Kuwait Finance House (KUW:KFH) Cyclically Adjusted Book per Share: KWD0.24 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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KUW:KFH Kuwait Finance House KUW:KFH
45 GF Score
Price KWD0.77
GF Value KWD0.78
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Kuwait Finance House Cyclically Adjusted Book per Share?

Kuwait Finance House KUW:KFH +0.13% 45 Cyclically Adjusted Book per Share is KWD0.24 as of Mar. 2026. GuruFocus rates KUW:KFH with a GF Score™ of 45/100 and a GF Value™ of KWD0.78 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Kuwait Finance House's adjusted book value per share for the three months ended in Mar. 2026 was KWD0.341. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is KWD0.24 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Kuwait Finance House's average Cyclically Adjusted Book Growth Rate was 9.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Kuwait Finance House was 10.60% per year. The lowest was 8.20% per year. And the median was 9.50% per year.

As of today (2026-07-23), Kuwait Finance House's current stock price is KWD0.768. Kuwait Finance House's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was KWD0.24. Kuwait Finance House's Cyclically Adjusted PB Ratio of today is 3.20.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kuwait Finance House was 4.54. The lowest was 2.26. And the median was 3.25.


Kuwait Finance House  (KUW:KFH) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kuwait Finance House's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.768/0.24
=3.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kuwait Finance House was 4.54. The lowest was 2.26. And the median was 3.25.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Kuwait Finance House Cyclically Adjusted Book per Share Related Terms


Kuwait Finance House Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Kuwait Finance House's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait Finance House Cyclically Adjusted Book per Share Chart

Kuwait Finance House Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.17 0.19 0.21 0.23

Kuwait Finance House Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.22 0.22 0.23 0.23 0.24

KUW:KFH vs JPM, BAC, WFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Diversified subindustry, Kuwait Finance House's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait Finance House Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait Finance House's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kuwait Finance House's Cyclically Adjusted PB Ratio falls into.


KUW:KFH
45GF Score
Kuwait Finance House KUW:KFH
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait Finance House Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kuwait Finance House's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.341/330.2130*330.2130
=0.341

Current CPI (Mar. 2026) = 330.2130.

Kuwait Finance House Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.138 241.018 0.189
201609 0.141 241.428 0.193
201612 0.143 241.432 0.196
201703 0.136 243.801 0.184
201706 0.140 244.955 0.189
201709 0.143 246.819 0.191
201712 0.148 246.524 0.198
201803 0.127 249.554 0.168
201806 0.128 251.989 0.168
201809 0.130 252.439 0.170
201812 0.136 251.233 0.179
201903 0.130 254.202 0.169
201906 0.148 256.143 0.191
201909 0.157 256.759 0.202
201912 0.162 256.974 0.208
202003 0.157 258.115 0.201
202006 0.146 257.797 0.187
202009 0.147 260.280 0.186
202012 0.152 260.474 0.193
202103 0.133 264.877 0.166
202106 0.164 271.696 0.199
202109 0.169 274.310 0.203
202112 0.169 278.802 0.200
202203 0.148 287.504 0.170
202206 0.168 296.311 0.187
202209 0.175 296.808 0.195
202212 0.317 296.797 0.353
202303 0.312 301.836 0.341
202306 0.311 305.109 0.337
202309 0.310 307.789 0.333
202312 0.317 306.746 0.341
202403 0.301 312.332 0.318
202406 0.305 314.175 0.321
202409 0.306 315.301 0.320
202412 0.327 315.605 0.342
202503 0.326 319.799 0.337
202506 0.323 322.561 0.331
202509 0.325 324.800 0.330
202512 0.347 324.054 0.354
202603 0.341 330.213 0.341

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of KWD0.24 mean?
Kuwait Finance House (KUW:KFH) has a Cyclically Adjusted Book per Share of KWD0.24 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kuwait Finance House and its competitors.
Is Kuwait Finance House's Cyclically Adjusted Book per Share too high?
Kuwait Finance House's current Cyclically Adjusted Book per Share is KWD0.24. Overall, Kuwait Finance House has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Finance House's Cyclically Adjusted Book per Share compare to JPM and BAC?
Kuwait Finance House's Cyclically Adjusted Book per Share of KWD0.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kuwait Finance House and its competitors. Kuwait Finance House's current Cyclically Adjusted Book per Share is KWD0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Finance House stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Finance House (KUW:KFH) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.78, compared to a current price of KWD0.77 — trading 1.5% below its estimated fair value. The current Cyclically Adjusted Book per Share is KWD0.24. Kuwait Finance House's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Kuwait Finance House (KUW:KFH), the current Cyclically Adjusted Book per Share is KWD0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait Finance House (KUW:KFH) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait Finance House stock appears to be undervalued. The current stock price of KWD0.77 is trading 1.5% below its estimated GF Value™ of KWD0.78. GuruFocus considers Kuwait Finance House to be Fairly Valued.

Key valuation signals for KUW:KFH:

  • Cyclically Adjusted Book per Share: KWD0.24
  • GF Value™: KWD0.78 vs. price of KWD0.77 (1.5% below fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the KUW:KFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait Finance House Business Description

Other Exchanges KFH:Bahrain
Address Abdullah Al Mubarak Street, P.O. Box 24989, Safat, Murqab, Kuwait City, KWT, 13110
Kuwait Finance House is an Islamic banking institution. It provides a range of banking Sharia-compliant products and services which include real estate, trade finance, investment portfolios, commercial, retail, and corporate banking. The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking. The Treasury and Corporate Banking gains maximum revenue, and it operates in Kuwait, Middle East, European, and others.
45GF Score

Get the complete analysis for KUW:KFH

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.77
Price
KWD0.78
GF Value