MetLife (MEX:MET) Cyclically Adjusted FCF per Share: MXN329.99 (As of Mar. 2026)


MEX:MET MetLife Inc MEX:MET
69 GF Score
Price MXN1,605.28
GF Value MXN1,584.79
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is MetLife Cyclically Adjusted FCF per Share?

MetLife MEX:MET +0.33% 69 Cyclically Adjusted FCF per Share is MXN329.99 as of Mar. 2026. GuruFocus rates MEX:MET with a GF Score™ of 69/100 and a GF Value™ of MXN1,584.79 (Fairly Valued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

MetLife's adjusted free cash flow per share for the three months ended in Mar. 2026 was MXN73.896. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN329.99 for the trailing ten years ended in Mar. 2026.

During the past 12 months, MetLife's average Cyclically Adjusted FCF Growth Rate was 7.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 4.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 4.80% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 4.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of MetLife was 7.50% per year. The lowest was 2.10% per year. And the median was 4.95% per year.

As of today (2026-07-11), MetLife's current stock price is MXN1605.28. MetLife's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was MXN329.99. MetLife's Cyclically Adjusted Price-to-FCF of today is 4.86.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of MetLife was 5.21. The lowest was 1.78. And the median was 3.95.


MetLife  (MEX:MET) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

MetLife's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1605.28/329.99
=4.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of MetLife was 5.21. The lowest was 1.78. And the median was 3.95.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


MetLife Cyclically Adjusted FCF per Share Related Terms


MetLife Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for MetLife's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MetLife Cyclically Adjusted FCF per Share Chart

MetLife Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 308.41 306.68 276.81 351.71 330.34

MetLife Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 368.25 328.40 317.46 330.34 329.99

MEX:MET vs AFL, PRU, UNM: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Life subindustry, MetLife's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MetLife Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, MetLife's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where MetLife's Cyclically Adjusted Price-to-FCF falls into.


MEX:MET
69GF Score
MetLife Inc MEX:MET
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MetLife Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, MetLife's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=73.896/330.2130*330.2130
=73.896

Current CPI (Mar. 2026) = 330.2130.

MetLife Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 71.550 241.018 98.029
201609 51.019 241.428 69.781
201612 105.096 241.432 143.743
201703 35.955 243.801 48.699
201706 56.812 244.955 76.586
201709 80.180 246.819 107.271
201712 37.911 246.524 50.781
201803 22.544 249.554 29.831
201806 107.633 251.989 141.045
201809 66.039 252.439 86.385
201812 25.876 251.233 34.011
201903 41.724 254.202 54.200
201906 48.118 256.143 62.032
201909 87.410 256.759 112.416
201912 105.614 256.974 135.715
202003 47.074 258.115 60.223
202006 21.386 257.797 27.393
202009 91.705 260.280 116.345
202012 113.138 260.474 143.429
202103 34.278 264.877 42.733
202106 52.108 271.696 63.331
202109 83.709 274.310 100.768
202112 123.579 278.802 146.367
202203 48.908 287.504 56.173
202206 108.506 296.311 120.921
202209 108.275 296.808 120.461
202212 56.785 296.797 63.178
202303 46.747 301.836 51.142
202306 67.676 305.109 73.244
202309 80.120 307.789 85.957
202312 118.370 306.746 127.426
202403 53.042 312.332 56.079
202406 89.460 314.175 94.027
202409 116.653 315.301 122.170
202412 137.793 315.605 144.171
202503 126.918 319.799 131.051
202506 61.007 322.561 62.454
202509 97.794 324.800 99.424
202512 192.402 324.054 196.059
202603 73.896 330.213 73.896

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN329.99 mean?
MetLife (MEX:MET) has a Cyclically Adjusted FCF per Share of MXN329.99 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on MetLife and its competitors.
Is MetLife's Cyclically Adjusted FCF per Share too high?
MetLife's current Cyclically Adjusted FCF per Share is MXN329.99. Overall, MetLife has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MetLife's Cyclically Adjusted FCF per Share compare to AFL and PRU?
MetLife's Cyclically Adjusted FCF per Share of MXN329.99 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on MetLife and its competitors. MetLife's current Cyclically Adjusted FCF per Share is MXN329.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MetLife stock overvalued right now?
Based on GuruFocus' analysis, MetLife (MEX:MET) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,584.79, compared to a current price of MXN1,605.28 — trading 1.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN329.99. MetLife's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For MetLife (MEX:MET), the current Cyclically Adjusted FCF per Share is MXN329.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MetLife (MEX:MET) Overvalued in 2026?

Based on GuruFocus' analysis, MetLife stock appears to be overvalued. The current stock price of MXN1,605.28 is trading 1.3% above its estimated GF Value™ of MXN1,584.79. GuruFocus considers MetLife to be Fairly Valued.

Key valuation signals for MEX:MET:

  • Cyclically Adjusted FCF per Share: MXN329.99
  • GF Value™: MXN1,584.79 vs. price of MXN1,605.28 (1.3% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the MEX:MET stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MetLife Business Description

Address 200 Park Avenue, New York, NY, USA, 10166-0188
MetLife is one of the largest life insurers in the US by assets and provides a variety of life insurance and annuity products. It is organized into six segments: Group Benefits, Retirement and Income Solutions, Asia, Latin America, Europe/Middle East/Africa (EMEA), and MetLife Holdings (products in run-off). Group Benefits and RIS are US-based, contributing to around 48% of the firm's 2024 adjusted earnings. The Asia segment contributes around 25% of earnings, mainly tied to Japan. The company also holds leading market positions in Mexico and Chile, with the Latin America segment contributing around 13% of 2024 earnings. The EMEA and MetLife Holdings segments contributed around 4% and 10% of 2024 earnings, respectively.
69GF Score

Get the complete analysis for MEX:MET

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,605.28
Price
MXN1,584.79
GF Value