SAXPY (Sampo Oyj) Cyclically Adjusted Book per Share: $10.04 (As of Mar. 2026)


SAXPY Sampo Oyj SAXPY
73 GF Score
Price $21.45
GF Value $22.39
Valuation Fairly Valued
! 1 Warning Sign
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What is Sampo Oyj Cyclically Adjusted Book per Share?

Sampo Oyj SAXPY +2.34% 73 Cyclically Adjusted Book per Share is $10.04 as of Mar. 2026. GuruFocus rates SAXPY with a GF Score™ of 73/100 and a GF Value™ of $22.39 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Sampo Oyj's adjusted book value per share for the three months ended in Mar. 2026 was $7.144. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $10.04 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sampo Oyj's average Cyclically Adjusted Book Growth Rate was -4.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -2.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 1.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Sampo Oyj was 6.70% per year. The lowest was -2.40% per year. And the median was 4.20% per year.

As of today (2026-07-03), Sampo Oyj's current stock price is $21.45. Sampo Oyj's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $10.04. Sampo Oyj's Cyclically Adjusted PB Ratio of today is 2.14.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sampo Oyj was 2.48. The lowest was 1.12. And the median was 1.84.


Sampo Oyj  (OTCPK:SAXPY) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sampo Oyj's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=21.45/10.04
=2.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sampo Oyj was 2.48. The lowest was 1.12. And the median was 1.84.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Sampo Oyj Cyclically Adjusted Book per Share Related Terms


Sampo Oyj Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Sampo Oyj's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj Cyclically Adjusted Book per Share Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.81 11.04 10.46 9.40 10.23

Sampo Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.84 10.47 10.36 10.23 10.04

SAXPY vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampo Oyj Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's Cyclically Adjusted PB Ratio falls into.


SAXPY
73GF Score
Sampo Oyj SAXPY
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sampo Oyj Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sampo Oyj's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7.144/124.6700*124.6700
=7.144

Current CPI (Mar. 2026) = 124.6700.

Sampo Oyj Quarterly Data

Book Value per Share CPI Adj_Book
201606 8.693 100.390 10.795
201609 9.175 100.540 11.377
201612 9.005 101.020 11.113
201703 9.566 100.910 11.818
201706 9.230 101.140 11.377
201709 10.774 101.320 13.257
201712 10.928 101.510 13.421
201803 11.443 101.730 14.023
201806 10.080 102.320 12.282
201809 10.488 102.600 12.744
201812 10.149 102.710 12.319
201903 10.458 102.870 12.674
201906 9.512 103.360 11.473
201909 8.941 103.540 10.766
201912 9.530 103.650 11.463
202003 8.738 103.490 10.526
202006 8.994 103.320 10.853
202009 9.926 103.710 11.932
202012 10.005 103.890 12.006
202103 10.449 104.870 12.422
202106 10.348 105.360 12.245
202109 10.548 106.290 12.372
202112 10.584 107.490 12.276
202203 10.104 110.950 11.353
202206 7.583 113.570 8.324
202209 6.824 114.920 7.403
202212 7.922 117.320 8.418
202303 8.101 119.750 8.434
202306 7.128 120.690 7.363
202309 5.773 121.280 5.934
202312 6.314 121.540 6.477
202403 6.519 122.360 6.642
202406 5.988 122.230 6.108
202409 5.765 122.260 5.879
202412 5.493 122.390 5.595
202503 6.009 123.010 6.090
202506 5.863 122.530 5.965
202509 6.724 122.880 6.822
202512 7.120 122.670 7.236
202603 7.144 124.670 7.144

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $10.04 mean?
Sampo Oyj (SAXPY) has a Cyclically Adjusted Book per Share of $10.04 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sampo Oyj and its competitors.
Is Sampo Oyj's Cyclically Adjusted Book per Share too high?
Sampo Oyj's current Cyclically Adjusted Book per Share is $10.04. Overall, Sampo Oyj has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Sampo Oyj's Cyclically Adjusted Book per Share of $10.04 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sampo Oyj and its competitors. Sampo Oyj's current Cyclically Adjusted Book per Share is $10.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Based on GuruFocus' analysis, Sampo Oyj (SAXPY) is currently considered Fairly Valued. The stock's GF Value™ is $22.39, compared to a current price of $21.45 — trading 4.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is $10.04. Sampo Oyj's overall GF Score™ is 73/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Sampo Oyj (SAXPY), the current Cyclically Adjusted Book per Share is $10.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (SAXPY) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued. The current stock price of $21.45 is trading 4.2% below its estimated GF Value™ of $22.39. GuruFocus considers Sampo Oyj to be Fairly Valued.

Key valuation signals for SAXPY:

  • Cyclically Adjusted Book per Share: $10.04
  • GF Value™: $22.39 vs. price of $21.45 (4.2% below fair value)
  • GF Score™: 73/100 with 1 warning sign

No single metric tells the full story. See the SAXPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
73GF Score

Get the complete analysis for SAXPY

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.45
Price
$22.39
GF Value