Kuwait Finance House (KUW:KFH) E10: KWD0.03 (As of Mar. 2026)

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KUW:KFH Kuwait Finance House KUW:KFH
45 GF Score
Price KWD0.77
GF Value KWD0.78
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Kuwait Finance House E10?

Kuwait Finance House KUW:KFH +0.13% 45 E10 is KWD0.03 as of Mar. 2026. GuruFocus rates KUW:KFH with a GF Score™ of 45/100 and a GF Value™ of KWD0.78 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kuwait Finance House's adjusted earnings per share data for the three months ended in Mar. 2026 was KWD0.009. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is KWD0.03 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Kuwait Finance House's average E10 Growth Rate was 50.00% per year. During the past 5 years, the average E10 Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Kuwait Finance House was 26.00% per year. The lowest was 0.00% per year. And the median was 0.00% per year.

As of today (2026-07-23), Kuwait Finance House's current stock price is KWD0.768. Kuwait Finance House's E10 for the quarter that ended in Mar. 2026 was KWD0.03. Kuwait Finance House's Shiller PE Ratio of today is 25.60.

During the past 13 years, the highest Shiller PE Ratio of Kuwait Finance House was 55.57. The lowest was 25.36. And the median was 32.75.


Kuwait Finance House  (KUW:KFH) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kuwait Finance House's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.768/0.03
=25.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kuwait Finance House was 55.57. The lowest was 25.36. And the median was 32.75.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kuwait Finance House E10 Related Terms


Kuwait Finance House E10 Historical Data

* Premium members only.

The historical data trend for Kuwait Finance House's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait Finance House E10 Chart

Kuwait Finance House Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.02

Kuwait Finance House Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.03

KUW:KFH vs JPM, BAC, WFC: E10 Comparison

For the Banks - Diversified subindustry, Kuwait Finance House's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait Finance House Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait Finance House's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kuwait Finance House's Shiller PE Ratio falls into.


KUW:KFH
45GF Score
Kuwait Finance House KUW:KFH
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait Finance House E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kuwait Finance House's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.009/330.2130*330.2130
=0.009

Current CPI (Mar. 2026) = 330.2130.

Kuwait Finance House Quarterly Data

per share eps CPI Adj_EPS
201606 0.003 241.018 0.004
201609 0.004 241.428 0.005
201612 0.003 241.432 0.004
201703 0.003 243.801 0.004
201706 0.003 244.955 0.004
201709 0.004 246.819 0.005
201712 0.004 246.524 0.005
201803 0.003 249.554 0.004
201806 0.004 251.989 0.005
201809 0.006 252.439 0.008
201812 0.005 251.233 0.007
201903 0.004 254.202 0.005
201906 0.004 256.143 0.005
201909 0.007 256.759 0.009
201912 0.005 256.974 0.006
202003 0.003 258.115 0.004
202006 0.001 257.797 0.001
202009 0.003 260.280 0.004
202012 0.004 260.474 0.005
202103 0.004 264.877 0.005
202106 0.004 271.696 0.005
202109 0.005 274.310 0.006
202112 0.006 278.802 0.007
202203 0.005 287.504 0.006
202206 0.005 296.311 0.006
202209 0.005 296.808 0.006
202212 0.008 296.797 0.009
202303 0.009 301.836 0.010
202306 0.009 305.109 0.010
202309 0.007 307.789 0.008
202312 0.006 306.746 0.006
202403 0.008 312.332 0.008
202406 0.009 314.175 0.009
202409 0.008 315.301 0.008
202412 0.006 315.605 0.006
202503 0.009 319.799 0.009
202506 0.009 322.561 0.009
202509 0.008 324.800 0.008
202512 0.007 324.054 0.007
202603 0.009 330.213 0.009

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of KWD0.03 mean?
Kuwait Finance House (KUW:KFH) has a E10 of KWD0.03 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kuwait Finance House and its competitors.
Is Kuwait Finance House's E10 too high?
Kuwait Finance House's current E10 is KWD0.03. Overall, Kuwait Finance House has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Finance House's E10 compare to JPM and BAC?
Kuwait Finance House's E10 of KWD0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kuwait Finance House and its competitors. Kuwait Finance House's current E10 is KWD0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Finance House stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Finance House (KUW:KFH) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.78, compared to a current price of KWD0.77 — trading 1.5% below its estimated fair value. The current E10 is KWD0.03. Kuwait Finance House's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kuwait Finance House (KUW:KFH), the current E10 is KWD0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait Finance House (KUW:KFH) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait Finance House stock appears to be undervalued. The current stock price of KWD0.77 is trading 1.5% below its estimated GF Value™ of KWD0.78. GuruFocus considers Kuwait Finance House to be Fairly Valued.

Key valuation signals for KUW:KFH:

  • E10: KWD0.03
  • GF Value™: KWD0.78 vs. price of KWD0.77 (1.5% below fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the KUW:KFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait Finance House Business Description

Other Exchanges KFH:Bahrain
Address Abdullah Al Mubarak Street, P.O. Box 24989, Safat, Murqab, Kuwait City, KWT, 13110
Kuwait Finance House is an Islamic banking institution. It provides a range of banking Sharia-compliant products and services which include real estate, trade finance, investment portfolios, commercial, retail, and corporate banking. The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking. The Treasury and Corporate Banking gains maximum revenue, and it operates in Kuwait, Middle East, European, and others.
45GF Score

Get the complete analysis for KUW:KFH

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.77
Price
KWD0.78
GF Value