Bank of MontrealMEX:BMON 71 Net Margin % is 27.53% as of Apr. 2026, which is 18% above its 10-year median of 23.41. GuruFocus rates MEX:BMON with a GF Score™ of 71/100 and a GF Value™ of MXN1,584.73. The stock has 8 warning signs investors should review. Among 1,527 Banks companies, Bank of Montreal ranks worse than 53.05% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Bank of Montreal's Net Income for the
three
months ended in Apr. 2026 was MXN33,443 Mil. Bank of Montreal's Revenue for the
three
months ended in Apr. 2026 was MXN121,456 Mil. Therefore, Bank of Montreal's net margin for the quarter that ended in Apr. 2026 was 27.53%.
The historical rank and industry rank for Bank of Montreal's Net Margin % or its related term are showing as below:
MEX:BMON'
s Net Margin % Range Over the Past 10 Years
Min: 14.22 Med: 23.41 Max: 51.55
Current: 25.92
MEX:BMON's Net Margin % is ranked worse than 53.05% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs MEX:BMON: 25.92
Bank of Montreal (MEX:BMON) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Montreal Net Margin % Related Terms
Bank of Montreal Net Margin % Historical Data
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The historical data trend for Bank of Montreal's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MEX:BMON vs JPM, BAC, WFC: Net Margin % Comparison
For the Banks - Diversified subindustry, Bank of Montreal's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Montreal Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Montreal's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Montreal's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Montreal (MEX:BMON) has a Net Margin % of 27.53% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Montreal and its competitors. This is 18% above median its historical median of 23.41. Over the past decade, Bank of Montreal's Net Margin % has ranged from 14.22 to 51.55. According to the industry distribution chart, Bank of Montreal ranks #810 out of 1527 companies in the Banks industry, placing it in the top 53%.
Is Bank of Montreal's Net Margin % too high?
Bank of Montreal's current Net Margin % of 27.53% is 18% above median its 10-year median of 23.41. Over the past 10 years, this metric has ranged from a low of 14.22 to a high of 51.55. The Banks industry median Net Margin % is 26.95. Bank of Montreal's value of 27.53% is 2.2% above this industry median. Based on the distribution chart, Bank of Montreal ranks #810 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Bank of Montreal has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank of Montreal ranks #810 out of 1527 companies for Net Margin %. This places Bank of Montreal in the lower half of its industry. The industry median Net Margin % is 26.95. Bank of Montreal's value of 27.53% is 2.2% above this benchmark. Historically, Bank of Montreal's own Net Margin % has ranged from 14.22 to 51.55 over the past decade. While the company's 10-year median is 23.41 vs. the industry median of 26.95, Bank of Montreal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Montreal's current Net Margin % of 27.53% is 2.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Montreal and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Montreal's current Net Margin % is 27.53%, which is 18% above median its own 10-year median of 23.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Bank of Montreal (MEX:BMON) has a current Net Margin % of 27.53%. The stock's GF Value™ is MXN1,584.73, compared to a current price of MXN2,457.40 — trading 55.1% above its estimated fair value. The current Net Margin % is 27.53%, which is 18% above median its 10-year median of 23.41 and 2.2% above the Banks industry median of 26.95. Bank of Montreal's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Montreal (MEX:BMON), the current Net Margin % is 27.53% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Montreal (MEX:BMON) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued.
The current stock price of MXN2,457.40 is trading 55.1% above its estimated GF Value™ of MXN1,584.73.
Key valuation signals for MEX:BMON:
Net Margin %: 27.53% (18% above median its 10-year median of 23.41)
GF Value™: MXN1,584.73 vs. price of MXN2,457.40 (55.1% above fair value)
Industry Position: 2.2% above the Banks median (#810 of 1527)
No single metric tells the full story. See the MEX:BMON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
71GF Score
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