SAXPY (Sampo Oyj) Cyclically Adjusted PS Ratio: 2.60 (As of Jul. 17, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAXPY Sampo Oyj SAXPY
73 GF Score
Price $21.80
GF Value $21.86
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Sampo Oyj Cyclically Adjusted PS Ratio?

Sampo Oyj SAXPY +0.05% 73 Cyclically Adjusted PS Ratio is 2.60 as of Jul. 17, 2026, which is 7% below its 10-year median of 2.80. GuruFocus rates SAXPY with a GF Score™ of 73/100 and a GF Value™ of $21.86 (Fairly Valued). The stock has 2 warning signs investors should review. Among 410 Insurance companies, Sampo Oyj ranks worse than 80% on this metric.

As of today (2026-07-17), Sampo Oyj's current share price is $21.80. Sampo Oyj's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $8.39. Sampo Oyj's Cyclically Adjusted PS Ratio for today is 2.60.

The historical rank and industry rank for Sampo Oyj's Cyclically Adjusted PS Ratio or its related term are showing as below:

SAXPY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.84   Med: 2.8   Max: 3.83
Current: 2.64

During the past years, Sampo Oyj's highest Cyclically Adjusted PS Ratio was 3.83. The lowest was 1.84. And the median was 2.80.

SAXPY's Cyclically Adjusted PS Ratio is ranked worse than
80% of 410 companies
in the Insurance industry
Industry Median: 1.225 vs SAXPY: 2.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sampo Oyj's adjusted revenue per share data for the three months ended in Mar. 2026 was $2.743. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $8.39 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sampo Oyj  (OTCPK:SAXPY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Sampo Oyj Cyclically Adjusted PS Ratio Related Terms


Sampo Oyj Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Sampo Oyj's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj Cyclically Adjusted PS Ratio Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.93 2.98 2.52 2.37 2.94

Sampo Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.64 2.70 2.82 2.94 2.55

SAXPY vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampo Oyj Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's Cyclically Adjusted PS Ratio falls into.


SAXPY
73GF Score
Sampo Oyj SAXPY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sampo Oyj Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Sampo Oyj's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=21.80/8.39
=2.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Sampo Oyj's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.743/124.6700*124.6700
=2.743

Current CPI (Mar. 2026) = 124.6700.

Sampo Oyj Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.186 100.390 1.473
201609 1.071 100.540 1.328
201612 1.288 101.020 1.590
201703 1.653 100.910 2.042
201706 1.208 101.140 1.489
201709 1.080 101.320 1.329
201712 1.727 101.510 2.121
201803 2.231 101.730 2.734
201806 1.841 102.320 2.243
201809 1.681 102.600 2.043
201812 0.788 102.710 0.956
201903 3.092 102.870 3.747
201906 1.888 103.360 2.277
201909 1.811 103.540 2.181
201912 0.042 103.650 0.051
202003 0.625 103.490 0.753
202006 2.681 103.320 3.235
202009 1.982 103.710 2.383
202012 1.759 103.890 2.111
202103 3.502 104.870 4.163
202106 2.855 105.360 3.378
202109 1.909 106.290 2.239
202112 0.229 107.490 0.266
202203 1.544 110.950 1.735
202206 0.704 113.570 0.773
202209 1.238 114.920 1.343
202212 1.752 117.320 1.862
202303 2.478 119.750 2.580
202306 1.588 120.690 1.640
202309 1.440 121.280 1.480
202312 1.728 121.540 1.773
202403 2.920 122.360 2.975
202406 1.975 122.230 2.014
202409 2.483 122.260 2.532
202412 1.611 122.390 1.641
202503 2.688 123.010 2.724
202506 2.462 122.530 2.505
202509 2.593 122.880 2.631
202512 2.527 122.670 2.568
202603 2.743 124.670 2.743

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.60 mean?
Sampo Oyj (SAXPY) has a Cyclically Adjusted PS Ratio of 2.60 as of Jul. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sampo Oyj and its competitors. This is near median its historical median of 2.80. Over the past decade, Sampo Oyj's Cyclically Adjusted PS Ratio has ranged from 1.84 to 3.83. According to the industry distribution chart, Sampo Oyj ranks #328 out of 410 companies in the Insurance industry, placing it in the top 80%.
Is Sampo Oyj's Cyclically Adjusted PS Ratio too high?
Sampo Oyj's current Cyclically Adjusted PS Ratio of 2.60 is near median its 10-year median of 2.80. Over the past 10 years, this metric has ranged from a low of 1.84 to a high of 3.83. The Insurance industry median Cyclically Adjusted PS Ratio is 1.23. Sampo Oyj's value of 2.60 is 112.2% above this industry median. Based on the distribution chart, Sampo Oyj ranks #328 out of 410 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sampo Oyj has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's Cyclically Adjusted PS Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Sampo Oyj ranks #328 out of 410 companies for Cyclically Adjusted PS Ratio. This places Sampo Oyj in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.23. Sampo Oyj's value of 2.60 is 112.2% above this benchmark. Historically, Sampo Oyj's own Cyclically Adjusted PS Ratio has ranged from 1.84 to 3.83 over the past decade. While the company's 10-year median is 2.80 vs. the industry median of 1.23, Sampo Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.23, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sampo Oyj's current Cyclically Adjusted PS Ratio of 2.60 is 112.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sampo Oyj and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sampo Oyj's current Cyclically Adjusted PS Ratio is 2.60, which is near median its own 10-year median of 2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Based on GuruFocus' analysis, Sampo Oyj (SAXPY) is currently considered Fairly Valued. The stock's GF Value™ is $21.86, compared to a current price of $21.80 — trading 0.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.60, which is near median its 10-year median of 2.80 and 112.2% above the Insurance industry median of 1.23. Sampo Oyj's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Sampo Oyj (SAXPY), the current Cyclically Adjusted PS Ratio is 2.60 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (SAXPY) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be undervalued. The current stock price of $21.80 is trading 0.3% below its estimated GF Value™ of $21.86. GuruFocus considers Sampo Oyj to be Fairly Valued.

Key valuation signals for SAXPY:

  • Cyclically Adjusted PS Ratio: 2.60 (near median its 10-year median of 2.80)
  • GF Value™: $21.86 vs. price of $21.80 (0.3% below fair value)
  • GF Score™: 73/100 with 2 warning signs
  • Industry Position: 112.2% above the Insurance median (#328 of 410)

No single metric tells the full story. See the SAXPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
73GF Score

Get the complete analysis for SAXPY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.80
Price
$21.86
GF Value