Tryg AS (CHIX:TRYGC) Cyclically Adjusted FCF per Share: kr7.07 (As of Jun. 2026)

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CHIX:TRYGC Tryg AS CHIX:TRYGC
73 GF Score
Price kr153.85
GF Value kr165.68
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Tryg AS Cyclically Adjusted FCF per Share?

Tryg AS CHIX:TRYGC 73 Cyclically Adjusted FCF per Share is kr7.07 as of Jun. 2026. GuruFocus rates CHIX:TRYGC with a GF Score™ of 73/100 and a GF Value™ of kr165.68 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Tryg AS's adjusted free cash flow per share for the three months ended in Jun. 2026 was kr2.323. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is kr7.07 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Tryg AS's average Cyclically Adjusted FCF Growth Rate was 13.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 7.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 4.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Tryg AS was 12.70% per year. The lowest was 1.00% per year. And the median was 4.60% per year.

As of today (2026-07-19), Tryg AS's current stock price is kr153.85. Tryg AS's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was kr7.07. Tryg AS's Cyclically Adjusted Price-to-FCF of today is 21.76.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Tryg AS was 40.78. The lowest was 19.07. And the median was 26.71.


Tryg AS  (CHIX:TRYGc) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Tryg AS's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=153.85/7.07
=21.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Tryg AS was 40.78. The lowest was 19.07. And the median was 26.71.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Tryg AS Cyclically Adjusted FCF per Share Related Terms


Tryg AS Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Tryg AS's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tryg AS Cyclically Adjusted FCF per Share Chart

Tryg AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.66 5.45 5.77 6.07 6.56

Tryg AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.23 6.29 6.56 6.63 7.07

CHIX:TRYGC vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, Tryg AS's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tryg AS Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Tryg AS's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Tryg AS's Cyclically Adjusted Price-to-FCF falls into.


CHIX:TRYGC
73GF Score
Tryg AS CHIX:TRYGC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tryg AS Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Tryg AS's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.323/122.6800*122.6800
=2.323

Current CPI (Jun. 2026) = 122.6800.

Tryg AS Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.801 100.200 0.981
201612 -1.327 100.300 -1.623
201703 4.307 101.200 5.221
201706 -0.556 101.200 -0.674
201709 2.512 101.800 3.027
201712 -1.674 101.300 -2.027
201803 5.015 101.700 6.050
201806 2.154 102.300 2.583
201809 -0.868 102.400 -1.040
201812 -13.693 102.100 -16.453
201903 7.011 102.900 8.359
201906 1.730 102.900 2.063
201909 4.678 102.900 5.577
201912 -4.087 102.900 -4.873
202003 6.528 103.300 7.753
202006 1.856 103.200 2.206
202009 5.090 103.500 6.033
202012 -0.560 103.400 -0.664
202103 8.956 104.300 10.534
202106 0.707 105.000 0.826
202109 1.684 105.800 1.953
202112 -1.270 106.600 -1.462
202203 1.800 109.900 2.009
202206 7.678 113.600 8.292
202209 -6.056 116.400 -6.383
202212 -3.271 115.900 -3.462
202303 2.275 117.300 2.379
202306 1.098 116.400 1.157
202309 2.669 117.400 2.789
202312 3.550 116.700 3.732
202403 1.788 118.400 1.853
202406 -1.061 118.500 -1.098
202409 0.965 118.900 0.996
202412 6.139 118.900 6.334
202503 6.298 120.200 6.428
202506 -1.351 120.700 -1.373
202509 2.167 121.600 2.186
202512 3.387 121.200 3.428
202603 4.013 121.680 4.046
202606 2.323 122.680 2.323

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of kr7.07 mean?
Tryg AS (CHIX:TRYGC) has a Cyclically Adjusted FCF per Share of kr7.07 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Tryg AS and its competitors.
Is Tryg AS's Cyclically Adjusted FCF per Share too high?
Tryg AS's current Cyclically Adjusted FCF per Share is kr7.07. Overall, Tryg AS has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tryg AS's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
Tryg AS's Cyclically Adjusted FCF per Share of kr7.07 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Tryg AS and its competitors. Tryg AS's current Cyclically Adjusted FCF per Share is kr7.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tryg AS stock overvalued right now?
Based on GuruFocus' analysis, Tryg AS (CHIX:TRYGC) is currently considered Fairly Valued. The stock's GF Value™ is kr165.68, compared to a current price of kr153.85 — trading 7.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is kr7.07. Tryg AS's overall GF Score™ is 73/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Tryg AS (CHIX:TRYGC), the current Cyclically Adjusted FCF per Share is kr7.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tryg AS (CHIX:TRYGC) Overvalued in 2026?

Based on GuruFocus' analysis, Tryg AS stock appears to be undervalued. The current stock price of kr153.85 is trading 7.1% below its estimated GF Value™ of kr165.68. GuruFocus considers Tryg AS to be Fairly Valued.

Key valuation signals for CHIX:TRYGC:

  • Cyclically Adjusted FCF per Share: kr7.07
  • GF Value™: kr165.68 vs. price of kr153.85 (7.1% below fair value)
  • GF Score™: 73/100 with 6 warning signs

No single metric tells the full story. See the CHIX:TRYGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tryg AS Business Description

Address Klausdalsbrovej 601, Ballerup, DNK, 2750
For a long period of time Tryg was focussed purely on the Danish market, but over the last two decades the company has built its presence in Scandinavia more broadly. So, while this nonlife insurer derives close to 50% of its revenue from Denmark, it derives another 30% from Sweden and close to 20% from Norway. Comprehensive motor, third-party, accident, and health are Tryg's largest lines of business. Tryg insures both companies and private individuals, though private individuals make up close to two-thirds of revenue. In June 2021 Tryg acquired the Scandinavian operations of Royal Sun Alliance. The acquisition provided Tryg with a significant step forward in Sweden, introducing DKK 8 billion of insurance revenue and DKK 1 billion in Norway.
73GF Score

Get the complete analysis for CHIX:TRYGC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr153.85
Price
kr165.68
GF Value