The Hartford Insurance Group (MEX:HIG) Cyclically Adjusted Book per Share: MXN551.95 (As of Mar. 2026)


MEX:HIG The Hartford Insurance Group Inc MEX:HIG
61 GF Score
Price MXN2,306.50
GF Value MXN2,273.66
Valuation Fairly Valued
! 6 Warning Signs
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What is The Hartford Insurance Group Cyclically Adjusted Book per Share?

The Hartford Insurance Group MEX:HIG 61 Cyclically Adjusted Book per Share is MXN551.95 as of Mar. 2026. GuruFocus rates MEX:HIG with a GF Score™ of 61/100 and a GF Value™ of MXN2,273.66 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

The Hartford Insurance Group's adjusted book value per share for the three months ended in Mar. 2026 was MXN1,217.149. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN551.95 for the trailing ten years ended in Mar. 2026.

During the past 12 months, The Hartford Insurance Group's average Cyclically Adjusted Book Growth Rate was 4.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 2.60% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 1.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of The Hartford Insurance Group was 11.10% per year. The lowest was -2.50% per year. And the median was 2.20% per year.

As of today (2026-07-07), The Hartford Insurance Group's current stock price is MXN2306.50. The Hartford Insurance Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN551.95. The Hartford Insurance Group's Cyclically Adjusted PB Ratio of today is 4.18.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of The Hartford Insurance Group was 2.56. The lowest was 0.66. And the median was 1.28.


The Hartford Insurance Group  (MEX:HIG) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

The Hartford Insurance Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2306.50/551.95
=4.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of The Hartford Insurance Group was 2.56. The lowest was 0.66. And the median was 1.28.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


The Hartford Insurance Group Cyclically Adjusted Book per Share Related Terms


The Hartford Insurance Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for The Hartford Insurance Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Hartford Insurance Group Cyclically Adjusted Book per Share Chart

The Hartford Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 863.31 648.13 530.58

The Hartford Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 579.76 570.70 547.63 530.58 551.95

MEX:HIG vs ACGL, AIG, PLGO: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, The Hartford Insurance Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Hartford Insurance Group Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, The Hartford Insurance Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where The Hartford Insurance Group's Cyclically Adjusted PB Ratio falls into.


MEX:HIG
61GF Score
The Hartford Insurance Group Inc MEX:HIG
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Hartford Insurance Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Hartford Insurance Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1217.149/330.2130*330.2130
=1,217.149

Current CPI (Mar. 2026) = 330.2130.

The Hartford Insurance Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 884.781 241.018 1,212.217
201609 950.253 241.428 1,299.708
201612 931.916 241.432 1,274.606
201703 867.459 243.801 1,174.918
201706 861.303 244.955 1,161.084
201709 874.712 246.819 1,170.255
201712 742.683 246.524 994.806
201803 666.831 249.554 882.359
201806 687.921 251.989 901.470
201809 663.819 252.439 868.335
201812 697.980 251.233 917.404
201903 752.881 254.202 978.006
201906 794.587 256.143 1,024.361
201909 861.032 256.759 1,107.357
201912 835.868 256.974 1,074.095
202003 978.185 258.115 1,251.417
202006 1,078.887 257.797 1,381.950
202009 1,077.189 260.280 1,366.612
202012 1,011.111 260.474 1,281.825
202103 993.017 264.877 1,237.960
202106 1,021.543 271.696 1,241.560
202109 1,054.495 274.310 1,269.396
202112 1,072.415 278.802 1,270.168
202203 937.002 287.504 1,076.195
202206 860.611 296.311 959.077
202209 794.545 296.808 883.969
202212 825.473 296.797 918.412
202303 809.732 301.836 885.859
202306 771.465 305.109 834.940
202309 768.607 307.789 824.604
202312 852.659 306.746 917.890
202403 846.232 312.332 894.679
202406 956.295 314.175 1,005.112
202409 1,128.944 315.301 1,182.337
202412 1,168.635 315.605 1,222.726
202503 1,184.708 319.799 1,223.287
202506 1,146.262 322.561 1,173.454
202509 1,188.423 324.800 1,208.229
202512 1,212.309 324.054 1,235.350
202603 1,217.149 330.213 1,217.149

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN551.95 mean?
The Hartford Insurance Group (MEX:HIG) has a Cyclically Adjusted Book per Share of MXN551.95 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on The Hartford Insurance Group and its competitors.
Is The Hartford Insurance Group's Cyclically Adjusted Book per Share too high?
The Hartford Insurance Group's current Cyclically Adjusted Book per Share is MXN551.95. Overall, The Hartford Insurance Group has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hartford Insurance Group's Cyclically Adjusted Book per Share compare to ACGL and AIG?
The Hartford Insurance Group's Cyclically Adjusted Book per Share of MXN551.95 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on The Hartford Insurance Group and its competitors. The Hartford Insurance Group's current Cyclically Adjusted Book per Share is MXN551.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hartford Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hartford Insurance Group (MEX:HIG) is currently considered Fairly Valued. The stock's GF Value™ is MXN2,273.66, compared to a current price of MXN2,306.50 — trading 1.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN551.95. The Hartford Insurance Group's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For The Hartford Insurance Group (MEX:HIG), the current Cyclically Adjusted Book per Share is MXN551.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Hartford Insurance Group (MEX:HIG) Overvalued in 2026?

Based on GuruFocus' analysis, The Hartford Insurance Group stock appears to be overvalued. The current stock price of MXN2,306.50 is trading 1.4% above its estimated GF Value™ of MXN2,273.66. GuruFocus considers The Hartford Insurance Group to be Fairly Valued.

Key valuation signals for MEX:HIG:

  • Cyclically Adjusted Book per Share: MXN551.95
  • GF Value™: MXN2,273.66 vs. price of MXN2,306.50 (1.4% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the MEX:HIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Hartford Insurance Group Business Description

Address One Hartford Plaza, Hartford, CT, USA, 06155
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds. The company is widely recognized for its service excellence, sustainability practices, trust, and integrity. The Company currently conducts business principally in five reportable segments, including Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds, as well as a Corporate category. The company generates a majority of its revenue from Business Insurance.
61GF Score

Get the complete analysis for MEX:HIG

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN2,306.50
Price
MXN2,273.66
GF Value