CareCloud (STU:MTB) Cyclically Adjusted Book per Share: €3.78 (As of Mar. 2026)


STU:MTB CareCloud Inc STU:MTB
38 GF Score
Price €2.04
GF Value €0.91
Valuation Significantly Overvalued
! 2 Warning Signs
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What is CareCloud Cyclically Adjusted Book per Share?

CareCloud STU:MTB +2.41% 38 Cyclically Adjusted Book per Share is €3.78 as of Mar. 2026. GuruFocus rates STU:MTB with a GF Score™ of 38/100 and a GF Value™ of €0.91 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

CareCloud's adjusted book value per share for the three months ended in Mar. 2026 was €1.187. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €3.78 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CareCloud's average Cyclically Adjusted Book Growth Rate was 2.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of CareCloud was 7.00% per year. The lowest was 7.00% per year. And the median was 7.00% per year.

As of today (2026-07-11), CareCloud's current stock price is €2.04. CareCloud's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €3.78. CareCloud's Cyclically Adjusted PB Ratio of today is 0.54.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of CareCloud was 1.79. The lowest was 0.19. And the median was 0.67.


CareCloud  (STU:MTB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

CareCloud's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2.04/3.78
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of CareCloud was 1.79. The lowest was 0.19. And the median was 0.67.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


CareCloud Cyclically Adjusted Book per Share Related Terms


CareCloud Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for CareCloud's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CareCloud Cyclically Adjusted Book per Share Chart

CareCloud Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 3.23 3.86 3.94 3.72

CareCloud Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.88 3.68 3.84 3.72 3.78

STU:MTB vs OPRX, DH, DRIO: Cyclically Adjusted Book per Share Comparison

For the Health Information Services subindustry, CareCloud's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CareCloud Cyclically Adjusted PB Ratio vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, CareCloud's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where CareCloud's Cyclically Adjusted PB Ratio falls into.


STU:MTB
38GF Score
CareCloud Inc STU:MTB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CareCloud Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CareCloud's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.187/330.2130*330.2130
=1.187

Current CPI (Mar. 2026) = 330.2130.

CareCloud Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.011 241.018 1.385
201609 0.981 241.428 1.342
201612 0.667 241.432 0.912
201703 0.380 243.801 0.515
201706 0.877 244.955 1.182
201709 1.206 246.819 1.613
201712 1.484 246.524 1.988
201803 1.437 249.554 1.901
201806 2.136 251.989 2.799
201809 1.975 252.439 2.583
201812 2.888 251.233 3.796
201903 2.727 254.202 3.542
201906 2.532 256.143 3.264
201909 2.782 256.759 3.578
201912 3.150 256.974 4.048
202003 4.185 258.115 5.354
202006 5.658 257.797 7.247
202009 6.614 260.280 8.391
202012 6.220 260.474 7.885
202103 6.038 264.877 7.527
202106 5.553 271.696 6.749
202109 5.546 274.310 6.676
202112 5.810 278.802 6.881
202203 6.166 287.504 7.082
202206 6.445 296.311 7.182
202209 6.827 296.808 7.595
202212 6.303 296.797 7.013
202303 5.875 301.836 6.427
202306 5.523 305.109 5.977
202309 5.208 307.789 5.587
202312 2.409 306.746 2.593
202403 2.364 312.332 2.499
202406 2.488 314.175 2.615
202409 2.583 315.301 2.705
202412 2.924 315.605 3.059
202503 1.184 319.799 1.223
202506 1.149 322.561 1.176
202509 1.162 324.800 1.181
202512 1.197 324.054 1.220
202603 1.187 330.213 1.187

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €3.78 mean?
CareCloud (STU:MTB) has a Cyclically Adjusted Book per Share of €3.78 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CareCloud and its competitors.
Is CareCloud's Cyclically Adjusted Book per Share too high?
CareCloud's current Cyclically Adjusted Book per Share is €3.78. Overall, CareCloud has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CareCloud's Cyclically Adjusted Book per Share compare to OPRX and DH?
CareCloud's Cyclically Adjusted Book per Share of €3.78 can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Healthcare Providers & Services company?
A good Cyclically Adjusted Book per Share depends on the Healthcare Providers & Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on CareCloud and its competitors. CareCloud's current Cyclically Adjusted Book per Share is €3.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CareCloud stock overvalued right now?
Based on GuruFocus' analysis, CareCloud (STU:MTB) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.91, compared to a current price of €2.04 — trading 124.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is €3.78. CareCloud's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For CareCloud (STU:MTB), the current Cyclically Adjusted Book per Share is €3.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CareCloud (STU:MTB) Overvalued in 2026?

Based on GuruFocus' analysis, CareCloud stock appears to be overvalued. The current stock price of €2.04 is trading 124.2% above its estimated GF Value™ of €0.91. GuruFocus considers CareCloud to be Significantly Overvalued.

Key valuation signals for STU:MTB:

  • Cyclically Adjusted Book per Share: €3.78
  • GF Value™: €0.91 vs. price of €2.04 (124.2% above fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the STU:MTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CareCloud Business Description

Other Exchanges CCLD:USA
Address 7 Clyde Road, Somerset, NJ, USA, 08873
CareCloud Inc delivers flexible, tech-enabled solutions for healthcare providers of all sizes and multi-specialties across the U.S. It is a healthcare technology company offering cloud-based solutions that simplify clinical, administrative, and financial workflows for medical practices of all sizes. Its comprehensive suite includes Electronic Health Records (EHRs), Practice Management, Revenue Cycle Management (RCM), Medical Billing, Telehealth, and Patient Experience solutions. The group helps practices increase efficiency, improve patient care, and drive sustainable growth-all while ensuring HIPAA compliance and seamless integration. The operating segments of the group are Healthcare IT, which is the key revenue-generating segment, and Medical Practice Management.
38GF Score

Get the complete analysis for STU:MTB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.04
Price
€0.91
GF Value