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Bank AL Habib (KAR:BAHL) Cyclically Adjusted FCF per Share : ₨170.94 (As of Sep. 2024)


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What is Bank AL Habib Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bank AL Habib's adjusted free cash flow per share for the three months ended in Sep. 2024 was ₨-57.392. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ₨170.94 for the trailing ten years ended in Sep. 2024.

During the past 12 months, Bank AL Habib's average Cyclically Adjusted FCF Growth Rate was 43.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 27.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bank AL Habib was 27.80% per year. The lowest was 27.80% per year. And the median was 27.80% per year.

As of today (2024-12-14), Bank AL Habib's current stock price is ₨123.73. Bank AL Habib's Cyclically Adjusted FCF per Share for the quarter that ended in Sep. 2024 was ₨170.94. Bank AL Habib's Cyclically Adjusted Price-to-FCF of today is 0.72.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank AL Habib was 1.16. The lowest was 0.37. And the median was 0.66.


Bank AL Habib Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Bank AL Habib's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank AL Habib Cyclically Adjusted FCF per Share Chart

Bank AL Habib Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 67.89 72.41 102.27 141.68

Bank AL Habib Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 118.95 141.68 152.41 178.97 170.94

Competitive Comparison of Bank AL Habib's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Bank AL Habib's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank AL Habib's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank AL Habib's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank AL Habib's Cyclically Adjusted Price-to-FCF falls into.



Bank AL Habib Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank AL Habib's adjusted Free Cash Flow per Share data for the three months ended in Sep. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=-57.392/133.0289*133.0289
=-57.392

Current CPI (Sep. 2024) = 133.0289.

Bank AL Habib Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201412 39.297 99.070 52.767
201503 34.991 99.621 46.725
201506 -19.841 100.684 -26.215
201509 32.201 100.392 42.670
201512 -20.148 99.792 -26.858
201603 77.294 100.470 102.342
201606 -13.061 101.688 -17.086
201609 -7.525 101.861 -9.828
201612 -3.225 101.863 -4.212
201703 23.259 102.862 30.080
201706 4.368 103.349 5.622
201709 40.702 104.136 51.995
201712 4.925 104.011 6.299
201803 -51.122 105.290 -64.591
201806 28.090 106.317 35.148
201809 -70.786 106.507 -88.413
201812 55.791 105.998 70.019
201903 -31.939 107.251 -39.616
201906 91.943 108.070 113.178
201909 128.773 108.329 158.134
201912 2.289 108.420 2.809
202003 20.239 108.902 24.723
202006 153.580 108.767 187.838
202009 29.062 109.815 35.205
202012 -36.007 109.897 -43.586
202103 62.065 111.754 73.880
202106 136.876 114.631 158.844
202109 -40.908 115.734 -47.021
202112 -94.070 117.630 -106.385
202203 -46.073 121.301 -50.528
202206 117.882 125.017 125.437
202209 142.384 125.227 151.255
202212 79.267 125.222 84.209
202303 42.538 127.348 44.436
202306 47.654 128.729 49.246
202309 23.165 129.860 23.730
202312 234.619 129.419 241.163
202403 117.086 131.776 118.199
202406 254.274 132.554 255.185
202409 -57.392 133.029 -57.392

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Bank AL Habib  (KAR:BAHL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bank AL Habib's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=123.73/170.94
=0.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank AL Habib was 1.16. The lowest was 0.37. And the median was 0.66.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bank AL Habib Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Bank AL Habib's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank AL Habib Business Description

Industry
Traded in Other Exchanges
N/A
Address
I.I. Chundrigar Road, 2nd Floor, Mackinnons Building, Karachi, SD, PAK
Bank AL Habib Ltd is a banking company in Pakistan. It provides banking services consisting of retail banking, current & savings accounts, credit cards, consumer banking products, provision of banking & other financial services to individual customers, small merchants & small-medium enterprises. The company also provides commercial banking such as banking services including treasury & international trade-related activities to large corporate customers, multinational companies, and government, & semi-government departments & institutions. Geographically, it operates in Pakistan, the Middle East & Asia- Pacific. The majority of revenue is from the Commercial banking segment.

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