Hachijuni Nagano Bank (TSE:8359) Scaled Net Operating Assets: 0.03 (As of Mar. 2026)


TSE:8359 Hachijuni Nagano Bank Ltd TSE:8359
56 GF Score
Price 円2,529.50
GF Value 円1,636.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Hachijuni Nagano Bank Scaled Net Operating Assets?

Hachijuni Nagano Bank TSE:8359 +2.49% 56 Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus rates TSE:8359 with a GF Score™ of 56/100 and a GF Value™ of 円1,636.34 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Hachijuni Nagano Bank's operating assets for the quarter that ended in Mar. 2026 was 円10,735,671 Mil. Hachijuni Nagano Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円10,380,489 Mil. Hachijuni Nagano Bank's Total Assets for the quarter that ended in Dec. 2025 was 円13,596,952 Mil. Therefore, Hachijuni Nagano Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.03.

TSE:8359
56GF Score
Hachijuni Nagano Bank Ltd TSE:8359
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Hachijuni Nagano Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Hachijuni Nagano Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(10735671-10380489)/13515316
=0.03

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13554489 - 2818818
=10735671

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12398326 - 2017837 - 0
=10380489

Hachijuni Nagano Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(10735671-10380489)/13596952
=0.03

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=13554489 - 2818818
=10735671

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=12398326 - 2017837 - 0
=10380489

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.03 mean?
Hachijuni Nagano Bank (TSE:8359) has a Scaled Net Operating Assets of 0.03 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Hachijuni Nagano Bank and its competitors.
Is Hachijuni Nagano Bank's Scaled Net Operating Assets too high?
Hachijuni Nagano Bank's current Scaled Net Operating Assets is 0.03. Overall, Hachijuni Nagano Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hachijuni Nagano Bank's Scaled Net Operating Assets compare to competitors?
Hachijuni Nagano Bank's Scaled Net Operating Assets of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Hachijuni Nagano Bank and its competitors. Hachijuni Nagano Bank's current Scaled Net Operating Assets is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hachijuni Nagano Bank stock overvalued right now?
Based on GuruFocus' analysis, Hachijuni Nagano Bank (TSE:8359) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,636.34, compared to a current price of 円2,529.50 — trading 54.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.03. Hachijuni Nagano Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Hachijuni Nagano Bank (TSE:8359), the current Scaled Net Operating Assets is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hachijuni Nagano Bank (TSE:8359) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of 円2,529.50 is trading 54.6% above its estimated GF Value™ of 円1,636.34. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for TSE:8359:

  • Scaled Net Operating Assets: 0.03
  • GF Value™: 円1,636.34 vs. price of 円2,529.50 (54.6% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the TSE:8359 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hachijuni Nagano Bank Business Description

Other Exchanges HACBY:USA
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
56GF Score

Get the complete analysis for TSE:8359

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,529.50
Price
円1,636.34
GF Value