Hachijuni Nagano Bank (TSE:8359) Cyclically Adjusted PS Ratio: 6.57 (As of Aug. 01, 2026) — 321% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8359 Hachijuni Nagano Bank Ltd TSE:8359
56 GF Score
Price 円2,508.00
GF Value 円1,680.74
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Hachijuni Nagano Bank Cyclically Adjusted PS Ratio?

Hachijuni Nagano Bank TSE:8359 +0.56% 56 Cyclically Adjusted PS Ratio is 6.57 as of Aug. 01, 2026, which is 321% above its 10-year median of 1.56. GuruFocus rates TSE:8359 with a GF Score™ of 56/100 and a GF Value™ of 円1,680.74 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Banks companies, Hachijuni Nagano Bank ranks worse than 90.45% on this metric.

As of today (2026-08-01), Hachijuni Nagano Bank's current share price is 円2508.00. Hachijuni Nagano Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円381.79. Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio for today is 6.57.

The historical rank and industry rank for Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8359' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.94   Med: 1.56   Max: 7
Current: 6.83

During the past years, Hachijuni Nagano Bank's highest Cyclically Adjusted PS Ratio was 7.00. The lowest was 0.94. And the median was 1.56.

TSE:8359's Cyclically Adjusted PS Ratio is ranked worse than
90.45% of 1299 companies
in the Banks industry
Industry Median: 3.43 vs TSE:8359: 6.83

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Hachijuni Nagano Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was 円173.722. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円381.79 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Hachijuni Nagano Bank  (TSE:8359) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Hachijuni Nagano Bank Cyclically Adjusted PS Ratio Related Terms


Hachijuni Nagano Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hachijuni Nagano Bank Cyclically Adjusted PS Ratio Chart

Hachijuni Nagano Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.29 1.74 3.07 2.94 5.05

Hachijuni Nagano Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.94 3.23 4.22 4.53 5.05

Hachijuni Nagano Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hachijuni Nagano Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8359
56GF Score
Hachijuni Nagano Bank Ltd TSE:8359
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hachijuni Nagano Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2508.00/381.79
=6.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hachijuni Nagano Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Hachijuni Nagano Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=173.722/112.7000*112.7000
=173.722

Current CPI (Mar. 2026) = 112.7000.

Hachijuni Nagano Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 105.332 98.100 121.008
201609 74.306 98.000 85.452
201612 108.582 98.400 124.362
201703 82.503 98.100 94.782
201706 92.011 98.500 105.276
201709 71.104 98.800 81.107
201712 93.423 99.400 105.923
201803 69.328 99.200 78.763
201806 77.364 99.200 87.892
201809 64.763 99.900 73.061
201812 72.841 99.700 82.339
201903 70.205 99.700 79.359
201906 77.948 99.800 88.023
201909 70.192 100.100 79.027
201912 72.482 100.500 81.281
202003 73.001 100.300 82.026
202006 77.060 99.900 86.934
202009 64.493 99.900 72.756
202012 71.805 99.300 81.495
202103 71.819 99.900 81.021
202106 81.264 99.500 92.045
202109 60.776 100.100 68.426
202112 76.426 100.100 86.046
202203 69.989 101.100 78.019
202206 90.256 101.800 99.920
202209 93.160 103.100 101.834
202212 103.528 104.100 112.081
202303 73.225 104.400 79.047
202306 80.681 105.200 86.433
202309 88.000 106.200 93.386
202312 87.254 106.800 92.074
202403 89.679 107.200 94.280
202406 99.000 108.200 103.117
202409 87.434 108.900 90.485
202412 98.014 110.700 99.785
202503 136.678 111.100 138.646
202506 127.080 111.700 128.218
202509 104.549 112.000 105.202
202512 123.602 113.000 123.274
202603 173.722 112.700 173.722

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 6.57 mean?
Hachijuni Nagano Bank (TSE:8359) has a Cyclically Adjusted PS Ratio of 6.57 as of Aug. 01, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hachijuni Nagano Bank and its competitors. This is 321% above median its historical median of 1.56. Over the past decade, Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio has ranged from 0.94 to 7.00. According to the industry distribution chart, Hachijuni Nagano Bank ranks #1175 out of 1299 companies in the Banks industry, placing it in the top 90.5%.
Is Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio too high?
Hachijuni Nagano Bank's current Cyclically Adjusted PS Ratio of 6.57 is 321% above median its 10-year median of 1.56. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 7.00. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Hachijuni Nagano Bank's value of 6.57 is 91.5% above this industry median. Based on the distribution chart, Hachijuni Nagano Bank ranks #1175 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hachijuni Nagano Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hachijuni Nagano Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Hachijuni Nagano Bank ranks #1175 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Hachijuni Nagano Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Hachijuni Nagano Bank's value of 6.57 is 91.5% above this benchmark. Historically, Hachijuni Nagano Bank's own Cyclically Adjusted PS Ratio has ranged from 0.94 to 7.00 over the past decade. While the company's 10-year median is 1.56 vs. the industry median of 3.43, Hachijuni Nagano Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hachijuni Nagano Bank's current Cyclically Adjusted PS Ratio of 6.57 is 91.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hachijuni Nagano Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hachijuni Nagano Bank's current Cyclically Adjusted PS Ratio is 6.57, which is 321% above median its own 10-year median of 1.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hachijuni Nagano Bank stock overvalued right now?
Based on GuruFocus' analysis, Hachijuni Nagano Bank (TSE:8359) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,680.74, compared to a current price of 円2,508.00 — trading 49.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.57, which is 321% above median its 10-year median of 1.56 and 91.5% above the Banks industry median of 3.43. Hachijuni Nagano Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Hachijuni Nagano Bank (TSE:8359), the current Cyclically Adjusted PS Ratio is 6.57 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hachijuni Nagano Bank (TSE:8359) Overvalued in 2026?

Based on GuruFocus' analysis, Hachijuni Nagano Bank stock appears to be overvalued. The current stock price of 円2,508.00 is trading 49.2% above its estimated GF Value™ of 円1,680.74. GuruFocus considers Hachijuni Nagano Bank to be Significantly Overvalued.

Key valuation signals for TSE:8359:

  • Cyclically Adjusted PS Ratio: 6.57 (321% above median its 10-year median of 1.56)
  • GF Value™: 円1,680.74 vs. price of 円2,508.00 (49.2% above fair value)
  • GF Score™: 56/100 with 6 warning signs
  • Industry Position: 91.5% above the Banks median (#1175 of 1299)

No single metric tells the full story. See the TSE:8359 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hachijuni Nagano Bank Business Description

Other Exchanges HACBY:USA
Address 178-8 Okada, Nakagosho, Nagano, JPN, 380-8682
Hachijuni Nagano Bank Ltd is a Japan-based company that is principally engaged in banking. The company is a regional bank, with its business mainly based in Nagano Prefecture. The company's core business segments comprise the leasing business segment and the banking business segment, which encompasses the banking and credit card operations. The company generates the majority of revenue from the banking business segment. The majority of its branches are located in certain areas of Japan, and the firm also has a business presence in overseas markets such as Hong Kong, Dalian, Shanghai, and Bangkok.
56GF Score

Get the complete analysis for TSE:8359

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,508.00
Price
円1,680.74
GF Value