Generali (MEX:GASIN) Cyclically Adjusted Book per Share: MXN370.41 (As of Dec. 2025)


MEX:GASIN Generali MEX:GASIN
47 GF Score
Price MXN779.67
GF Value MXN764.29
Valuation Fairly Valued
! 1 Warning Sign
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What is Generali Cyclically Adjusted Book per Share?

Generali MEX:GASIN 47 Cyclically Adjusted Book per Share is MXN370.41 as of Dec. 2025. GuruFocus rates MEX:GASIN with a GF Score™ of 47/100 and a GF Value™ of MXN764.29 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Generali's adjusted book value per share for the three months ended in Dec. 2025 was MXN449.738. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN370.41 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Generali's average Cyclically Adjusted Book Growth Rate was 4.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.10% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Generali was 6.40% per year. The lowest was 3.10% per year. And the median was 5.20% per year.

As of today (2026-06-26), Generali's current stock price is MXN779.67. Generali's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was MXN370.41. Generali's Cyclically Adjusted PB Ratio of today is 2.10.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Generali was 2.33. The lowest was 0.00. And the median was 0.00.


Generali  (MEX:GASIN) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Generali's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=779.67/370.41
=2.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Generali was 2.33. The lowest was 0.00. And the median was 0.00.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Generali Cyclically Adjusted Book per Share Related Terms


Generali Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Generali's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generali Cyclically Adjusted Book per Share Chart

Generali Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 386.56 323.09 283.16 370.41

Generali Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 262.05 0.00 370.41 0.00

MEX:GASIN vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Generali's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generali Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Generali's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Generali's Cyclically Adjusted PB Ratio falls into.


MEX:GASIN
47GF Score
Generali MEX:GASIN
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generali Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Generali's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=449.738/122.6000*122.6000
=449.738

Current CPI (Dec. 2025) = 122.6000.

Generali Quarterly Data

Book Value per Share CPI Adj_Book
201203 197.744 97.954 247.499
201206 189.585 98.605 235.720
201209 206.707 99.070 255.802
201212 209.918 99.070 259.776
201303 194.378 99.535 239.421
201306 205.091 99.814 251.910
201309 217.213 100.000 266.303
201312 228.003 99.721 280.314
201403 0.000 99.907 0.000
201406 250.485 100.093 306.809
201409 250.533 99.814 307.726
201412 271.123 99.721 333.327
201503 276.628 99.814 339.778
201506 263.405 100.279 322.036
201509 277.357 100.000 340.040
201512 283.558 99.814 348.290
201603 306.362 99.600 377.108
201606 327.269 99.900 401.633
201612 342.260 100.300 418.356
201706 308.325 101.100 373.894
201712 373.762 101.200 452.799
201806 346.572 102.400 414.939
201812 336.898 102.300 403.751
201906 374.268 103.100 445.056
201912 378.677 102.800 451.613
202006 432.902 102.900 515.780
202012 462.965 102.600 553.212
202106 432.691 104.200 509.097
202112 431.434 106.600 496.190
202206 256.739 112.500 279.788
202212 355.711 119.000 366.472
202306 321.458 119.700 329.246
202312 347.675 119.700 356.098
202403 0.000 120.200 0.000
202406 372.905 120.700 378.775
202412 436.166 121.200 441.204
202503 0.000 122.500 0.000
202506 425.115 122.700 424.769
202509 0.000 123.100 0.000
202512 449.738 122.600 449.738

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN370.41 mean?
Generali (MEX:GASIN) has a Cyclically Adjusted Book per Share of MXN370.41 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Generali and its competitors.
Is Generali's Cyclically Adjusted Book per Share too high?
Generali's current Cyclically Adjusted Book per Share is MXN370.41. Overall, Generali has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Generali's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Generali's Cyclically Adjusted Book per Share of MXN370.41 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Generali and its competitors. Generali's current Cyclically Adjusted Book per Share is MXN370.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Generali stock overvalued right now?
Based on GuruFocus' analysis, Generali (MEX:GASIN) is currently considered Fairly Valued. The stock's GF Value™ is MXN764.29, compared to a current price of MXN779.67 — trading 2% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN370.41. Generali's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Generali (MEX:GASIN), the current Cyclically Adjusted Book per Share is MXN370.41 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Generali (MEX:GASIN) Overvalued in 2026?

Based on GuruFocus' analysis, Generali stock appears to be overvalued. The current stock price of MXN779.67 is trading 2% above its estimated GF Value™ of MXN764.29. GuruFocus considers Generali to be Fairly Valued.

Key valuation signals for MEX:GASIN:

  • Cyclically Adjusted Book per Share: MXN370.41
  • GF Value™: MXN764.29 vs. price of MXN779.67 (2% above fair value)
  • GF Score™: 47/100 with 1 warning sign

No single metric tells the full story. See the MEX:GASIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generali Business Description

Address Piazza Duca degli Abruzzi, 2, Trieste, ITA, 34132
The roots of Generali date back to the 1830s and the Bora wind and rough seas that hit the Trieste region. Over that decade, Generali sought to expand throughout Italy, but growth was held back by the fragmented nature of Italy. The Italian Revolution in the 1840s paved the way for easier expansion in the country. After World War I, Trieste was handed back to Italy. The dissolution of the Austro-Hungarian Empire created a fragmented Europe and a fragmented Generali. To this day, Generali remains quite a diversified company, with its core operations remaining in the historical Austro-Hungarian countries of Austria, Central and Eastern Europe, Germany, and Italy. France is also an important contributor to life and savings.
47GF Score

Get the complete analysis for MEX:GASIN

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN779.67
Price
MXN764.29
GF Value