America and Asia.
82GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€30.20
Price
€45.76
GF Value