Credicorp (LTS:0U8N) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0U8N Credicorp Ltd LTS:0U8N
80 GF Score
Price $381.71
GF Value $261.78
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Credicorp Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Credicorp  (LTS:0U8N) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Credicorp Cyclically Adjusted PS Ratio Related Terms


Credicorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Credicorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credicorp Cyclically Adjusted PS Ratio Chart

Credicorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.02 2.08 2.23 2.63 4.00

Credicorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.24 3.74 4.01 4.55 5.23

LTS:0U8N vs CFG, RF, FCNCA: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Credicorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credicorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credicorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Credicorp's Cyclically Adjusted PS Ratio falls into.


LTS:0U8N
80GF Score
Credicorp Ltd LTS:0U8N
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Credicorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Credicorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Credicorp's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=25.262/333.9520*333.9520
=25.262

Current CPI (Jun. 2026) = 333.9520.

Credicorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 13.362 241.428 18.483
201612 13.147 241.432 18.185
201703 13.172 243.801 18.043
201706 13.391 244.955 18.256
201709 14.573 246.819 19.718
201712 14.757 246.524 19.990
201803 14.095 249.554 18.862
201806 13.855 251.989 18.362
201809 14.299 252.439 18.916
201812 12.973 251.233 17.244
201903 14.584 254.202 19.159
201906 14.810 256.143 19.309
201909 15.154 256.759 19.710
201912 15.407 256.974 20.022
202003 14.127 258.115 18.278
202006 12.829 257.797 16.619
202009 13.553 260.280 17.389
202012 13.684 260.474 17.544
202103 13.004 264.877 16.395
202106 13.146 271.696 16.158
202109 13.199 274.310 16.069
202112 13.975 278.802 16.739
202203 12.755 287.504 14.816
202206 13.609 296.311 15.338
202209 14.427 296.808 16.232
202212 14.983 296.797 16.859
202303 15.663 301.836 17.330
202306 16.421 305.109 17.973
202309 16.654 307.789 18.070
202312 17.120 306.746 18.638
202403 17.167 312.332 18.355
202406 17.940 314.175 19.069
202409 17.967 315.301 19.030
202412 18.192 315.605 19.250
202503 18.433 319.799 19.249
202506 21.074 322.561 21.818
202509 21.953 324.800 22.572
202512 26.512 324.054 27.322
202603 24.015 330.213 24.287
202606 25.262 333.952 25.262

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Credicorp (LTS:0U8N) Overvalued in 2026?

Based on GuruFocus' analysis, Credicorp stock appears to be overvalued. The current stock price of $381.71 is trading 45.8% above its estimated GF Value™ of $261.78. GuruFocus considers Credicorp to be Significantly Overvalued.

Key valuation signals for LTS:0U8N:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $261.78 vs. price of $381.71 (45.8% above fair value)
  • GF Score™: 80/100 with 5 warning signs

No single metric tells the full story. See the LTS:0U8N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credicorp Business Description

Address Calle Centenario 156, La Molina, Lima, PER, 15026
Credicorp Ltd is a Peruvian financial services company. The company operates in four business lines, including Universal Banking, Insurance and Retirement, Microfinance, and Investment Banking and Asset Management. Its subsidiaries include Banco de Credito del Peru, Prima AFP, Credicorp Capital, and others. Geographically, the company operates in Peru, Colombia, Bolivia, Chile, Panama, the USA, and Mexico; the majority of its revenue is generated from Peru.
80GF Score

Get the complete analysis for LTS:0U8N

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$381.71
Price
$261.78
GF Value