Bank AL HabibKAR:BAHL +1.42%62 FCF Yield % is 165.43 as of Jul. 01, 2026, which is 5% below its 10-year median of 174.66. GuruFocus rates KAR:BAHL with a GF Score™ of 62/100 and a GF Value™ of ₨116.13 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Bank AL Habib ranks better than 96.48% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Bank AL Habib FCF Yield % Related Terms
Bank AL Habib FCF Yield % Historical Data
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The historical data trend for Bank AL Habib's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank AL Habib's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank AL Habib FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bank AL Habib's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Bank AL Habib's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank AL Habib (KAR:BAHL) has a FCF Yield % of 165.43 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank AL Habib and its competitors. This is near median its historical median of 174.66. According to the industry distribution chart, Bank AL Habib ranks #53 out of 1505 companies in the Banks industry, placing it in the top 3.5%.
Is Bank AL Habib's FCF Yield % too high?
Bank AL Habib's current FCF Yield % of 165.43 is near median its 10-year median of 174.66. The Banks industry median FCF Yield % is 8.23. Bank AL Habib's value of 165.43 is 1910.1% above this industry median. Based on the distribution chart, Bank AL Habib ranks #53 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank AL Habib has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank AL Habib's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Bank AL Habib ranks #53 out of 1505 companies for FCF Yield %. This places Bank AL Habib in the top 4% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.23. Bank AL Habib's value of 165.43 is 1910.1% above this benchmark. While the company's 10-year median is 174.66 vs. the industry median of 8.23, Bank AL Habib has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.23, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AL Habib's current FCF Yield % of 165.43 is 1910.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bank AL Habib and its competitors. For the Banks industry, the median FCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AL Habib's current FCF Yield % is 165.43, which is near median its own 10-year median of 174.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AL Habib stock overvalued right now?
Based on GuruFocus' analysis, Bank AL Habib (KAR:BAHL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨116.13, compared to a current price of ₨169.64 — trading 46.1% above its estimated fair value. The current FCF Yield % is 165.43, which is near median its 10-year median of 174.66 and 1910.1% above the Banks industry median of 8.23. Bank AL Habib's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bank AL Habib (KAR:BAHL), the current FCF Yield % is 165.43 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank AL Habib (KAR:BAHL) Overvalued in 2026?
Based on GuruFocus' analysis, Bank AL Habib stock appears to be overvalued.
The current stock price of ₨169.64 is trading 46.1% above its estimated GF Value™ of ₨116.13.
GuruFocus considers Bank AL Habib to be Significantly Overvalued.
Key valuation signals for KAR:BAHL:
FCF Yield %: 165.43 (near median its 10-year median of 174.66)
GF Value™: ₨116.13 vs. price of ₨169.64 (46.1% above fair value)
Industry Position: 1910.1% above the Banks median (#53 of 1505)
No single metric tells the full story. See the KAR:BAHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank AL Habib Ltd is a banking company in Pakistan. It provides banking services consisting of retail banking, current & savings accounts, credit cards, consumer banking products, provision of banking & other financial services to individual customers, small merchants & small-medium enterprises. The company also provides commercial banking such as banking services including treasury & international trade-related activities to large corporate customers, multinational companies, and government, & semi-government departments & institutions. Geographically, it operates in Pakistan, the Middle East & Asia- Pacific. The majority of revenue is from the Commercial banking segment.
62GF Score
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