Bank of Montreal (MEX:BMON) Cyclically Adjusted FCF per Share: MXN387.43 (As of Apr. 2026)

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MEX:BMON Bank of Montreal MEX:BMON
63 GF Score
Price MXN3,080.00
GF Value MXN1,858.42
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Bank of Montreal Cyclically Adjusted FCF per Share?

Bank of Montreal MEX:BMON 63 Cyclically Adjusted FCF per Share is MXN387.43 as of Apr. 2026. GuruFocus rates MEX:BMON with a GF Score™ of 63/100 and a GF Value™ of MXN1,858.42 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bank of Montreal's adjusted free cash flow per share for the three months ended in Apr. 2026 was MXN156.311. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN387.43 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Bank of Montreal's average Cyclically Adjusted FCF Growth Rate was 13.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 7.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 9.40% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 58.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bank of Montreal was 257.90% per year. The lowest was -39.70% per year. And the median was 7.00% per year.

As of today (2026-08-11), Bank of Montreal's current stock price is MXN3080.00. Bank of Montreal's Cyclically Adjusted FCF per Share for the quarter that ended in Apr. 2026 was MXN387.43. Bank of Montreal's Cyclically Adjusted Price-to-FCF of today is 7.95.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank of Montreal was 504.05. The lowest was 3.39. And the median was 5.91.


Bank of Montreal  (MEX:BMON) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bank of Montreal's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=3080.00/387.43
=7.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank of Montreal was 504.05. The lowest was 3.39. And the median was 5.91.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bank of Montreal Cyclically Adjusted FCF per Share Related Terms


Bank of Montreal Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Bank of Montreal's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Montreal Cyclically Adjusted FCF per Share Chart

Bank of Montreal Annual Data
Trend Oct16 Oct17 Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 409.58 424.58 505.33 391.34 425.59

Bank of Montreal Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 354.70 292.93 425.59 378.66 387.43

MEX:BMON vs JPM, BAC, WFC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Diversified subindustry, Bank of Montreal's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Montreal Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Montreal's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank of Montreal's Cyclically Adjusted Price-to-FCF falls into.


MEX:BMON
63GF Score
Bank of Montreal MEX:BMON
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Montreal Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank of Montreal's adjusted Free Cash Flow per Share data for the three months ended in Apr. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=156.311/132.7364*132.7364
=156.311

Current CPI (Apr. 2026) = 132.7364.

Bank of Montreal Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201607 15.095 101.844 19.674
201610 -221.320 102.002 -288.007
201701 189.883 102.318 246.335
201704 -16.343 103.029 -21.055
201707 -9.386 103.029 -12.092
201710 -105.050 103.424 -134.824
201801 185.061 104.056 236.069
201804 -24.594 105.320 -30.996
201807 140.146 106.110 175.313
201810 88.068 105.952 110.331
201901 137.344 105.557 172.708
201904 -106.932 107.453 -132.092
201907 205.316 108.243 251.774
201910 385.430 107.927 474.028
202001 237.855 108.085 292.103
202004 883.171 107.216 1,093.388
202007 604.847 108.401 740.629
202010 -420.255 108.638 -513.475
202101 482.302 109.192 586.301
202104 599.558 110.851 717.931
202107 -262.427 112.431 -309.822
202110 250.559 113.695 292.522
202201 -599.724 114.801 -693.418
202204 299.200 118.357 335.551
202207 -54.329 120.964 -59.616
202210 365.748 121.517 399.517
202301 393.448 121.596 429.495
202304 -465.503 123.571 -500.029
202307 182.127 124.914 193.532
202310 55.224 125.310 58.497
202401 275.317 125.072 292.187
202404 62.646 126.890 65.533
202407 29.956 128.075 31.046
202410 85.258 127.838 88.525
202501 88.018 127.443 91.674
202504 -70.061 129.102 -72.033
202507 -87.829 130.290 -89.478
202510 227.456 130.603 231.171
202601 25.120 130.366 25.577
202604 156.311 132.736 156.311

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN387.43 mean?
Bank of Montreal (MEX:BMON) has a Cyclically Adjusted FCF per Share of MXN387.43 as of Apr. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank of Montreal and its competitors.
Is Bank of Montreal's Cyclically Adjusted FCF per Share too high?
Bank of Montreal's current Cyclically Adjusted FCF per Share is MXN387.43. Overall, Bank of Montreal has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's Cyclically Adjusted FCF per Share compare to JPM and BAC?
Bank of Montreal's Cyclically Adjusted FCF per Share of MXN387.43 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank of Montreal and its competitors. Bank of Montreal's current Cyclically Adjusted FCF per Share is MXN387.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (MEX:BMON) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,858.42, compared to a current price of MXN3,080.00 — trading 65.7% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN387.43. Bank of Montreal's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Bank of Montreal (MEX:BMON), the current Cyclically Adjusted FCF per Share is MXN387.43 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Montreal (MEX:BMON) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued. The current stock price of MXN3,080.00 is trading 65.7% above its estimated GF Value™ of MXN1,858.42. GuruFocus considers Bank of Montreal to be Significantly Overvalued.

Key valuation signals for MEX:BMON:

  • Cyclically Adjusted FCF per Share: MXN387.43
  • GF Value™: MXN1,858.42 vs. price of MXN3,080.00 (65.7% above fair value)
  • GF Score™: 63/100 with 8 warning signs

No single metric tells the full story. See the MEX:BMON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Montreal Business Description

Address 129 rue Saint Jacques, Montreal, QC, CAN, H2Y 1L6
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
63GF Score

Get the complete analysis for MEX:BMON

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN3,080.00
Price
MXN1,858.42
GF Value