BKPKF (Bank Polska Kasa Opieki) Cyclically Adjusted FCF per Share: $-383.60 (As of Mar. 2026)

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BKPKF Bank Polska Kasa Opieki SA BKPKF
64 GF Score
Price $63.96
GF Value $46.28
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share?

Bank Polska Kasa Opieki BKPKF -0.08% 64 Cyclically Adjusted FCF per Share is $-383.60 as of Mar. 2026. GuruFocus rates BKPKF with a GF Score™ of 64/100 and a GF Value™ of $46.28 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bank Polska Kasa Opieki's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.343. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $-383.60 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -3.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bank Polska Kasa Opieki was -3.80% per year. The lowest was -3.80% per year. And the median was -3.80% per year.

As of today (2026-07-24), Bank Polska Kasa Opieki's current stock price is $63.96. Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $-383.60. Bank Polska Kasa Opieki's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Polska Kasa Opieki was 96.28. The lowest was 3.64. And the median was 6.92.


Bank Polska Kasa Opieki  (OTCPK:BKPKF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Polska Kasa Opieki was 96.28. The lowest was 3.64. And the median was 6.92.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share Related Terms


Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share Chart

Bank Polska Kasa Opieki Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 -222.20 -314.62 -322.69 -406.81

Bank Polska Kasa Opieki Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -346.25 -386.41 -431.45 -406.81 -383.60

BKPKF vs PNC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Bank Polska Kasa Opieki's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Polska Kasa Opieki Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Polska Kasa Opieki's Cyclically Adjusted Price-to-FCF falls into.


BKPKF
64GF Score
Bank Polska Kasa Opieki SA BKPKF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Polska Kasa Opieki Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Polska Kasa Opieki's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.343/163.0700*163.0700
=0.343

Current CPI (Mar. 2026) = 163.0700.

Bank Polska Kasa Opieki Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 3.390 99.552 5.553
201609 -1.576 99.064 -2.594
201612 9.783 100.366 15.895
201703 -7.944 101.018 -12.824
201706 0.588 101.180 0.948
201709 -0.757 101.343 -1.218
201712 8.589 102.564 13.656
201803 -4.525 102.564 -7.194
201806 -1.931 103.378 -3.046
201809 -1.929 103.378 -3.043
201812 1.878 103.785 2.951
201903 0.204 104.274 0.319
201906 -3.485 105.983 -5.362
201909 -0.157 105.983 -0.242
201912 0.946 107.123 1.440
202003 6.305 109.076 9.426
202006 20.206 109.402 30.118
202009 -2.039 109.320 -3.042
202012 -0.601 109.565 -0.894
202103 3.018 112.658 4.369
202106 -1.356 113.960 -1.940
202109 1.913 115.588 2.699
202112 -0.144 119.088 -0.197
202203 10.659 125.031 13.902
202206 -1.198 131.705 -1.483
202209 -3,398.798 135.531 -4,089.408
202212 11.988 139.113 14.053
202303 15.819 145.950 17.675
202306 -4.724 147.009 -5.240
202309 19.249 146.113 21.483
202312 -2.081 147.741 -2.297
202403 6.927 149.044 7.579
202406 3.259 150.997 3.520
202409 3.597 153.439 3.823
202412 10.125 154.660 10.676
202503 1.622 157.021 1.684
202506 4.112 157.509 4.257
202509 -5.629 158.000 -5.810
202512 8.260 158.320 8.508
202603 0.343 163.070 0.343

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $-383.60 mean?
Bank Polska Kasa Opieki (BKPKF) has a Cyclically Adjusted FCF per Share of $-383.60 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Polska Kasa Opieki and its competitors.
Is Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share too high?
Bank Polska Kasa Opieki's current Cyclically Adjusted FCF per Share is $-383.60. Overall, Bank Polska Kasa Opieki has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share compare to PNC?
Bank Polska Kasa Opieki's Cyclically Adjusted FCF per Share of $-383.60 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Polska Kasa Opieki and its competitors. Bank Polska Kasa Opieki's current Cyclically Adjusted FCF per Share is $-383.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki (BKPKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $46.28, compared to a current price of $63.96 — trading 38.2% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $-383.60. Bank Polska Kasa Opieki's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Bank Polska Kasa Opieki (BKPKF), the current Cyclically Adjusted FCF per Share is $-383.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Polska Kasa Opieki (BKPKF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued. The current stock price of $63.96 is trading 38.2% above its estimated GF Value™ of $46.28. GuruFocus considers Bank Polska Kasa Opieki to be Significantly Overvalued.

Key valuation signals for BKPKF:

  • Cyclically Adjusted FCF per Share: $-383.60
  • GF Value™: $46.28 vs. price of $63.96 (38.2% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the BKPKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Polska Kasa Opieki Business Description

Address Zubra Street 1, Warsaw, POL, 01-066
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
64GF Score

Get the complete analysis for BKPKF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.96
Price
$46.28
GF Value