PT Bank Jago Tbk is an Indonesia-based banking company. It is a technology-based bank that serves the small and medium enterprises segment, Retail segment, and mass market segment. The company offers a wide range of products and banking services such as money changer, pickup service, bank guarantee, and payroll system. Its loan products include working capital loans, investment loans, consumer loans, and mortgages loan. In addition, the bank also established business partnerships with other banks, rural banks, multi-finance, and insurance companies.

Financial Strength

6/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	54.51
Equity-to-Asset	0.39
Debt-to-Equity	0.01
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.81	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	159.5
	3-Year Book Growth Rate	85.7
	Future 3-5Y Total Revenue Growth Rate	33.49

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	26.48
	9-Day RSI	25.59
	14-Day RSI	28.66
	6-1 Month Momentum %	57.89
	12-1 Month Momentum %	29.19

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1.9
	Shareholder Yield %	0.01

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	4.6
	FCF Margin %	101.55
	ROE %	0.87
	ROA %	0.38
	Years of Profitability over Past 10-Year	3

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	417.95
	Forward PE Ratio	126.58
	PE Ratio without NRI	415.95
	PEG Ratio	3.42
	PS Ratio	19.19
	PB Ratio	3.61
	Price-to-Tangible-Book	4.34
	Price-to-Free-Cash-Flow	18.89
	Price-to-Operating-Cash-Flow	13.43
	EV-to-Revenue	17.33
	EV-to-Forward-Revenue	13.58
	EV-to-FCF	16.63
	Price-to-Projected-FCF	269.14
	Price-to-Peter-Lynch-Fair-Value	16.64
	Price-to-Graham-Number	8.95
	FCF Yield %	5.3
	Forward Rate of Return (Yacktman) %	18.19

Financials

Annual Quarterly TTM

ISX:ARTO's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PT Bank Jago Tbk Executives

Details

GF Value: Rp16219.72

ISX:ARTO

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Medium warning sign with ARTO. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil Rp)	1,574,249
	EPS (TTM) (Rp)	5.216
	Beta	2.58
	Volatility %	47.11
	14-Day RSI	28.66
	14-Day ATR (Rp)	100.635179
	20-Day SMA (Rp)	2518
	12-1 Month Momentum %	29.19
	52-Week Range (Rp)	1530 - 3860
	Shares Outstanding (Mil)	13,856.25

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PT Bank Jago Tbk Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PT Bank Jago Tbk Stock Events

Financials Calendars

	Event	Date	Price(Rp)
No Event Data

PT Bank Jago Tbk Frequently Asked Questions

What is PT Bank Jago Tbk(ISX:ARTO)'s stock price today?

The current price of ISX:ARTO is Rp2180.00. The 52 week high of ISX:ARTO is Rp3860.00 and 52 week low is Rp1530.00.

When is next earnings date of PT Bank Jago Tbk(ISX:ARTO)?

The next earnings date of PT Bank Jago Tbk(ISX:ARTO) is .

Does PT Bank Jago Tbk(ISX:ARTO) pay dividends? If so, how much?

PT Bank Jago Tbk(ISX:ARTO) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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