PT Bank OCBC Nisp Tbk (STU:FFB) EV-to-FCF: 0.61 (As of Jul. 11, 2026) — 61% Above Median


STU:FFB PT Bank OCBC Nisp Tbk STU:FFB
75 GF Score
Price €0.02
GF Value €0.04
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank OCBC Nisp Tbk EV-to-FCF?

PT Bank OCBC Nisp Tbk STU:FFB 75 EV-to-FCF is 0.61 as of Jul. 11, 2026, which is 61% above its 10-year median of 0.38. GuruFocus rates STU:FFB with a GF Score™ of 75/100 and a GF Value™ of €0.04 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,193 Banks companies, PT Bank OCBC Nisp Tbk ranks better than 80.05% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PT Bank OCBC Nisp Tbk's Enterprise Value is €685.8 Mil. PT Bank OCBC Nisp Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €1,120.0 Mil. Therefore, PT Bank OCBC Nisp Tbk's EV-to-FCF for today is 0.61.

The historical rank and industry rank for PT Bank OCBC Nisp Tbk's EV-to-FCF or its related term are showing as below:

STU:FFB' s EV-to-FCF Range Over the Past 10 Years
Min: -23.59   Med: 0.38   Max: 62.95
Current: 0.62

During the past 13 years, the highest EV-to-FCF of PT Bank OCBC Nisp Tbk was 62.95. The lowest was -23.59. And the median was 0.38.

STU:FFB's EV-to-FCF is ranked better than
80.05% of 1193 companies
in the Banks industry
Industry Median: 6.57 vs STU:FFB: 0.62

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-11), PT Bank OCBC Nisp Tbk's stock price is €0.0185. PT Bank OCBC Nisp Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.012. Therefore, PT Bank OCBC Nisp Tbk's PE Ratio (TTM) for today is 1.54.


PT Bank OCBC Nisp Tbk  (STU:FFB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Bank OCBC Nisp Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.0185/0.012
=1.54

PT Bank OCBC Nisp Tbk's share price for today is €0.0185.
PT Bank OCBC Nisp Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.012.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Bank OCBC Nisp Tbk EV-to-FCF Related Terms


PT Bank OCBC Nisp Tbk EV-to-FCF Historical Data

* Premium members only.

The historical data trend for PT Bank OCBC Nisp Tbk's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank OCBC Nisp Tbk EV-to-FCF Chart

PT Bank OCBC Nisp Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.31 -0.59 48.94 0.38 0.59

PT Bank OCBC Nisp Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.28 0.19 6.19 0.59 0.92

PT Bank OCBC Nisp Tbk EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, PT Bank OCBC Nisp Tbk's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank OCBC Nisp Tbk EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank OCBC Nisp Tbk's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank OCBC Nisp Tbk's EV-to-FCF falls into.


STU:FFB
75GF Score
PT Bank OCBC Nisp Tbk STU:FFB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank OCBC Nisp Tbk EV-to-FCF Calculation

PT Bank OCBC Nisp Tbk's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=685.827/1120.04
=0.61

PT Bank OCBC Nisp Tbk's current Enterprise Value is €685.8 Mil.
PT Bank OCBC Nisp Tbk's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,120.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 0.61 mean?
PT Bank OCBC Nisp Tbk (STU:FFB) has a EV-to-FCF of 0.61 as of Jul. 11, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank OCBC Nisp Tbk and its competitors. This is 61% above median its historical median of 0.38. According to the industry distribution chart, PT Bank OCBC Nisp Tbk ranks #238 out of 1193 companies in the Banks industry, placing it in the top 19.9%.
Is PT Bank OCBC Nisp Tbk's EV-to-FCF too high?
PT Bank OCBC Nisp Tbk's current EV-to-FCF of 0.61 is 61% above median its 10-year median of 0.38. The Banks industry median EV-to-FCF is 6.57. PT Bank OCBC Nisp Tbk's value of 0.61 is 90.7% below this industry median. Based on the distribution chart, PT Bank OCBC Nisp Tbk ranks #238 out of 1193 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank OCBC Nisp Tbk has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank OCBC Nisp Tbk's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, PT Bank OCBC Nisp Tbk ranks #238 out of 1193 companies for EV-to-FCF. This places PT Bank OCBC Nisp Tbk in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. PT Bank OCBC Nisp Tbk's value of 0.61 is 90.7% below this benchmark. While the company's 10-year median is 0.38 vs. the industry median of 6.57, PT Bank OCBC Nisp Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank OCBC Nisp Tbk's current EV-to-FCF of 0.61 is 90.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PT Bank OCBC Nisp Tbk and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank OCBC Nisp Tbk's current EV-to-FCF is 0.61, which is 61% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank OCBC Nisp Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk (STU:FFB) is currently considered Significantly Undervalued. The stock's GF Value™ is €0.04, compared to a current price of €0.02 — trading 53.8% below its estimated fair value. The current EV-to-FCF is 0.61, which is 61% above median its 10-year median of 0.38 and 90.7% below the Banks industry median of 6.57. PT Bank OCBC Nisp Tbk's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PT Bank OCBC Nisp Tbk (STU:FFB), the current EV-to-FCF is 0.61 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank OCBC Nisp Tbk (STU:FFB) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank OCBC Nisp Tbk stock appears to be undervalued. The current stock price of €0.02 is trading 53.8% below its estimated GF Value™ of €0.04. GuruFocus considers PT Bank OCBC Nisp Tbk to be Significantly Undervalued.

Key valuation signals for STU:FFB:

  • EV-to-FCF: 0.61 (61% above median its 10-year median of 0.38)
  • GF Value™: €0.04 vs. price of €0.02 (53.8% below fair value)
  • GF Score™: 75/100 with 2 warning signs
  • Industry Position: 90.7% below the Banks median (#238 of 1193)

No single metric tells the full story. See the STU:FFB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank OCBC Nisp Tbk Business Description

Other Exchanges NISP:Indonesia
Address Jalan Prof. Dr. Satrio Kav. 25, OCBC Tower, 8th Floor, Kuningan, Karet Kuningan, Kecamatan Setiabudi, Kota Jakarta Selatan, Jakarta, IDN, 12940
PT Bank OCBC Nisp Tbk is an Indonesian company operating in the banking sector. Its line of business is a commercial bank, including banking activities that carry out sharia business. The company's reportable operating segments are: Business Banking, Consumer Banking, Global Markets, and Others. Maximum revenue is generated from the Consumer Banking segment, which includes loans, deposits, and other transactions and balances with individual customers. The Business Banking segment includes loans, deposits, and other transactions and balances with corporate customers, and the Global Markets segment includes treasury products, advisory services, and balance sheet management.
75GF Score

Get the complete analysis for STU:FFB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.02
Price
€0.04
GF Value