Humana (BSP:H1UM34) Cyclically Adjusted FCF per Share: R$3.00 (As of Jun. 2026)

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BSP:H1UM34 Humana Inc BSP:H1UM34
79 GF Score
Price R$43.40
GF Value R$41.91
Valuation Fairly Valued
! 6 Warning Signs
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What is Humana Cyclically Adjusted FCF per Share?

Humana BSP:H1UM34 -0.82% 79 Cyclically Adjusted FCF per Share is R$3.00 as of Jun. 2026. GuruFocus rates BSP:H1UM34 with a GF Score™ of 79/100 and a GF Value™ of R$41.91 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Humana's adjusted free cash flow per share for the three months ended in Jun. 2026 was R$1.724. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is R$3.00 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Humana's average Cyclically Adjusted FCF Growth Rate was 6.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 6.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 8.90% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 12.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Humana was 33.70% per year. The lowest was -18.10% per year. And the median was 11.60% per year.

As of today (2026-08-24), Humana's current stock price is R$43.40. Humana's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was R$3.00. Humana's Cyclically Adjusted Price-to-FCF of today is 14.47.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Humana was 31.96. The lowest was 7.16. And the median was 23.38.


Humana  (BSP:H1UM34) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Humana's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=43.40/3.00
=14.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Humana was 31.96. The lowest was 7.16. And the median was 23.38.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Humana Cyclically Adjusted FCF per Share Related Terms


Humana Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Humana's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Humana Cyclically Adjusted FCF per Share Chart

Humana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.04 2.21 2.25 3.11 2.89

Humana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.95 2.88 2.89 2.78 3.00

BSP:H1UM34 vs CNC, CI, ELV: Cyclically Adjusted FCF per Share Comparison

For the Healthcare Plans subindustry, Humana's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Humana Cyclically Adjusted Price-to-FCF vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Humana's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Humana's Cyclically Adjusted Price-to-FCF falls into.


BSP:H1UM34
79GF Score
Humana Inc BSP:H1UM34
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Humana Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Humana's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.724/333.9520*333.9520
=1.724

Current CPI (Jun. 2026) = 333.9520.

Humana Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 2.091 241.428 2.892
201612 -1.433 241.432 -1.982
201703 1.906 243.801 2.611
201706 -0.109 244.955 -0.149
201709 1.303 246.819 1.763
201712 -1.572 246.524 -2.129
201803 1.864 249.554 2.494
201806 -0.159 251.989 -0.211
201809 -0.803 252.439 -1.062
201812 -0.319 251.233 -0.424
201903 0.475 254.202 0.624
201906 0.807 256.143 1.052
201909 1.525 256.759 1.983
201912 0.193 256.974 0.251
202003 0.231 258.115 0.299
202006 2.462 257.797 3.189
202009 1.410 260.280 1.809
202012 -0.011 260.474 -0.014
202103 -1.089 264.877 -1.373
202106 0.027 271.696 0.033
202109 2.277 274.310 2.772
202112 -0.479 278.802 -0.574
202203 0.006 287.504 0.007
202206 0.600 296.311 0.676
202209 7.471 296.808 8.406
202212 -4.979 296.797 -5.602
202303 5.959 301.836 6.593
202306 2.511 305.109 2.748
202309 0.901 307.789 0.978
202312 -6.560 306.746 -7.142
202403 0.224 312.332 0.240
202406 1.090 314.175 1.159
202409 1.761 315.301 1.865
202412 -0.766 315.605 -0.811
202503 0.250 319.799 0.261
202506 1.181 322.561 1.223
202509 0.825 324.800 0.848
202512 -1.858 324.054 -1.915
202603 1.091 330.213 1.103
202606 1.724 333.952 1.724

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of R$3.00 mean?
Humana (BSP:H1UM34) has a Cyclically Adjusted FCF per Share of R$3.00 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Humana and its competitors.
Is Humana's Cyclically Adjusted FCF per Share too high?
Humana's current Cyclically Adjusted FCF per Share is R$3.00. Overall, Humana has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Humana's Cyclically Adjusted FCF per Share compare to CNC and CI?
Humana's Cyclically Adjusted FCF per Share of R$3.00 can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Healthcare Plans company?
A good Cyclically Adjusted FCF per Share depends on the Healthcare Plans industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Humana and its competitors. Humana's current Cyclically Adjusted FCF per Share is R$3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humana stock overvalued right now?
Based on GuruFocus' analysis, Humana (BSP:H1UM34) is currently considered Fairly Valued. The stock's GF Value™ is R$41.91, compared to a current price of R$43.40 — trading 3.6% above its estimated fair value. The current Cyclically Adjusted FCF per Share is R$3.00. Humana's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Humana (BSP:H1UM34), the current Cyclically Adjusted FCF per Share is R$3.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Humana (BSP:H1UM34) Overvalued in 2026?

Based on GuruFocus' analysis, Humana stock appears to be overvalued. The current stock price of R$43.40 is trading 3.6% above its estimated GF Value™ of R$41.91. GuruFocus considers Humana to be Fairly Valued.

Key valuation signals for BSP:H1UM34:

  • Cyclically Adjusted FCF per Share: R$3.00
  • GF Value™: R$41.91 vs. price of R$43.40 (3.6% above fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the BSP:H1UM34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Humana Business Description

Address 101 East Main Street, Louisville, KY, USA, 40202
Humana is one of the largest private health insurers in the US, and the firm has built a niche specializing in government-sponsored programs, with nearly all its medical membership stemming from Medicare, Medicaid, and the military's Tricare program. Beyond medical insurance, the company provides other healthcare services, including primary-care services, at-home services, and pharmacy benefit management.
79GF Score

Get the complete analysis for BSP:H1UM34

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$43.40
Price
R$41.91
GF Value