Banco De Chile (BOG:CHILECO) Cyclically Adjusted FCF per Share: COP29.35 (As of Jun. 2026)

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BOG:CHILECO Banco De Chile BOG:CHILECO
67 GF Score
Price COP742.00
GF Value COP495.98
! 9 Warning Signs
View Full Analysis

What is Banco De Chile Cyclically Adjusted FCF per Share?

Banco De Chile BOG:CHILECO 67 Cyclically Adjusted FCF per Share is COP29.35 as of Jun. 2026. GuruFocus rates BOG:CHILECO with a GF Score™ of 67/100 and a GF Value™ of COP495.98. The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Banco De Chile's adjusted free cash flow per share for the three months ended in Jun. 2026 was COP-9.045. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is COP29.35 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Banco De Chile's average Cyclically Adjusted FCF Growth Rate was 1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Banco De Chile was 23.40% per year. The lowest was -34.50% per year. And the median was 1.00% per year.

As of today (2026-08-09), Banco De Chile's current stock price is COP742.00. Banco De Chile's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was COP29.35. Banco De Chile's Cyclically Adjusted Price-to-FCF of today is 25.28.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banco De Chile was 965.00. The lowest was 18.99. And the median was 25.56.


Banco De Chile  (BOG:CHILECO) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Banco De Chile's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=742.00/29.35
=25.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banco De Chile was 965.00. The lowest was 18.99. And the median was 25.56.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Banco De Chile Cyclically Adjusted FCF per Share Related Terms


Banco De Chile Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Banco De Chile's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco De Chile Cyclically Adjusted FCF per Share Chart

Banco De Chile Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Banco De Chile Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 29.35

BOG:CHILECO vs PNC, USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Banco De Chile's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco De Chile Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banco De Chile's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Banco De Chile's Cyclically Adjusted Price-to-FCF falls into.


BOG:CHILECO
67GF Score
Banco De Chile BOG:CHILECO
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco De Chile Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banco De Chile's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-9.045/162.5100*162.5100
=-9.045

Current CPI (Jun. 2026) = 162.5100.

Banco De Chile Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -6.046 104.521 -9.400
201612 3.500 104.532 5.441
201703 4.903 105.752 7.534
201706 12.972 105.730 19.938
201709 7.135 106.035 10.935
201712 12.652 106.907 19.232
201803 4.646 107.670 7.012
201806 -9.927 108.421 -14.879
201809 -16.248 109.369 -24.143
201812 -41.862 109.653 -62.041
201903 45.904 110.339 67.609
201906 -34.432 111.352 -50.251
201909 1.549 111.821 2.251
201912 45.129 112.943 64.935
202003 9.400 114.468 13.345
202006 -31.954 114.283 -45.438
202009 12.069 115.275 17.014
202012 -111.778 116.299 -156.193
202103 -114.629 117.770 -158.176
202106 79.036 118.630 108.270
202109 51.547 121.431 68.985
202112 118.754 124.634 154.843
202203 -66.565 128.850 -83.954
202206 -5.597 133.448 -6.816
202209 1.022 138.101 1.203
202212 82.610 140.574 95.501
202303 -28.850 143.145 -32.753
202306 -1.676 143.538 -1.898
202309 95.205 145.172 106.575
202312 2.285 146.109 2.541
202403 -4.279 148.551 -4.681
202406 -17.717 149.592 -19.247
202409 -17.807 151.212 -19.137
202412 203.124 152.774 216.068
202503 56.256 155.783 58.685
202506 19.093 155.754 19.921
202509 -49.007 157.870 -50.447
202512 9.221 158.040 9.482
202603 -7.803 160.190 -7.916
202606 -9.045 162.510 -9.045

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of COP29.35 mean?
Banco De Chile (BOG:CHILECO) has a Cyclically Adjusted FCF per Share of COP29.35 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banco De Chile and its competitors.
Is Banco De Chile's Cyclically Adjusted FCF per Share too high?
Banco De Chile's current Cyclically Adjusted FCF per Share is COP29.35. Overall, Banco De Chile has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Banco De Chile's Cyclically Adjusted FCF per Share compare to PNC and USB?
Banco De Chile's Cyclically Adjusted FCF per Share of COP29.35 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banco De Chile and its competitors. Banco De Chile's current Cyclically Adjusted FCF per Share is COP29.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco De Chile stock overvalued right now?
Banco De Chile (BOG:CHILECO) has a current Cyclically Adjusted FCF per Share of COP29.35. The stock's GF Value™ is COP495.98, compared to a current price of COP742.00 — trading 49.6% above its estimated fair value. The current Cyclically Adjusted FCF per Share is COP29.35. Banco De Chile's overall GF Score™ is 67/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Banco De Chile (BOG:CHILECO), the current Cyclically Adjusted FCF per Share is COP29.35 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco De Chile (BOG:CHILECO) Overvalued in 2026?

Based on GuruFocus' analysis, Banco De Chile stock appears to be overvalued. The current stock price of COP742.00 is trading 49.6% above its estimated GF Value™ of COP495.98.

Key valuation signals for BOG:CHILECO:

  • Cyclically Adjusted FCF per Share: COP29.35
  • GF Value™: COP495.98 vs. price of COP742.00 (49.6% above fair value)
  • GF Score™: 67/100 with 9 warning signs

No single metric tells the full story. See the BOG:CHILECO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco De Chile Business Description

Address Paseo Ahumada 251, Santiago, CHL
Operating under three separate brand names (Banco de Chile, Banco Edwards-Citi, and Banco CrediChile), Banco de Chile is the second largest in the country by loans and third largest by deposits. Banco de Chile generates most of its net interest income (roughly 60% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans, with 25% of its outstanding loans being made to firms with more than 10,000 million CLP in revenue. Outside of its banking business, Banco de Chile is the largest asset manager in the country and one of the largest security brokerages, supporting its substantial fee-based revenue.
67GF Score

Get the complete analysis for BOG:CHILECO

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP742.00
Price
COP495.98
GF Value