PT Bank OCBC Nisp Tbk (STU:FFB) Cyclically Adjusted Book per Share: €0.04 (As of Mar. 2026)


STU:FFB PT Bank OCBC Nisp Tbk STU:FFB
75 GF Score
Price €0.02
GF Value €0.04
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Bank OCBC Nisp Tbk Cyclically Adjusted Book per Share?

PT Bank OCBC Nisp Tbk STU:FFB 75 Cyclically Adjusted Book per Share is €0.04 as of Mar. 2026. GuruFocus rates STU:FFB with a GF Score™ of 75/100 and a GF Value™ of €0.04 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT Bank OCBC Nisp Tbk's adjusted book value per share for the three months ended in Mar. 2026 was €0.099. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.04 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank OCBC Nisp Tbk's average Cyclically Adjusted Book Growth Rate was 10.50% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 9.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT Bank OCBC Nisp Tbk was 10.10% per year. The lowest was 9.20% per year. And the median was 9.30% per year.

As of today (2026-07-11), PT Bank OCBC Nisp Tbk's current stock price is €0.0185. PT Bank OCBC Nisp Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €0.04. PT Bank OCBC Nisp Tbk's Cyclically Adjusted PB Ratio of today is 0.46.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank OCBC Nisp Tbk was 1.15. The lowest was 0.58. And the median was 0.91.


PT Bank OCBC Nisp Tbk  (STU:FFB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT Bank OCBC Nisp Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.0185/0.04
=0.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT Bank OCBC Nisp Tbk was 1.15. The lowest was 0.58. And the median was 0.91.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT Bank OCBC Nisp Tbk Cyclically Adjusted Book per Share Related Terms


PT Bank OCBC Nisp Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT Bank OCBC Nisp Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank OCBC Nisp Tbk Cyclically Adjusted Book per Share Chart

PT Bank OCBC Nisp Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.04 0.06 0.06 0.06

PT Bank OCBC Nisp Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.06 0.06 0.06 0.04

PT Bank OCBC Nisp Tbk Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank OCBC Nisp Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank OCBC Nisp Tbk Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank OCBC Nisp Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT Bank OCBC Nisp Tbk's Cyclically Adjusted PB Ratio falls into.


STU:FFB
75GF Score
PT Bank OCBC Nisp Tbk STU:FFB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank OCBC Nisp Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank OCBC Nisp Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.099/136.5387*136.5387
=0.099

Current CPI (Mar. 2026) = 136.5387.

PT Bank OCBC Nisp Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.054 103.212 0.071
201609 0.057 104.142 0.075
201612 0.060 105.222 0.078
201703 0.062 106.476 0.080
201706 0.060 107.722 0.076
201709 0.059 108.020 0.075
201712 0.059 109.017 0.074
201803 0.058 110.097 0.072
201806 0.061 111.085 0.075
201809 0.059 111.135 0.072
201812 0.065 112.430 0.079
201903 0.069 112.829 0.083
201906 0.071 114.730 0.084
201909 0.075 114.905 0.089
201912 0.077 115.486 0.091
202003 0.072 116.252 0.085
202006 0.079 116.630 0.092
202009 0.074 116.397 0.087
202012 0.075 117.318 0.087
202103 0.077 117.840 0.089
202106 0.079 118.184 0.091
202109 0.083 118.262 0.096
202112 0.087 119.516 0.099
202203 0.090 120.948 0.102
202206 0.092 123.322 0.102
202209 0.098 125.298 0.107
202212 0.090 126.098 0.097
202303 0.094 126.953 0.101
202306 0.095 127.663 0.102
202309 0.096 128.151 0.102
202312 0.096 129.395 0.101
202403 0.094 130.607 0.098
202406 0.094 130.792 0.098
202409 0.102 130.361 0.107
202412 0.106 131.432 0.110
202503 0.097 131.948 0.100
202506 0.095 133.241 0.097
202509 0.096 133.819 0.098
202512 0.098 135.271 0.099
202603 0.099 136.539 0.099

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €0.04 mean?
PT Bank OCBC Nisp Tbk (STU:FFB) has a Cyclically Adjusted Book per Share of €0.04 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank OCBC Nisp Tbk and its competitors.
Is PT Bank OCBC Nisp Tbk's Cyclically Adjusted Book per Share too high?
PT Bank OCBC Nisp Tbk's current Cyclically Adjusted Book per Share is €0.04. Overall, PT Bank OCBC Nisp Tbk has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank OCBC Nisp Tbk's Cyclically Adjusted Book per Share compare to competitors?
PT Bank OCBC Nisp Tbk's Cyclically Adjusted Book per Share of €0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT Bank OCBC Nisp Tbk and its competitors. PT Bank OCBC Nisp Tbk's current Cyclically Adjusted Book per Share is €0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank OCBC Nisp Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk (STU:FFB) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.02 — trading 53.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is €0.04. PT Bank OCBC Nisp Tbk's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT Bank OCBC Nisp Tbk (STU:FFB), the current Cyclically Adjusted Book per Share is €0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank OCBC Nisp Tbk (STU:FFB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk stock appears to be undervalued. The current stock price of €0.02 is trading 53.8% below its estimated GF Value™ of €0.04. GuruFocus considers PT Bank OCBC Nisp Tbk to be Significantly Undervalued.

Key valuation signals for STU:FFB:

  • Cyclically Adjusted Book per Share: €0.04
  • GF Value™: €0.04 vs. price of €0.02 (53.8% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the STU:FFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank OCBC Nisp Tbk Business Description

Other Exchanges NISP:Indonesia
Address Jalan Prof. Dr. Satrio Kav. 25, OCBC Tower, 8th Floor, Kuningan, Karet Kuningan, Kecamatan Setiabudi, Kota Jakarta Selatan, Jakarta, IDN, 12940
PT Bank OCBC Nisp Tbk is an Indonesian company operating in the banking sector. Its line of business is a commercial bank, including banking activities that carry out sharia business. The company's reportable operating segments are: Business Banking, Consumer Banking, Global Markets, and Others. Maximum revenue is generated from the Consumer Banking segment, which includes loans, deposits, and other transactions and balances with individual customers. The Business Banking segment includes loans, deposits, and other transactions and balances with corporate customers, and the Global Markets segment includes treasury products, advisory services, and balance sheet management.
75GF Score

Get the complete analysis for STU:FFB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.04
GF Value