BankUnited (FRA:BNU) Cyclically Adjusted FCF per Share: €0.00 (As of Jun. 2026)

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FRA:BNU BankUnited Inc FRA:BNU
71 GF Score
Price €39.80
GF Value €33.99
! 5 Warning Signs
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What is BankUnited Cyclically Adjusted FCF per Share?

BankUnited FRA:BNU -1.00% 71 Cyclically Adjusted FCF per Share is €0.00 as of Jun. 2026. GuruFocus rates FRA:BNU with a GF Score™ of 71/100 and a GF Value™ of €33.99. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

BankUnited's adjusted free cash flow per share for the three months ended in Jun. 2026 was €1.555. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €0.00 for the trailing ten years ended in Jun. 2026.

During the past 12 months, BankUnited's average Cyclically Adjusted FCF Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 15.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 42.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of BankUnited was 72.60% per year. The lowest was 15.90% per year. And the median was 36.10% per year.

As of today (2026-08-07), BankUnited's current stock price is €39.80. BankUnited's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €0.00. BankUnited's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of BankUnited was 206.64. The lowest was 2.74. And the median was 5.44.


BankUnited  (FRA:BNU) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of BankUnited was 206.64. The lowest was 2.74. And the median was 5.44.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


BankUnited Cyclically Adjusted FCF per Share Related Terms


BankUnited Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for BankUnited's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BankUnited Cyclically Adjusted FCF per Share Chart

BankUnited Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.78 5.12 6.34 7.60 7.31

BankUnited Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.16 7.21 7.31 7.59 0.00

FRA:BNU vs SFNC, TOWN, PRK: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, BankUnited's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BankUnited Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, BankUnited's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where BankUnited's Cyclically Adjusted Price-to-FCF falls into.


FRA:BNU
71GF Score
BankUnited Inc FRA:BNU
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BankUnited Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BankUnited's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.555/333.9520*333.9520
=1.555

Current CPI (Jun. 2026) = 333.9520.

BankUnited Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.340 241.428 0.470
201612 0.412 241.432 0.570
201703 0.072 243.801 0.099
201706 0.576 244.955 0.785
201709 0.611 246.819 0.827
201712 0.519 246.524 0.703
201803 0.950 249.554 1.271
201806 0.403 251.989 0.534
201809 0.762 252.439 1.008
201812 3.203 251.233 4.258
201903 0.597 254.202 0.784
201906 1.232 256.143 1.606
201909 1.669 256.759 2.171
201912 1.897 256.974 2.465
202003 0.619 258.115 0.801
202006 2.505 257.797 3.245
202009 2.918 260.280 3.744
202012 2.058 260.474 2.639
202103 3.174 264.877 4.002
202106 1.723 271.696 2.118
202109 3.454 274.310 4.205
202112 2.851 278.802 3.415
202203 4.948 287.504 5.747
202206 7.127 296.311 8.032
202209 3.427 296.808 3.856
202212 -0.290 296.797 -0.326
202303 1.784 301.836 1.974
202306 3.548 305.109 3.883
202309 2.161 307.789 2.345
202312 0.798 306.746 0.869
202403 0.831 312.332 0.889
202406 1.703 314.175 1.810
202409 0.557 315.301 0.590
202412 2.402 315.605 2.542
202503 0.204 319.799 0.213
202506 1.366 322.561 1.414
202509 1.136 324.800 1.168
202512 1.448 324.054 1.492
202603 0.215 330.213 0.217
202606 1.555 333.952 1.555

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €0.00 mean?
BankUnited (FRA:BNU) has a Cyclically Adjusted FCF per Share of €0.00 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on BankUnited and its competitors.
Is BankUnited's Cyclically Adjusted FCF per Share too high?
BankUnited's current Cyclically Adjusted FCF per Share is €0.00. Overall, BankUnited has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does BankUnited's Cyclically Adjusted FCF per Share compare to SFNC and TOWN?
BankUnited's Cyclically Adjusted FCF per Share of €0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on BankUnited and its competitors. BankUnited's current Cyclically Adjusted FCF per Share is €0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BankUnited stock overvalued right now?
BankUnited (FRA:BNU) has a current Cyclically Adjusted FCF per Share of €0.00. The stock's GF Value™ is €33.99, compared to a current price of €39.80 — trading 17.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €0.00. BankUnited's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For BankUnited (FRA:BNU), the current Cyclically Adjusted FCF per Share is €0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BankUnited (FRA:BNU) Overvalued in 2026?

Based on GuruFocus' analysis, BankUnited stock appears to be overvalued. The current stock price of €39.80 is trading 17.1% above its estimated GF Value™ of €33.99.

Key valuation signals for FRA:BNU:

  • Cyclically Adjusted FCF per Share: €0.00
  • GF Value™: €33.99 vs. price of €39.80 (17.1% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the FRA:BNU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BankUnited Business Description

Other Exchanges BKU:USA
Address 14817 Oak Lane, Miami Lakes, FL, USA, 33016
BankUnited Inc is a bank holding company with one wholly owned subsidiary, BankUnited. The bank provides a full range of banking services through banking centers located throughout Florida, as well as New York City. The company is a commercially focused regional bank focusing on small and middle-market businesses. The company also provides certain commercial lending and deposit products on a national platform. The Bank offers a comprehensive suite of commercial lending and deposit products including commercial lending and deposit products through national platforms and certain consumer deposit products through an online channel.
71GF Score

Get the complete analysis for FRA:BNU

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.80
Price
€33.99
GF Value