Arab National Bank (SAU:1080) Cyclically Adjusted Book per Share: ﷼18.37 (As of Mar. 2026)

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SAU:1080 Arab National Bank SAU:1080
79 GF Score
Price ﷼21.32
GF Value ﷼23.00
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Arab National Bank Cyclically Adjusted Book per Share?

Arab National Bank SAU:1080 -2.38% 79 Cyclically Adjusted Book per Share is ﷼18.37 as of Mar. 2026. GuruFocus rates SAU:1080 with a GF Score™ of 79/100 and a GF Value™ of ﷼23.00 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Arab National Bank's adjusted book value per share for the three months ended in Mar. 2026 was ﷼24.814. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼18.37 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Arab National Bank's average Cyclically Adjusted Book Growth Rate was 8.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Arab National Bank was 9.30% per year. The lowest was 6.80% per year. And the median was 7.60% per year.

As of today (2026-07-27), Arab National Bank's current stock price is ﷼21.32. Arab National Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼18.37. Arab National Bank's Cyclically Adjusted PB Ratio of today is 1.16.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Arab National Bank was 1.91. The lowest was 1.10. And the median was 1.30.


Arab National Bank  (SAU:1080) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Arab National Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=21.32/18.37
=1.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Arab National Bank was 1.91. The lowest was 1.10. And the median was 1.30.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Arab National Bank Cyclically Adjusted Book per Share Related Terms


Arab National Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Arab National Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab National Bank Cyclically Adjusted Book per Share Chart

Arab National Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.28 14.62 15.60 16.54 17.80

Arab National Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.93 17.25 17.59 17.80 18.37

SAU:1080 vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Arab National Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab National Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Arab National Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Arab National Bank's Cyclically Adjusted PB Ratio falls into.


SAU:1080
79GF Score
Arab National Bank SAU:1080
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab National Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arab National Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=24.814/330.2130*330.2130
=24.814

Current CPI (Mar. 2026) = 330.2130.

Arab National Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 11.154 241.018 15.282
201609 11.454 241.428 15.666
201612 11.618 241.432 15.890
201703 11.660 243.801 15.793
201706 11.795 244.955 15.900
201709 12.021 246.819 16.083
201712 12.185 246.524 16.322
201803 12.233 249.554 16.187
201806 12.326 251.989 16.152
201809 12.363 252.439 16.172
201812 13.260 251.233 17.429
201903 13.221 254.202 17.174
201906 13.697 256.143 17.658
201909 13.807 256.759 17.757
201912 14.154 256.974 18.188
202003 13.842 258.115 17.708
202006 14.213 257.797 18.205
202009 14.669 260.280 18.610
202012 14.867 260.474 18.847
202103 14.987 264.877 18.684
202106 15.016 271.696 18.250
202109 15.372 274.310 18.505
202112 15.551 278.802 18.419
202203 16.017 287.504 18.396
202206 15.514 296.311 17.289
202209 15.874 296.808 17.661
202212 16.167 296.797 17.987
202303 16.322 301.836 17.857
202306 16.855 305.109 18.242
202309 16.866 307.789 18.095
202312 17.889 306.746 19.258
202403 17.585 312.332 18.592
202406 18.086 314.175 19.009
202409 18.236 315.301 19.098
202412 19.374 315.605 20.271
202503 20.968 319.799 21.651
202506 21.568 322.561 22.080
202509 23.754 324.800 24.150
202512 24.928 324.054 25.402
202603 24.814 330.213 24.814

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼18.37 mean?
Arab National Bank (SAU:1080) has a Cyclically Adjusted Book per Share of ﷼18.37 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Arab National Bank and its competitors.
Is Arab National Bank's Cyclically Adjusted Book per Share too high?
Arab National Bank's current Cyclically Adjusted Book per Share is ﷼18.37. Overall, Arab National Bank has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Arab National Bank's Cyclically Adjusted Book per Share compare to PNC and USB?
Arab National Bank's Cyclically Adjusted Book per Share of ﷼18.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Arab National Bank and its competitors. Arab National Bank's current Cyclically Adjusted Book per Share is ﷼18.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab National Bank stock overvalued right now?
Based on GuruFocus' analysis, Arab National Bank (SAU:1080) is currently considered Fairly Valued. The stock's GF Value™ is ﷼23.00, compared to a current price of ﷼21.32 — trading 7.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼18.37. Arab National Bank's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Arab National Bank (SAU:1080), the current Cyclically Adjusted Book per Share is ﷼18.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab National Bank (SAU:1080) Overvalued in 2026?

Based on GuruFocus' analysis, Arab National Bank stock appears to be undervalued. The current stock price of ﷼21.32 is trading 7.3% below its estimated GF Value™ of ﷼23.00. GuruFocus considers Arab National Bank to be Fairly Valued.

Key valuation signals for SAU:1080:

  • Cyclically Adjusted Book per Share: ﷼18.37
  • GF Value™: ﷼23.00 vs. price of ﷼21.32 (7.3% below fair value)
  • GF Score™: 79/100 with 1 warning sign

No single metric tells the full story. See the SAU:1080 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab National Bank Business Description

Address Arab National Bank, P.O. Box 56921, Riyadh, SAU, 11564
Arab National Bank is a commercial banking service provider based in Saudi Arabia. It offers comprehensive banking solutions including business banking, retail banking, investment products, and other banking services to customers across Saudi Arabia. The company's operating segments are: i) Retail Banking, ii) Corporate Banking, iii) Treasury segment, iv) Investment and brokerage services and iv) Other. The majority of the company's revenue is derived from the Corporate Banking segment, which includes providing Loans and advances, deposits and other credit products for corporate and institutional customers, small to medium sized businesses. Geographically, it operates in Saudi Arabia, Other GCC & Middle East, Europe, North America, Latin America, South East Asia and Other Countries.
79GF Score

Get the complete analysis for SAU:1080

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼21.32
Price
﷼23.00
GF Value