Arab National Bank (SAU:1080) Moat Score: 0/10 (As of Jul. 27, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:1080 Arab National Bank SAU:1080
79 GF Score
Price ﷼21.32
GF Value ﷼23.00
Valuation Fairly Valued
! 1 Warning Sign
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What is Arab National Bank Moat Score?

Arab National Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Arab National Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Arab National Bank might have No Moat - No discernible moat.

Arab National Bank  (SAU:1080) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Arab National Bank Moat Score Related Terms

SAU:1080
79GF Score
Arab National Bank SAU:1080
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Arab National Bank (SAU:1080) Overvalued in 2026?

Based on GuruFocus' analysis, Arab National Bank stock appears to be undervalued. The current stock price of ﷼21.32 is trading 7.3% below its estimated GF Value™ of ﷼23.00. GuruFocus considers Arab National Bank to be Fairly Valued.

Key valuation signals for SAU:1080:

  • Moat Score: 0
  • GF Value™: ﷼23.00 vs. price of ﷼21.32 (7.3% below fair value)
  • GF Score™: 79/100 with 1 warning sign

No single metric tells the full story. See the SAU:1080 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arab National Bank Business Description

Address Arab National Bank, P.O. Box 56921, Riyadh, SAU, 11564
Arab National Bank is a commercial banking service provider based in Saudi Arabia. It offers comprehensive banking solutions including business banking, retail banking, investment products, and other banking services to customers across Saudi Arabia. The company's operating segments are: i) Retail Banking, ii) Corporate Banking, iii) Treasury segment, iv) Investment and brokerage services and iv) Other. The majority of the company's revenue is derived from the Corporate Banking segment, which includes providing Loans and advances, deposits and other credit products for corporate and institutional customers, small to medium sized businesses. Geographically, it operates in Saudi Arabia, Other GCC & Middle East, Europe, North America, Latin America, South East Asia and Other Countries.
79GF Score

Get the complete analysis for SAU:1080

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼21.32
Price
﷼23.00
GF Value