Citigroup (MEX:C) Cyclically Adjusted Book per Share: MXN1,881.08 (As of Mar. 2026)


MEX:C Citigroup Inc MEX:C
55 GF Score
Price MXN2,484.00
GF Value MXN1,401.46
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Citigroup Cyclically Adjusted Book per Share?

Citigroup MEX:C -2.59% 55 Cyclically Adjusted Book per Share is MXN1,881.08 as of Mar. 2026. GuruFocus rates MEX:C with a GF Score™ of 55/100 and a GF Value™ of MXN1,401.46 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Citigroup's adjusted book value per share for the three months ended in Mar. 2026 was MXN2,023.726. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN1,881.08 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Citigroup's average Cyclically Adjusted Book Growth Rate was 4.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was -0.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Citigroup was 17.90% per year. The lowest was -15.40% per year. And the median was 5.20% per year.

As of today (2026-06-28), Citigroup's current stock price is MXN2484.00. Citigroup's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN1,881.08. Citigroup's Cyclically Adjusted PB Ratio of today is 1.32.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Citigroup was 1.36. The lowest was 0.36. And the median was 0.72.


Citigroup  (MEX:C) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Citigroup's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2484.00/1881.08
=1.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Citigroup was 1.36. The lowest was 0.36. And the median was 0.72.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Citigroup Cyclically Adjusted Book per Share Related Terms


Citigroup Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Citigroup's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup Cyclically Adjusted Book per Share Chart

Citigroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,711.35 1,751.78 1,604.29 2,052.84 1,849.85

Citigroup Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,012.96 1,898.31 1,868.97 1,849.85 1,881.08

MEX:C vs WFC, BNY, BAC: Cyclically Adjusted Book per Share Comparison

For the Banks - Diversified subindustry, Citigroup's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citigroup Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Citigroup's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Citigroup's Cyclically Adjusted PB Ratio falls into.


MEX:C
55GF Score
Citigroup Inc MEX:C
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citigroup Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Citigroup's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2023.726/330.2130*330.2130
=2,023.726

Current CPI (Mar. 2026) = 330.2130.

Citigroup Quarterly Data

Book Value per Share CPI Adj_Book
201606 1,353.480 241.018 1,854.371
201609 1,440.611 241.428 1,970.395
201612 1,530.938 241.432 2,093.905
201703 1,428.483 243.801 1,934.790
201706 1,398.322 244.955 1,885.016
201709 1,430.293 246.819 1,913.553
201712 1,386.942 246.524 1,857.776
201803 1,302.110 249.554 1,722.968
201806 1,413.698 251.989 1,852.547
201809 1,363.114 252.439 1,783.076
201812 1,473.661 251.233 1,936.935
201903 1,495.424 254.202 1,942.583
201906 1,525.271 256.143 1,966.340
201909 1,599.593 256.759 2,057.207
201912 1,563.505 256.974 2,009.113
202003 1,963.765 258.115 2,512.294
202006 1,925.207 257.797 2,466.004
202009 1,866.375 260.280 2,367.840
202012 1,719.333 260.474 2,179.665
202103 1,802.455 264.877 2,247.058
202106 1,808.760 271.696 2,198.325
202109 1,895.097 274.310 2,281.308
202112 1,891.592 278.802 2,240.401
202203 1,832.399 287.504 2,104.604
202206 1,869.987 296.311 2,083.939
202209 1,864.855 296.808 2,074.740
202212 1,833.805 296.797 2,040.271
202303 1,741.157 301.836 1,904.851
202306 1,677.923 305.109 1,815.980
202309 1,729.328 307.789 1,855.318
202312 1,675.498 306.746 1,803.679
202403 1,644.321 312.332 1,738.458
202406 1,826.542 314.175 1,919.783
202409 2,006.578 315.301 2,101.478
202412 2,119.357 315.605 2,217.453
202503 2,125.612 319.799 2,194.831
202506 2,013.660 322.561 2,061.429
202509 1,988.681 324.800 2,021.824
202512 1,980.739 324.054 2,018.385
202603 2,023.726 330.213 2,023.726

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN1,881.08 mean?
Citigroup (MEX:C) has a Cyclically Adjusted Book per Share of MXN1,881.08 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Citigroup and its competitors.
Is Citigroup's Cyclically Adjusted Book per Share too high?
Citigroup's current Cyclically Adjusted Book per Share is MXN1,881.08. Overall, Citigroup has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citigroup's Cyclically Adjusted Book per Share compare to WFC and BNY?
Citigroup's Cyclically Adjusted Book per Share of MXN1,881.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Citigroup and its competitors. Citigroup's current Cyclically Adjusted Book per Share is MXN1,881.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Based on GuruFocus' analysis, Citigroup (MEX:C) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,401.46, compared to a current price of MXN2,484.00 — trading 77.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN1,881.08. Citigroup's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Citigroup (MEX:C), the current Cyclically Adjusted Book per Share is MXN1,881.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (MEX:C) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of MXN2,484.00 is trading 77.2% above its estimated GF Value™ of MXN1,401.46. GuruFocus considers Citigroup to be Significantly Overvalued.

Key valuation signals for MEX:C:

  • Cyclically Adjusted Book per Share: MXN1,881.08
  • GF Value™: MXN1,401.46 vs. price of MXN2,484.00 (77.2% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the MEX:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
55GF Score

Get the complete analysis for MEX:C

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,484.00
Price
MXN1,401.46
GF Value