CIG Pannonia Life Insurance OJSC (LTS:0P2E) Cyclically Adjusted FCF per Share: Ft17.49 (As of Mar. 2026)

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LTS:0P2E CIG Pannonia Life Insurance OJSC LTS:0P2E
52 GF Score
Price Ft133.34
GF Value Ft145.77
! 4 Warning Signs
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What is CIG Pannonia Life Insurance OJSC Cyclically Adjusted FCF per Share?

CIG Pannonia Life Insurance OJSC LTS:0P2E 52 Cyclically Adjusted FCF per Share is Ft17.49 as of Mar. 2026. GuruFocus rates LTS:0P2E with a GF Score™ of 52/100 and a GF Value™ of Ft145.77. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

CIG Pannonia Life Insurance OJSC's adjusted free cash flow per share for the three months ended in Mar. 2026 was Ft32.310. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Ft17.49 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CIG Pannonia Life Insurance OJSC's average Cyclically Adjusted FCF Growth Rate was -9.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 6.30% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 12.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of CIG Pannonia Life Insurance OJSC was 18.90% per year. The lowest was 6.30% per year. And the median was 11.40% per year.

As of today (2026-07-21), CIG Pannonia Life Insurance OJSC's current stock price is Ft133.33721. CIG Pannonia Life Insurance OJSC's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Ft17.49. CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Price-to-FCF of today is 7.62.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of CIG Pannonia Life Insurance OJSC was 16.92. The lowest was 4.55. And the median was 9.26.


CIG Pannonia Life Insurance OJSC  (LTS:0P2E) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=133.33721/17.49
=7.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of CIG Pannonia Life Insurance OJSC was 16.92. The lowest was 4.55. And the median was 9.26.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


CIG Pannonia Life Insurance OJSC Cyclically Adjusted FCF per Share Related Terms


CIG Pannonia Life Insurance OJSC Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for CIG Pannonia Life Insurance OJSC's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CIG Pannonia Life Insurance OJSC Cyclically Adjusted FCF per Share Chart

CIG Pannonia Life Insurance OJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.80 16.89 16.63 14.27 12.97

CIG Pannonia Life Insurance OJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.66 15.89 13.12 12.97 17.49

LTS:0P2E vs AFL, MET, PRU: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Life subindustry, CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CIG Pannonia Life Insurance OJSC Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where CIG Pannonia Life Insurance OJSC's Cyclically Adjusted Price-to-FCF falls into.


LTS:0P2E
52GF Score
CIG Pannonia Life Insurance OJSC LTS:0P2E
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CIG Pannonia Life Insurance OJSC Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CIG Pannonia Life Insurance OJSC's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=32.31/174.6900*174.6900
=32.310

Current CPI (Mar. 2026) = 174.6900.

CIG Pannonia Life Insurance OJSC Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 4.929 100.814 8.541
201609 5.186 100.370 9.026
201612 -4.591 101.406 -7.909
201703 43.320 102.147 74.085
201706 -27.091 102.724 -46.070
201709 12.657 102.902 21.487
201712 17.065 103.627 28.767
201803 -5.151 104.219 -8.634
201806 19.213 105.922 31.687
201809 2.229 106.588 3.653
201812 39.594 106.440 64.982
201903 0.828 108.068 1.338
201906 19.465 109.475 31.061
201909 11.490 109.623 18.310
201912 -9.313 110.659 -14.702
202003 1.616 112.287 2.514
202006 -11.653 112.583 -18.081
202009 7.347 113.398 11.318
202012 -1.408 113.694 -2.163
202103 3.417 116.358 5.130
202106 3.214 118.579 4.735
202109 15.146 119.541 22.133
202112 22.446 122.058 32.125
202203 11.458 126.351 15.842
202206 -0.404 132.420 -0.533
202209 5.433 143.597 6.609
202212 -0.349 152.036 -0.401
202303 30.563 158.105 33.769
202306 18.956 158.993 20.827
202309 -5.215 161.140 -5.654
202312 5.205 160.400 5.669
202403 0.847 163.879 0.903
202406 10.580 164.841 11.212
202409 21.383 165.877 22.519
202412 -8.281 167.802 -8.621
202503 12.433 171.577 12.659
202506 11.910 172.391 12.069
202509 -64.404 173.060 -65.011
202512 14.071 173.280 14.185
202603 32.310 174.690 32.310

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Ft17.49 mean?
CIG Pannonia Life Insurance OJSC (LTS:0P2E) has a Cyclically Adjusted FCF per Share of Ft17.49 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on CIG Pannonia Life Insurance OJSC and its competitors.
Is CIG Pannonia Life Insurance OJSC's Cyclically Adjusted FCF per Share too high?
CIG Pannonia Life Insurance OJSC's current Cyclically Adjusted FCF per Share is Ft17.49. Overall, CIG Pannonia Life Insurance OJSC has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does CIG Pannonia Life Insurance OJSC's Cyclically Adjusted FCF per Share compare to AFL and MET?
CIG Pannonia Life Insurance OJSC's Cyclically Adjusted FCF per Share of Ft17.49 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on CIG Pannonia Life Insurance OJSC and its competitors. CIG Pannonia Life Insurance OJSC's current Cyclically Adjusted FCF per Share is Ft17.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CIG Pannonia Life Insurance OJSC stock overvalued right now?
CIG Pannonia Life Insurance OJSC (LTS:0P2E) has a current Cyclically Adjusted FCF per Share of Ft17.49. The stock's GF Value™ is Ft145.77, compared to a current price of Ft133.34 — trading 8.5% below its estimated fair value. The current Cyclically Adjusted FCF per Share is Ft17.49. CIG Pannonia Life Insurance OJSC's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For CIG Pannonia Life Insurance OJSC (LTS:0P2E), the current Cyclically Adjusted FCF per Share is Ft17.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CIG Pannonia Life Insurance OJSC (LTS:0P2E) Overvalued in 2026?

Based on GuruFocus' analysis, CIG Pannonia Life Insurance OJSC stock appears to be undervalued. The current stock price of Ft133.34 is trading 8.5% below its estimated GF Value™ of Ft145.77.

Key valuation signals for LTS:0P2E:

  • Cyclically Adjusted FCF per Share: Ft17.49
  • GF Value™: Ft145.77 vs. price of Ft133.34 (8.5% below fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the LTS:0P2E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CIG Pannonia Life Insurance OJSC Business Description

Address 11 Konyves Kalman Korut, Building B, Nepliget Center Business Center, Budapest, HUN, 1097
CIG Pannonia Life Insurance OJSC is an insurance company. The company mainly sells various insurance products including unit-linked life insurance, term life insurance, endowment insurance, health insurance, casco, freight liability and suretyship insurance and also offers investment fund management and portfolio management. The company carries its activities in Hungary, Romania, Slovakia, and Italy. In addition, the company sells riders and non-life insurance products.
52GF Score

Get the complete analysis for LTS:0P2E

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Ft133.34
Price
Ft145.77
GF Value