Hachijuni Nagano Bank (TSE:8359) Cyclically Adjusted Book per Share: 円1,952.27 (As of Mar. 2026)


TSE:8359 Hachijuni Nagano Bank Ltd TSE:8359
55 GF Score
Price 円2,579.50
GF Value 円1,644.56
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank Cyclically Adjusted Book per Share?

Hachijuni Nagano Bank TSE:8359 -0.10% 55 Cyclically Adjusted Book per Share is 円1,952.27 as of Mar. 2026. GuruFocus rates TSE:8359 with a GF Score™ of 55/100 and a GF Value™ of 円1,644.56 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Hachijuni Nagano Bank's adjusted book value per share for the three months ended in Mar. 2026 was 円2,534.666. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is 円1,952.27 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hachijuni Nagano Bank's average Cyclically Adjusted Book Growth Rate was 6.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 8.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Hachijuni Nagano Bank was 8.30% per year. The lowest was 6.50% per year. And the median was 7.50% per year.

As of today (2026-07-09), Hachijuni Nagano Bank's current stock price is 円2579.50. Hachijuni Nagano Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was 円1,952.27. Hachijuni Nagano Bank's Cyclically Adjusted PB Ratio of today is 1.32.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hachijuni Nagano Bank was 1.32. The lowest was 0.24. And the median was 0.37.


Hachijuni Nagano Bank  (TSE:8359) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Hachijuni Nagano Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2579.50/1952.27
=1.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hachijuni Nagano Bank was 1.32. The lowest was 0.24. And the median was 0.37.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Hachijuni Nagano Bank Cyclically Adjusted Book per Share Related Terms


Hachijuni Nagano Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Hachijuni Nagano Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hachijuni Nagano Bank Cyclically Adjusted Book per Share Chart

Hachijuni Nagano Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,450.93 1,576.65 1,697.65 1,842.60 1,952.27

Hachijuni Nagano Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,842.60 1,869.11 1,894.73 1,931.63 1,952.27

Hachijuni Nagano Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Hachijuni Nagano Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hachijuni Nagano Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hachijuni Nagano Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Hachijuni Nagano Bank's Cyclically Adjusted PB Ratio falls into.


TSE:8359
55GF Score
Hachijuni Nagano Bank Ltd TSE:8359
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hachijuni Nagano Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hachijuni Nagano Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2534.666/112.7000*112.7000
=2,534.666

Current CPI (Mar. 2026) = 112.7000.

Hachijuni Nagano Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 1,298.831 98.100 1,492.133
201609 1,322.662 98.000 1,521.061
201612 1,396.836 98.400 1,599.831
201703 1,415.385 98.100 1,626.034
201706 1,443.282 98.500 1,651.349
201709 1,456.899 98.800 1,661.868
201712 1,519.675 99.400 1,723.012
201803 1,485.962 99.200 1,688.185
201806 1,487.518 99.200 1,689.952
201809 1,518.632 99.900 1,713.211
201812 1,429.687 99.700 1,616.106
201903 1,485.628 99.700 1,679.341
201906 1,498.909 99.800 1,692.656
201909 1,552.188 100.100 1,747.568
201912 1,596.264 100.500 1,790.039
202003 1,513.196 100.300 1,700.271
202006 1,601.063 99.900 1,806.204
202009 1,647.403 99.900 1,858.482
202012 1,775.371 99.300 2,014.948
202103 1,851.238 99.900 2,088.434
202106 1,860.197 99.500 2,106.977
202109 1,889.106 100.100 2,126.896
202112 1,920.056 100.100 2,161.741
202203 1,856.800 101.100 2,069.845
202206 1,783.436 101.800 1,974.393
202209 1,754.839 103.100 1,918.238
202212 1,781.081 104.100 1,928.221
202303 1,936.905 104.400 2,090.893
202306 2,021.909 105.200 2,166.057
202309 1,965.588 106.200 2,085.892
202312 2,137.744 106.800 2,255.840
202403 2,310.094 107.200 2,428.616
202406 2,259.043 108.200 2,352.996
202409 2,261.813 108.900 2,340.738
202412 2,231.041 110.700 2,271.349
202503 2,087.648 111.100 2,117.713
202506 2,174.013 111.700 2,193.476
202509 2,269.872 112.000 2,284.059
202512 2,327.581 113.000 2,321.402
202603 2,534.666 112.700 2,534.666

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of 円1,952.27 mean?
Hachijuni Nagano Bank (TSE:8359) has a Cyclically Adjusted Book per Share of 円1,952.27 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hachijuni Nagano Bank and its competitors.
Is Hachijuni Nagano Bank's Cyclically Adjusted Book per Share too high?
Hachijuni Nagano Bank's current Cyclically Adjusted Book per Share is 円1,952.27. Overall, Hachijuni Nagano Bank has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hachijuni Nagano Bank's Cyclically Adjusted Book per Share compare to competitors?
Hachijuni Nagano Bank's Cyclically Adjusted Book per Share of 円1,952.27 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hachijuni Nagano Bank and its competitors. Hachijuni Nagano Bank's current Cyclically Adjusted Book per Share is 円1,952.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hachijuni Nagano Bank stock overvalued right now?
Based on GuruFocus' analysis, Hachijuni Nagano Bank (TSE:8359) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,644.56, compared to a current price of 円2,579.50 — trading 56.9% above its estimated fair value. The current Cyclically Adjusted Book per Share is 円1,952.27. Hachijuni Nagano Bank's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Hachijuni Nagano Bank (TSE:8359), the current Cyclically Adjusted Book per Share is 円1,952.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hachijuni Nagano Bank (TSE:8359) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of 円2,579.50 is trading 56.9% above its estimated GF Value™ of 円1,644.56. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for TSE:8359:

  • Cyclically Adjusted Book per Share: 円1,952.27
  • GF Value™: 円1,644.56 vs. price of 円2,579.50 (56.9% above fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the TSE:8359 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hachijuni Nagano Bank Business Description

Other Exchanges HACBY:USA
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
55GF Score

Get the complete analysis for TSE:8359

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,579.50
Price
円1,644.56
GF Value