CareCloud (STU:MTB) Scaled Net Operating Assets: 0.70 (As of Mar. 2026)


STU:MTB CareCloud Inc STU:MTB
38 GF Score
Price €2.04
GF Value €0.91
Valuation Significantly Overvalued
! 2 Warning Signs
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What is CareCloud Scaled Net Operating Assets?

CareCloud STU:MTB +2.41% 38 Scaled Net Operating Assets is 0.70 as of Mar. 2026. GuruFocus rates STU:MTB with a GF Score™ of 38/100 and a GF Value™ of €0.91 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CareCloud's operating assets for the quarter that ended in Mar. 2026 was €72.1 Mil. CareCloud's operating liabilities for the quarter that ended in Mar. 2026 was €19.6 Mil. CareCloud's Total Assets for the quarter that ended in Dec. 2025 was €74.8 Mil. Therefore, CareCloud's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.70.

CareCloud Scaled Net Operating Assets Historical Data

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The historical data trend for CareCloud's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CareCloud Scaled Net Operating Assets Chart

CareCloud Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.78 0.38 0.64 0.76

CareCloud Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.63 0.83 0.67 0.70

STU:MTB vs OPRX, DH, DRIO: Scaled Net Operating Assets Comparison

For the Health Information Services subindustry, CareCloud's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CareCloud Scaled Net Operating Assets vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, CareCloud's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where CareCloud's Scaled Net Operating Assets falls into.


STU:MTB
38GF Score
CareCloud Inc STU:MTB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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CareCloud Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

CareCloud's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(72.147-20.334)/68.391
=0.76

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=74.809 - 2.662
=72.147

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=23.991 - 2.244 - 1.413
=20.334

CareCloud's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(72.111-19.594)/74.809
=0.70

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=75.012 - 2.901
=72.111

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=24.559 - 3.149 - 1.816
=19.594

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.70 mean?
CareCloud (STU:MTB) has a Scaled Net Operating Assets of 0.70 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CareCloud and its competitors.
Is CareCloud's Scaled Net Operating Assets too high?
CareCloud's current Scaled Net Operating Assets is 0.70. Overall, CareCloud has a GF Score™ of 38/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CareCloud's Scaled Net Operating Assets compare to OPRX and DH?
CareCloud's Scaled Net Operating Assets of 0.70 can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Healthcare Providers & Services company?
A good Scaled Net Operating Assets depends on the Healthcare Providers & Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on CareCloud and its competitors. CareCloud's current Scaled Net Operating Assets is 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CareCloud stock overvalued right now?
Based on GuruFocus' analysis, CareCloud (STU:MTB) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.91, compared to a current price of €2.04 — trading 124.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.70. CareCloud's overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For CareCloud (STU:MTB), the current Scaled Net Operating Assets is 0.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CareCloud (STU:MTB) Overvalued in 2026?

Based on GuruFocus' analysis, CareCloud stock appears to be overvalued. The current stock price of €2.04 is trading 124.2% above its estimated GF Value™ of €0.91. GuruFocus considers CareCloud to be Significantly Overvalued.

Key valuation signals for STU:MTB:

  • Scaled Net Operating Assets: 0.70
  • GF Value™: €0.91 vs. price of €2.04 (124.2% above fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the STU:MTB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CareCloud Business Description

Other Exchanges CCLD:USA
Address 7 Clyde Road, Somerset, NJ, USA, 08873
CareCloud Inc delivers flexible, tech-enabled solutions for healthcare providers of all sizes and multi-specialties across the U.S. It is a healthcare technology company offering cloud-based solutions that simplify clinical, administrative, and financial workflows for medical practices of all sizes. Its comprehensive suite includes Electronic Health Records (EHRs), Practice Management, Revenue Cycle Management (RCM), Medical Billing, Telehealth, and Patient Experience solutions. The group helps practices increase efficiency, improve patient care, and drive sustainable growth-all while ensuring HIPAA compliance and seamless integration. The operating segments of the group are Healthcare IT, which is the key revenue-generating segment, and Medical Practice Management.
38GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.04
Price
€0.91
GF Value