Bank AL Habib (KAR:BAHL) Interest Expense: ₨-197,091 Mil (TTM As of Mar. 2026)

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KAR:BAHL Bank AL Habib Ltd KAR:BAHL
62 GF Score
Price ₨170.96
GF Value ₨117.14
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Bank AL Habib Interest Expense?

Bank AL Habib KAR:BAHL -0.89% 62 Interest Expense is ₨-197,091 Mil as of Mar. 2026. GuruFocus rates KAR:BAHL with a GF Score™ of 62/100 and a GF Value™ of ₨117.14 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Bank AL Habib's interest expense for the three months ended in Mar. 2026 was ₨ -49,945 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₨-197,091 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Bank AL Habib's Operating Income for the three months ended in Mar. 2026 was ₨ Mil. Bank AL Habib's Interest Expense for the three months ended in Mar. 2026 was ₨ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Bank AL Habib Interest Expense Historical Data

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The historical data trend for Bank AL Habib's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank AL Habib Interest Expense Chart

Bank AL Habib Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -61,267.98 -123,591.62 -249,743.42 -321,646.56 -206,457.85

Bank AL Habib Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -59,325.59 -52,310.77 -49,423.76 -45,411.08 -49,944.90
KAR:BAHL
62GF Score
Bank AL Habib Ltd KAR:BAHL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank AL Habib Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨-197,091 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₨-197,091 Mil mean?
Bank AL Habib (KAR:BAHL) has a Interest Expense of ₨-197,091 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank AL Habib and its competitors.
Is Bank AL Habib's Interest Expense too high?
Bank AL Habib's current Interest Expense is ₨-197,091 Mil. Overall, Bank AL Habib has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank AL Habib's Interest Expense compare to competitors?
Bank AL Habib's Interest Expense of ₨-197,091 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Bank AL Habib and its competitors. Bank AL Habib's current Interest Expense is ₨-197,091 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AL Habib stock overvalued right now?
Based on GuruFocus' analysis, Bank AL Habib (KAR:BAHL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨117.14, compared to a current price of ₨170.96 — trading 45.9% above its estimated fair value. The current Interest Expense is ₨-197,091 Mil. Bank AL Habib's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Bank AL Habib (KAR:BAHL), the current Interest Expense is ₨-197,091 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank AL Habib (KAR:BAHL) Overvalued in 2026?

Based on GuruFocus' analysis, Bank AL Habib stock appears to be overvalued. The current stock price of ₨170.96 is trading 45.9% above its estimated GF Value™ of ₨117.14. GuruFocus considers Bank AL Habib to be Significantly Overvalued.

Key valuation signals for KAR:BAHL:

  • Interest Expense: ₨-197,091 Mil
  • GF Value™: ₨117.14 vs. price of ₨170.96 (45.9% above fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the KAR:BAHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank AL Habib Business Description

Address I.I. Chundrigar Road, 2nd Floor, Mackinnons Building, Karachi, SD, PAK
Bank AL Habib Ltd is a banking company in Pakistan. It provides banking services consisting of retail banking, current & savings accounts, credit cards, consumer banking products, provision of banking & other financial services to individual customers, small merchants & small-medium enterprises. The company also provides commercial banking such as banking services including treasury & international trade-related activities to large corporate customers, multinational companies, and government, & semi-government departments & institutions. Geographically, it operates in Pakistan, the Middle East & Asia- Pacific. The majority of revenue is from the Commercial banking segment.
62GF Score

Get the complete analysis for KAR:BAHL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨170.96
Price
₨117.14
GF Value