Tryg AS (CHIX:TRYGC) ROE % Adjusted to Book Value: 4.08% (As of Mar. 2026)


CHIX:TRYGC Tryg AS CHIX:TRYGC
74 GF Score
Price kr147.75
GF Value kr161.24
Valuation Fairly Valued
! 2 Warning Signs
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What is Tryg AS ROE % Adjusted to Book Value?

Tryg AS CHIX:TRYGC 74 ROE % Adjusted to Book Value is 4.08% as of Mar. 2026. GuruFocus rates CHIX:TRYGC with a GF Score™ of 74/100 and a GF Value™ of kr161.24 (Fairly Valued). The stock has 2 warning signs investors should review.

Tryg AS's ROE % for the quarter that ended in Mar. 2026 was 9.59%. Tryg AS's PB Ratio for the quarter that ended in Mar. 2026 was 2.35. Tryg AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.08%.


Tryg AS ROE % Adjusted to Book Value Related Terms


Tryg AS ROE % Adjusted to Book Value Historical Data

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The historical data trend for Tryg AS's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tryg AS ROE % Adjusted to Book Value Chart

Tryg AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.82 1.99 4.07 5.07 5.64

Tryg AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.52 6.12 5.92 5.57 4.08

CHIX:TRYGC vs BRK.A, AIG, HIG: ROE % Adjusted to Book Value Comparison

For the Insurance - Diversified subindustry, Tryg AS's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tryg AS ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Tryg AS's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Tryg AS's ROE % Adjusted to Book Value falls into.


CHIX:TRYGC
74GF Score
Tryg AS CHIX:TRYGC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Tryg AS ROE % Adjusted to Book Value Calculation

Tryg AS's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.77% / 2.44
=5.64%

Tryg AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.59% / 2.35
=4.08%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.08% mean?
Tryg AS (CHIX:TRYGC) has a ROE % Adjusted to Book Value of 4.08% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Tryg AS and its competitors.
Is Tryg AS's ROE % Adjusted to Book Value too high?
Tryg AS's current ROE % Adjusted to Book Value is 4.08%. Overall, Tryg AS has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Tryg AS's ROE % Adjusted to Book Value compare to BRK.A and AIG?
Tryg AS's ROE % Adjusted to Book Value of 4.08% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Tryg AS and its competitors. Tryg AS's current ROE % Adjusted to Book Value is 4.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tryg AS stock overvalued right now?
Based on GuruFocus' analysis, Tryg AS (CHIX:TRYGC) is currently considered Fairly Valued. The stock's GF Value™ is kr161.24, compared to a current price of kr147.75 — trading 8.4% below its estimated fair value. The current ROE % Adjusted to Book Value is 4.08%. Tryg AS's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Tryg AS (CHIX:TRYGC), the current ROE % Adjusted to Book Value is 4.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tryg AS (CHIX:TRYGC) Overvalued in 2026?

Based on GuruFocus' analysis, Tryg AS stock appears to be undervalued. The current stock price of kr147.75 is trading 8.4% below its estimated GF Value™ of kr161.24. GuruFocus considers Tryg AS to be Fairly Valued.

Key valuation signals for CHIX:TRYGC:

  • ROE % Adjusted to Book Value: 4.08%
  • GF Value™: kr161.24 vs. price of kr147.75 (8.4% below fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the CHIX:TRYGC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tryg AS Business Description

Address Klausdalsbrovej 601, Ballerup, DNK, 2750
For a long period of time Tryg was focussed purely on the Danish market, but over the last two decades the company has built its presence in Scandinavia more broadly. So, while this nonlife insurer derives close to 50% of its revenue from Denmark, it derives another 30% from Sweden and close to 20% from Norway. Comprehensive motor, third-party, accident, and health are Tryg's largest lines of business. Tryg insures both companies and private individuals, though private individuals make up close to two-thirds of revenue. In June 2021 Tryg acquired the Scandinavian operations of Royal Sun Alliance. The acquisition provided Tryg with a significant step forward in Sweden, introducing DKK 8 billion of insurance revenue and DKK 1 billion in Norway.
74GF Score

Get the complete analysis for CHIX:TRYGC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr147.75
Price
kr161.24
GF Value