Citigroup (MEX:C) E10: MXN120.39 (As of Mar. 2026)


MEX:C Citigroup Inc MEX:C
55 GF Score
Price MXN2,535.21
GF Value MXN1,409.80
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Citigroup E10?

Citigroup MEX:C -0.94% 55 E10 is MXN120.39 as of Mar. 2026. GuruFocus rates MEX:C with a GF Score™ of 55/100 and a GF Value™ of MXN1,409.80 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Citigroup's adjusted earnings per share data for the three months ended in Mar. 2026 was MXN55.180. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN120.39 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Citigroup's average E10 Growth Rate was 5.20% per year. During the past 3 years, the average E10 Growth Rate was 3.50% per year. During the past 5 years, the average E10 Growth Rate was 8.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Citigroup was 27.00% per year. The lowest was -53.60% per year. And the median was 10.20% per year.

As of today (2026-06-25), Citigroup's current stock price is MXN2535.21. Citigroup's E10 for the quarter that ended in Mar. 2026 was MXN120.39. Citigroup's Shiller PE Ratio of today is 21.06.

During the past 13 years, the highest Shiller PE Ratio of Citigroup was 24.54. The lowest was 6.30. And the median was 12.60.


Citigroup  (MEX:C) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Citigroup's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=2535.21/120.39
=21.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Citigroup was 24.54. The lowest was 6.30. And the median was 12.60.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Citigroup E10 Related Terms


Citigroup E10 Historical Data

* Premium members only.

The historical data trend for Citigroup's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup E10 Chart

Citigroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 104.51 113.02 98.94 131.30 116.15

Citigroup Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 128.25 120.41 118.05 116.15 120.39

MEX:C vs WFC, BNY, BAC: E10 Comparison

For the Banks - Diversified subindustry, Citigroup's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citigroup Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Citigroup's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Citigroup's Shiller PE Ratio falls into.


MEX:C
55GF Score
Citigroup Inc MEX:C
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citigroup E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Citigroup's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=55.18/330.2130*330.2130
=55.180

Current CPI (Mar. 2026) = 330.2130.

Citigroup Quarterly Data

per share eps CPI Adj_EPS
201606 22.932 241.018 31.419
201609 23.976 241.428 32.793
201612 23.503 241.432 32.146
201703 25.419 243.801 34.428
201706 23.137 244.955 31.190
201709 25.770 246.819 34.477
201712 -140.422 246.524 -188.092
201803 30.522 249.554 40.387
201806 32.029 251.989 41.972
201809 32.360 252.439 42.330
201812 32.201 251.233 42.324
201903 36.274 254.202 47.121
201906 37.457 256.143 48.289
201909 40.866 256.759 52.557
201912 40.549 256.974 52.106
202003 24.855 258.115 31.798
202006 8.771 257.797 11.235
202009 30.044 260.280 38.116
202012 41.375 260.474 52.453
202103 73.996 264.877 92.248
202106 56.732 271.696 68.951
202109 44.208 274.310 53.217
202112 29.950 278.802 35.473
202203 40.220 287.504 46.195
202206 44.058 296.311 49.099
202209 32.787 296.808 36.477
202212 22.615 296.797 25.161
202303 39.475 301.836 43.186
202306 22.801 305.109 24.677
202309 28.393 307.789 30.462
202312 -19.715 306.746 -21.223
202403 26.222 312.332 27.723
202406 27.847 314.175 29.269
202409 29.732 315.301 31.138
202412 27.947 315.605 29.241
202503 40.098 319.799 41.404
202506 36.905 322.561 37.780
202509 34.120 324.800 34.689
202512 21.427 324.054 21.834
202603 55.180 330.213 55.180

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN120.39 mean?
Citigroup (MEX:C) has a E10 of MXN120.39 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Citigroup and its competitors.
Is Citigroup's E10 too high?
Citigroup's current E10 is MXN120.39. Overall, Citigroup has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citigroup's E10 compare to WFC and BNY?
Citigroup's E10 of MXN120.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Citigroup and its competitors. Citigroup's current E10 is MXN120.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Based on GuruFocus' analysis, Citigroup (MEX:C) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,409.80, compared to a current price of MXN2,535.21 — trading 79.8% above its estimated fair value. The current E10 is MXN120.39. Citigroup's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Citigroup (MEX:C), the current E10 is MXN120.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (MEX:C) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of MXN2,535.21 is trading 79.8% above its estimated GF Value™ of MXN1,409.80. GuruFocus considers Citigroup to be Significantly Overvalued.

Key valuation signals for MEX:C:

  • E10: MXN120.39
  • GF Value™: MXN1,409.80 vs. price of MXN2,535.21 (79.8% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the MEX:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
55GF Score

Get the complete analysis for MEX:C

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,535.21
Price
MXN1,409.80
GF Value