GJNSY (Gjensidige Forsikring ASA) Cyclically Adjusted FCF per Share: $0.70 (As of Jun. 2026)

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GJNSY Gjensidige Forsikring ASA GJNSY
67 GF Score
Price $30.87
GF Value $24.43
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Gjensidige Forsikring ASA Cyclically Adjusted FCF per Share?

Gjensidige Forsikring ASA GJNSY +3.35% 67 Cyclically Adjusted FCF per Share is $0.70 as of Jun. 2026. GuruFocus rates GJNSY with a GF Score™ of 67/100 and a GF Value™ of $24.43 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Gjensidige Forsikring ASA's adjusted free cash flow per share for the three months ended in Jun. 2026 was $0.166. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.70 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Gjensidige Forsikring ASA's average Cyclically Adjusted FCF Growth Rate was 72.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 43.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 31.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Gjensidige Forsikring ASA was 66.70% per year. The lowest was 17.80% per year. And the median was 35.80% per year.

As of today (2026-08-31), Gjensidige Forsikring ASA's current stock price is $30.87. Gjensidige Forsikring ASA's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $0.70. Gjensidige Forsikring ASA's Cyclically Adjusted Price-to-FCF of today is 44.10.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Gjensidige Forsikring ASA was 2311.25. The lowest was 33.00. And the median was 92.01.


Gjensidige Forsikring ASA  (OTCPK:GJNSY) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Gjensidige Forsikring ASA's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=30.87/0.70
=44.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Gjensidige Forsikring ASA was 2311.25. The lowest was 33.00. And the median was 92.01.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Gjensidige Forsikring ASA Cyclically Adjusted FCF per Share Related Terms


Gjensidige Forsikring ASA Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Gjensidige Forsikring ASA's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gjensidige Forsikring ASA Cyclically Adjusted FCF per Share Chart

Gjensidige Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.22 0.34 0.31 0.65

Gjensidige Forsikring ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.42 0.52 0.65 0.81 0.70

GJNSY vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gjensidige Forsikring ASA Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Gjensidige Forsikring ASA's Cyclically Adjusted Price-to-FCF falls into.


GJNSY
67GF Score
Gjensidige Forsikring ASA GJNSY
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Gjensidige Forsikring ASA Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gjensidige Forsikring ASA's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.166/141.5800*141.5800
=0.166

Current CPI (Jun. 2026) = 141.5800.

Gjensidige Forsikring ASA Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.400 104.200 -0.543
201612 0.215 104.400 0.292
201703 0.221 105.000 0.298
201706 0.138 105.800 0.185
201709 -0.142 105.900 -0.190
201712 0.101 106.100 0.135
201803 0.412 107.300 0.544
201806 -0.095 108.500 -0.124
201809 -0.119 109.500 -0.154
201812 -0.697 109.800 -0.899
201903 -0.423 110.400 -0.542
201906 -0.068 110.600 -0.087
201909 0.068 111.100 0.087
201912 0.029 111.300 0.037
202003 1.234 111.200 1.571
202006 -1.152 112.100 -1.455
202009 1.260 112.900 1.580
202012 0.054 112.900 0.068
202103 1.307 114.600 1.615
202106 -0.528 115.300 -0.648
202109 0.204 117.500 0.246
202112 0.505 118.900 0.601
202203 0.241 119.800 0.285
202206 0.048 122.600 0.055
202209 -0.146 125.600 -0.165
202212 0.243 125.900 0.273
202303 0.906 127.600 1.005
202306 0.076 130.400 0.083
202309 -0.024 129.800 -0.026
202312 -0.184 131.900 -0.198
202403 0.790 132.600 0.844
202406 -0.125 133.800 -0.132
202409 0.226 133.700 0.239
202412 -0.183 134.800 -0.192
202503 1.351 136.100 1.405
202506 -0.241 137.800 -0.248
202509 0.119 138.500 0.122
202512 -0.104 139.100 -0.106
202603 1.323 141.030 1.328
202606 0.166 141.580 0.166

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.70 mean?
Gjensidige Forsikring ASA (GJNSY) has a Cyclically Adjusted FCF per Share of $0.70 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Gjensidige Forsikring ASA and its competitors.
Is Gjensidige Forsikring ASA's Cyclically Adjusted FCF per Share too high?
Gjensidige Forsikring ASA's current Cyclically Adjusted FCF per Share is $0.70. Overall, Gjensidige Forsikring ASA has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gjensidige Forsikring ASA's Cyclically Adjusted FCF per Share compare to CB and PGR?
Gjensidige Forsikring ASA's Cyclically Adjusted FCF per Share of $0.70 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Gjensidige Forsikring ASA and its competitors. Gjensidige Forsikring ASA's current Cyclically Adjusted FCF per Share is $0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gjensidige Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA (GJNSY) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.43, compared to a current price of $30.87 — trading 26.4% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.70. Gjensidige Forsikring ASA's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Gjensidige Forsikring ASA (GJNSY), the current Cyclically Adjusted FCF per Share is $0.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gjensidige Forsikring ASA (GJNSY) Overvalued in 2026?

Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued. The current stock price of $30.87 is trading 26.4% above its estimated GF Value™ of $24.43. GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.

Key valuation signals for GJNSY:

  • Cyclically Adjusted FCF per Share: $0.70
  • GF Value™: $24.43 vs. price of $30.87 (26.4% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the GJNSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gjensidige Forsikring ASA Business Description

Address Schweigaardsgate 21, Oslo, NOR, 0191
Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.
67GF Score

Get the complete analysis for GJNSY

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.87
Price
$24.43
GF Value