Pinnacle Financial Partners (MIL:1PNFP) Cyclically Adjusted PS Ratio: (As of Jul. 27, 2026)

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Director of Data and Quant Analytics at GuruFocus
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MIL:1PNFP Pinnacle Financial Partners Inc MIL:1PNFP
70 GF Score
Price €75.50
GF Value €91.22
! 3 Warning Signs
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What is Pinnacle Financial Partners Cyclically Adjusted PS Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PS Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


Pinnacle Financial Partners  (MIL:1PNFP) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Pinnacle Financial Partners Cyclically Adjusted PS Ratio Related Terms


Pinnacle Financial Partners Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Pinnacle Financial Partners's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pinnacle Financial Partners Cyclically Adjusted PS Ratio Chart

Pinnacle Financial Partners Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.95 5.95 6.34 7.51 5.62

Pinnacle Financial Partners Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.81 5.63 5.62 4.85 0.00

MIL:1PNFP vs EWBC, WBS, FHN: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Pinnacle Financial Partners's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pinnacle Financial Partners Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pinnacle Financial Partners's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Pinnacle Financial Partners's Cyclically Adjusted PS Ratio falls into.


MIL:1PNFP
70GF Score
Pinnacle Financial Partners Inc MIL:1PNFP
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pinnacle Financial Partners Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Pinnacle Financial Partners's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Pinnacle Financial Partners's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=6.827/330.2130*330.2130
=6.827

Current CPI (Mar. 2026) = 330.2130.

Pinnacle Financial Partners Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.080 241.018 2.850
201609 2.132 241.428 2.916
201612 1.847 241.432 2.526
201703 2.145 243.801 2.905
201706 2.119 244.955 2.857
201709 2.171 246.819 2.905
201712 2.059 246.524 2.758
201803 2.194 249.554 2.903
201806 2.289 251.989 3.000
201809 2.374 252.439 3.105
201812 2.477 251.233 3.256
201903 2.454 254.202 3.188
201906 2.491 256.143 3.211
201909 2.767 256.759 3.559
201912 2.704 256.974 3.475
202003 2.748 258.115 3.516
202006 2.830 257.797 3.625
202009 2.897 260.280 3.675
202012 2.839 260.474 3.599
202103 2.977 264.877 3.711
202106 3.013 271.696 3.662
202109 3.209 274.310 3.863
202112 3.330 278.802 3.944
202203 3.454 287.504 3.967
202206 3.877 296.311 4.321
202209 4.623 296.808 5.143
202212 4.394 296.797 4.889
202303 4.402 301.836 4.816
202306 4.277 305.109 4.629
202309 4.301 307.789 4.614
202312 3.823 306.746 4.115
202403 4.506 312.332 4.764
202406 3.808 314.175 4.002
202409 4.787 315.301 5.013
202412 5.156 315.605 5.395
202503 5.312 319.799 5.485
202506 4.975 322.561 5.093
202509 5.104 324.800 5.189
202512 5.258 324.054 5.358
202603 6.827 330.213 6.827

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Pinnacle Financial Partners (MIL:1PNFP) Overvalued in 2026?

Based on GuruFocus' analysis, Pinnacle Financial Partners stock appears to be undervalued. The current stock price of €75.50 is trading 17.2% below its estimated GF Value™ of €91.22.

Key valuation signals for MIL:1PNFP:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €91.22 vs. price of €75.50 (17.2% below fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the MIL:1PNFP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pinnacle Financial Partners Business Description

Other Exchanges PNFPpC.PFD:USAPNFP:USA
Address 3400 Overton Park Drive, Atlanta, GA, USA, 30339
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.
70GF Score

Get the complete analysis for MIL:1PNFP

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€75.50
Price
€91.22
GF Value