Pinnacle Financial Partners (MIL:1PNFP) Cyclically Adjusted Book per Share: €0.00 (As of Mar. 2026)


MIL:1PNFP Pinnacle Financial Partners Inc MIL:1PNFP
68 GF Score
Price €75.50
GF Value €91.48
! 2 Warning Signs
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What is Pinnacle Financial Partners Cyclically Adjusted Book per Share?

Pinnacle Financial Partners MIL:1PNFP 68 Cyclically Adjusted Book per Share is €0.00 as of Mar. 2026. GuruFocus rates MIL:1PNFP with a GF Score™ of 68/100 and a GF Value™ of €91.48. The stock has 2 warning signs investors should review.

Note: As Cyclically Adjusted Book per Share is a main component used to calculate Cyclically Adjusted PB Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation section below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Pinnacle Financial Partners's adjusted book value per share for the three months ended in Mar. 2026 was €79.510. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Pinnacle Financial Partners's average Cyclically Adjusted Book Growth Rate was 10.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 13.90% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 13.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Pinnacle Financial Partners was 16.30% per year. The lowest was 8.70% per year. And the median was 11.80% per year.

As of today (2026-07-09), Pinnacle Financial Partners's current stock price is €75.50. Pinnacle Financial Partners's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €0.00. Pinnacle Financial Partners's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Pinnacle Financial Partners was 3.19. The lowest was 0.89. And the median was 1.80.


Pinnacle Financial Partners  (MIL:1PNFP) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Pinnacle Financial Partners was 3.19. The lowest was 0.89. And the median was 1.80.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Pinnacle Financial Partners Cyclically Adjusted Book per Share Related Terms


Pinnacle Financial Partners Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Pinnacle Financial Partners's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle Financial Partners Cyclically Adjusted Book per Share Chart

Pinnacle Financial Partners Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 55.58

Pinnacle Financial Partners Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 56.56 68.22 55.58 0.00

MIL:1PNFP vs EWBC, WBS, FHN: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Pinnacle Financial Partners's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Financial Partners Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Financial Partners's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Pinnacle Financial Partners's Cyclically Adjusted PB Ratio falls into.


MIL:1PNFP
68GF Score
Pinnacle Financial Partners Inc MIL:1PNFP
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Pinnacle Financial Partners Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pinnacle Financial Partners's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=79.51/330.2130*330.2130
=79.510

Current CPI (Mar. 2026) = 330.2130.

Pinnacle Financial Partners Quarterly Data

Book Value per Share CPI Adj_Book
201606 26.629 241.018 36.484
201609 28.484 241.428 38.959
201612 30.606 241.432 41.861
201703 32.357 243.801 43.826
201706 41.439 244.955 55.862
201709 39.689 246.819 53.099
201712 40.304 246.524 53.986
201803 39.057 249.554 51.681
201806 42.049 251.989 55.102
201809 42.872 252.439 56.080
201812 44.981 251.233 59.122
201903 46.556 254.202 60.477
201906 48.063 256.143 61.962
201909 50.841 256.759 65.386
201912 51.244 256.974 65.849
202003 52.355 258.115 66.979
202006 52.460 257.797 67.196
202009 51.159 260.280 64.905
202012 50.766 260.474 64.358
202103 52.347 264.877 65.259
202106 53.269 271.696 64.742
202109 55.565 274.310 66.889
202112 59.234 278.802 70.157
202203 60.183 287.504 69.123
202206 63.126 296.311 70.348
202209 67.752 296.808 75.377
202212 65.429 296.797 72.796
202303 66.573 301.836 72.832
202306 67.710 305.109 73.281
202309 68.573 307.789 73.569
202312 69.505 306.746 74.822
202403 70.153 312.332 74.169
202406 71.671 314.175 75.330
202409 71.480 315.301 74.861
202412 76.838 315.605 80.395
202503 75.451 319.799 77.908
202506 71.778 322.561 73.481
202509 72.930 324.800 74.145
202512 38.795 324.054 39.532
202603 79.510 330.213 79.510

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €0.00 mean?
Pinnacle Financial Partners (MIL:1PNFP) has a Cyclically Adjusted Book per Share of €0.00 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Pinnacle Financial Partners and its competitors.
Is Pinnacle Financial Partners' Cyclically Adjusted Book per Share too high?
Pinnacle Financial Partners' current Cyclically Adjusted Book per Share is €0.00. Overall, Pinnacle Financial Partners has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Pinnacle Financial Partners' Cyclically Adjusted Book per Share compare to EWBC and WBS?
Pinnacle Financial Partners' Cyclically Adjusted Book per Share of €0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Pinnacle Financial Partners and its competitors. Pinnacle Financial Partners's current Cyclically Adjusted Book per Share is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pinnacle Financial Partners stock overvalued right now?
Pinnacle Financial Partners (MIL:1PNFP) has a current Cyclically Adjusted Book per Share of €0.00. The stock's GF Value™ is €91.48, compared to a current price of €75.50 — trading 17.5% below its estimated fair value. The current Cyclically Adjusted Book per Share is €0.00. Pinnacle Financial Partners' overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Pinnacle Financial Partners (MIL:1PNFP), the current Cyclically Adjusted Book per Share is €0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pinnacle Financial Partners (MIL:1PNFP) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Financial Partners stock appears to be undervalued. The current stock price of €75.50 is trading 17.5% below its estimated GF Value™ of €91.48.

Key valuation signals for MIL:1PNFP:

  • Cyclically Adjusted Book per Share: €0.00
  • GF Value™: €91.48 vs. price of €75.50 (17.5% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the MIL:1PNFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pinnacle Financial Partners Business Description

Other Exchanges PNFPpC.PFD:USAPNFP:USA
Address 3400 Overton Park Drive, Atlanta, GA, USA, 30339
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.
68GF Score

Get the complete analysis for MIL:1PNFP

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€75.50
Price
€91.48
GF Value