Dominion Lending Centres (TSX:DLCG) Cyclically Adjusted Book per Share: C$1.87 (As of Jun. 2026)

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TSX:DLCG Dominion Lending Centres Inc TSX:DLCG
77 GF Score
Price C$8.97
GF Value C$6.83
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Dominion Lending Centres Cyclically Adjusted Book per Share?

Dominion Lending Centres TSX:DLCG -0.11% 77 Cyclically Adjusted Book per Share is C$1.87 as of Jun. 2026. GuruFocus rates TSX:DLCG with a GF Score™ of 77/100 and a GF Value™ of C$6.83 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Dominion Lending Centres's adjusted book value per share for the three months ended in Jun. 2026 was C$1.803. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is C$1.87 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Dominion Lending Centres's average Cyclically Adjusted Book Growth Rate was -8.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -7.90% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -7.80% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was -11.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Dominion Lending Centres was 1.00% per year. The lowest was -18.70% per year. And the median was -8.40% per year.

As of today (2026-08-24), Dominion Lending Centres's current stock price is C$8.97. Dominion Lending Centres's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was C$1.87. Dominion Lending Centres's Cyclically Adjusted PB Ratio of today is 4.80.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dominion Lending Centres was 5.70. The lowest was 0.19. And the median was 1.08.


Dominion Lending Centres  (TSX:DLCG) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Dominion Lending Centres's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=8.97/1.87
=4.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Dominion Lending Centres was 5.70. The lowest was 0.19. And the median was 1.08.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Dominion Lending Centres Cyclically Adjusted Book per Share Related Terms


Dominion Lending Centres Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Dominion Lending Centres's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dominion Lending Centres Cyclically Adjusted Book per Share Chart

Dominion Lending Centres Annual Data
Trend Sep15 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.62 2.42 2.19 2.09 1.89

Dominion Lending Centres Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.05 1.93 1.89 1.88 1.87

TSX:DLCG vs RKT, FNMA, PFSI: Cyclically Adjusted Book per Share Comparison

For the Mortgage Finance subindustry, Dominion Lending Centres's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dominion Lending Centres Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Dominion Lending Centres's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Dominion Lending Centres's Cyclically Adjusted PB Ratio falls into.


TSX:DLCG
77GF Score
Dominion Lending Centres Inc TSX:DLCG
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Dominion Lending Centres Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Dominion Lending Centres's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.803/133.5265*133.5265
=1.803

Current CPI (Jun. 2026) = 133.5265.

Dominion Lending Centres Quarterly Data

Book Value per Share CPI Adj_Book
201606 2.577 102.002 3.373
201609 2.870 101.765 3.766
201703 2.785 102.634 3.623
201706 2.807 103.029 3.638
201709 2.822 103.345 3.646
201712 2.659 103.345 3.436
201803 2.598 105.004 3.304
201806 2.570 105.557 3.251
201809 2.265 105.636 2.863
201812 2.094 105.399 2.653
201903 2.085 106.979 2.602
201906 2.019 107.690 2.503
201909 1.953 107.611 2.423
201912 1.930 107.769 2.391
202003 1.899 107.927 2.349
202006 1.868 108.401 2.301
202009 1.917 108.164 2.366
202012 1.060 108.559 1.304
202103 1.047 110.298 1.268
202106 1.046 111.720 1.250
202109 1.059 112.905 1.252
202112 0.685 113.774 0.804
202203 -0.039 117.646 -0.044
202206 0.139 120.806 0.154
202209 0.724 120.648 0.801
202212 0.661 120.964 0.730
202303 0.629 122.702 0.684
202306 0.527 124.203 0.567
202309 0.609 125.230 0.649
202312 0.533 125.072 0.569
202403 0.559 126.258 0.591
202406 0.595 127.522 0.623
202409 0.671 127.285 0.704
202412 1.684 127.364 1.765
202503 1.730 129.181 1.788
202506 1.777 129.892 1.827
202509 1.767 130.287 1.811
202512 1.745 130.366 1.787
202603 1.757 132.262 1.774
202606 1.803 133.527 1.803

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of C$1.87 mean?
Dominion Lending Centres (TSX:DLCG) has a Cyclically Adjusted Book per Share of C$1.87 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dominion Lending Centres and its competitors.
Is Dominion Lending Centres' Cyclically Adjusted Book per Share too high?
Dominion Lending Centres' current Cyclically Adjusted Book per Share is C$1.87. Overall, Dominion Lending Centres has a GF Score™ of 77/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dominion Lending Centres' Cyclically Adjusted Book per Share compare to RKT and FNMA?
Dominion Lending Centres' Cyclically Adjusted Book per Share of C$1.87 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Dominion Lending Centres and its competitors. Dominion Lending Centres's current Cyclically Adjusted Book per Share is C$1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dominion Lending Centres stock overvalued right now?
Based on GuruFocus' analysis, Dominion Lending Centres (TSX:DLCG) is currently considered Significantly Overvalued. The stock's GF Value™ is C$6.83, compared to a current price of C$8.97 — trading 31.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is C$1.87. Dominion Lending Centres' overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Dominion Lending Centres (TSX:DLCG), the current Cyclically Adjusted Book per Share is C$1.87 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dominion Lending Centres (TSX:DLCG) Overvalued in 2026?

Based on GuruFocus' analysis, Dominion Lending Centres stock appears to be overvalued. The current stock price of C$8.97 is trading 31.3% above its estimated GF Value™ of C$6.83. GuruFocus considers Dominion Lending Centres to be Significantly Overvalued.

Key valuation signals for TSX:DLCG:

  • Cyclically Adjusted Book per Share: C$1.87
  • GF Value™: C$6.83 vs. price of C$8.97 (31.3% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the TSX:DLCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dominion Lending Centres Business Description

Other Exchanges BRLGF:USAB6M:Germany
Address 2215 Coquitlam Avenue, Port Coquitlam, BC, CAN, V3B 1J6
Dominion Lending Centres Inc is a mortgage brokerage franchisor and mortgage broker data connectivity provider with operations across Canada. The company provides assistance on First-time Homebuying, Mortgage Renewals, Commercial Financing, and Mortgage Refinancing.
77GF Score

Get the complete analysis for TSX:DLCG

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$8.97
Price
C$6.83
GF Value