Credicorp (LTS:0U8N) Cyclically Adjusted Book per Share: $ (As of Jun. 2026)

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LTS:0U8N Credicorp Ltd LTS:0U8N
80 GF Score
Price $381.71
GF Value $231.72
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Credicorp Cyclically Adjusted Book per Share?

Credicorp LTS:0U8N -0.16% 80 Cyclically Adjusted Book per Share is $ as of Jun. 2026. GuruFocus rates LTS:0U8N with a GF Score™ of 80/100 and a GF Value™ of $231.72 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Credicorp's adjusted book value per share for the three months ended in Jun. 2026 was $143.292. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $ for the trailing ten years ended in Jun. 2026.

During the past 12 months, Credicorp's average Cyclically Adjusted Book Growth Rate was 9.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 9.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.20% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 13.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Credicorp was 17.50% per year. The lowest was 9.30% per year. And the median was 13.95% per year.

As of today (2026-09-21), Credicorp's current stock price is $381.71. Credicorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $. Credicorp's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Credicorp was 5.19. The lowest was 1.27. And the median was 2.24.


Credicorp  (LTS:0U8N) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Credicorp was 5.19. The lowest was 1.27. And the median was 2.24.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Credicorp Cyclically Adjusted Book per Share Related Terms


Credicorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Credicorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credicorp Cyclically Adjusted Book per Share Chart

Credicorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
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Credicorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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LTS:0U8N vs CFG, RF, FCNCA: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Credicorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credicorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credicorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Credicorp's Cyclically Adjusted PB Ratio falls into.


LTS:0U8N
80GF Score
Credicorp Ltd LTS:0U8N
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credicorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credicorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=143.292/333.9520*333.9520
=143.292

Current CPI (Jun. 2026) = 333.9520.

Credicorp Quarterly Data

Book Value per Share CPI Adj_Book
201609 241.428 0.000
201612 75.501 241.432 104.434
201703 77.923 243.801 106.737
201706 82.366 244.955 112.291
201709 86.432 246.819 116.945
201712 86.403 246.524 117.045
201803 85.036 249.554 113.795
201806 85.675 251.989 113.542
201809 89.378 252.439 118.238
201812 90.347 251.233 120.094
201903 91.332 254.202 119.985
201906 98.174 256.143 127.996
201909 98.339 256.759 127.904
201912 101.594 256.974 132.027
202003 86.885 258.115 112.413
202006 85.048 257.797 110.172
202009 84.261 260.280 108.111
202012 88.520 260.474 113.491
202103 83.639 264.877 105.450
202106 83.929 271.696 103.160
202109 78.187 274.310 95.187
202112 85.186 278.802 102.037
202203 92.755 287.504 107.740
202206 88.396 296.311 99.625
202209 87.491 296.808 98.440
202212 97.578 296.797 109.793
202303 103.464 301.836 114.473
202306 106.249 305.109 116.293
202309 105.797 307.789 114.790
202312 112.478 306.746 122.454
202403 116.463 312.332 124.525
202406 108.532 314.175 115.364
202409 115.338 315.301 122.161
202412 117.203 315.605 124.016
202503 125.283 319.799 130.828
202506 124.540 322.561 128.938
202509 135.444 324.800 139.260
202512 146.494 324.054 150.969
202603 146.577 330.213 148.237
202606 143.292 333.952 143.292

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $ mean?
Credicorp (LTS:0U8N) has a Cyclically Adjusted Book per Share of $ as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Credicorp and its competitors.
Is Credicorp's Cyclically Adjusted Book per Share too high?
Credicorp's current Cyclically Adjusted Book per Share is $. Overall, Credicorp has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credicorp's Cyclically Adjusted Book per Share compare to CFG and RF?
Credicorp's Cyclically Adjusted Book per Share of $ can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Credicorp and its competitors. Credicorp's current Cyclically Adjusted Book per Share is $. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credicorp stock overvalued right now?
Based on GuruFocus' analysis, Credicorp (LTS:0U8N) is currently considered Significantly Overvalued. The stock's GF Value™ is $231.72, compared to a current price of $381.71 — trading 64.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is $. Credicorp's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Credicorp (LTS:0U8N), the current Cyclically Adjusted Book per Share is $ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credicorp (LTS:0U8N) Overvalued in 2026?

Based on GuruFocus' analysis, Credicorp stock appears to be overvalued. The current stock price of $381.71 is trading 64.7% above its estimated GF Value™ of $231.72. GuruFocus considers Credicorp to be Significantly Overvalued.

Key valuation signals for LTS:0U8N:

  • Cyclically Adjusted Book per Share: $
  • GF Value™: $231.72 vs. price of $381.71 (64.7% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the LTS:0U8N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credicorp Business Description

Address Calle Centenario 156, La Molina, Lima, PER, 15026
Credicorp Ltd is a Peruvian financial services company. The company operates in four business lines, including Universal Banking, Insurance and Retirement, Microfinance, and Investment Banking and Asset Management. Its subsidiaries include Banco de Credito del Peru, Prima AFP, Credicorp Capital, and others. Geographically, the company operates in Peru, Colombia, Bolivia, Chile, Panama, the USA, and Mexico; the majority of its revenue is generated from Peru.
80GF Score

Get the complete analysis for LTS:0U8N

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$381.71
Price
$231.72
GF Value