Turkiye Garanti Bankasi AS (STU:GBKB) Cyclically Adjusted FCF per Share: €0.14 (As of Jun. 2026)

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STU:GBKB Turkiye Garanti Bankasi AS STU:GBKB
61 GF Score
Price €2.20
GF Value €3.22
! 3 Warning Signs
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What is Turkiye Garanti Bankasi AS Cyclically Adjusted FCF per Share?

Turkiye Garanti Bankasi AS STU:GBKB +0.92% 61 Cyclically Adjusted FCF per Share is €0.14 as of Jun. 2026. GuruFocus rates STU:GBKB with a GF Score™ of 61/100 and a GF Value™ of €3.22. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Turkiye Garanti Bankasi AS's adjusted free cash flow per share for the three months ended in Jun. 2026 was €0.533. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €0.14 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Turkiye Garanti Bankasi AS's average Cyclically Adjusted FCF Growth Rate was 36.20% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 11.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 53.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Turkiye Garanti Bankasi AS was 165.40% per year. The lowest was 11.20% per year. And the median was 59.15% per year.

As of today (2026-08-14), Turkiye Garanti Bankasi AS's current stock price is €2.20. Turkiye Garanti Bankasi AS's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €0.14. Turkiye Garanti Bankasi AS's Cyclically Adjusted Price-to-FCF of today is 15.71.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Turkiye Garanti Bankasi AS was 517.00. The lowest was 5.74. And the median was 18.16.


Turkiye Garanti Bankasi AS  (STU:GBKB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Turkiye Garanti Bankasi AS's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=2.20/0.14
=15.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Turkiye Garanti Bankasi AS was 517.00. The lowest was 5.74. And the median was 18.16.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Turkiye Garanti Bankasi AS Cyclically Adjusted FCF per Share Related Terms


Turkiye Garanti Bankasi AS Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Turkiye Garanti Bankasi AS's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Garanti Bankasi AS Cyclically Adjusted FCF per Share Chart

Turkiye Garanti Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.12 0.19 0.09 0.06

Turkiye Garanti Bankasi AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.08 0.06 0.07 0.14

Turkiye Garanti Bankasi AS Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Garanti Bankasi AS Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Turkiye Garanti Bankasi AS's Cyclically Adjusted Price-to-FCF falls into.


STU:GBKB
61GF Score
Turkiye Garanti Bankasi AS STU:GBKB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Turkiye Garanti Bankasi AS Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Turkiye Garanti Bankasi AS's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.533/333.9520*333.9520
=0.533

Current CPI (Jun. 2026) = 333.9520.

Turkiye Garanti Bankasi AS Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.143 241.428 -0.198
201612 0.193 241.432 0.267
201703 -0.102 243.801 -0.140
201706 -0.297 244.955 -0.405
201709 0.073 246.819 0.099
201712 -0.018 246.524 -0.024
201803 -0.427 249.554 -0.571
201806 0.305 251.989 0.404
201809 0.750 252.439 0.992
201812 -0.322 251.233 -0.428
201903 -0.011 254.202 -0.014
201906 -0.064 256.143 -0.083
201909 0.537 256.759 0.698
201912 0.061 256.974 0.079
202003 -0.444 258.115 -0.574
202006 0.160 257.797 0.207
202009 0.180 260.280 0.231
202012 0.006 260.474 0.008
202103 -0.077 264.877 -0.097
202106 0.238 271.696 0.293
202109 -0.028 274.310 -0.034
202112 0.385 278.802 0.461
202203 0.225 287.504 0.261
202206 0.093 296.311 0.105
202209 0.367 296.808 0.413
202212 -0.078 296.797 -0.088
202303 0.821 301.836 0.908
202306 0.449 305.109 0.491
202309 0.467 307.789 0.507
202312 0.084 306.746 0.091
202403 -0.088 312.332 -0.094
202406 -0.258 314.175 -0.274
202409 -0.121 315.301 -0.128
202412 -0.554 315.605 -0.586
202503 1.194 319.799 1.247
202506 -0.726 322.561 -0.752
202509 -0.058 324.800 -0.060
202512 -0.269 324.054 -0.277
202603 0.152 330.213 0.154
202606 0.533 333.952 0.533

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €0.14 mean?
Turkiye Garanti Bankasi AS (STU:GBKB) has a Cyclically Adjusted FCF per Share of €0.14 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Turkiye Garanti Bankasi AS and its competitors.
Is Turkiye Garanti Bankasi AS's Cyclically Adjusted FCF per Share too high?
Turkiye Garanti Bankasi AS's current Cyclically Adjusted FCF per Share is €0.14. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's Cyclically Adjusted FCF per Share compare to competitors?
Turkiye Garanti Bankasi AS's Cyclically Adjusted FCF per Share of €0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Turkiye Garanti Bankasi AS and its competitors. Turkiye Garanti Bankasi AS's current Cyclically Adjusted FCF per Share is €0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Turkiye Garanti Bankasi AS (STU:GBKB) has a current Cyclically Adjusted FCF per Share of €0.14. The stock's GF Value™ is €3.22, compared to a current price of €2.20 — trading 31.7% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €0.14. Turkiye Garanti Bankasi AS's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (STU:GBKB), the current Cyclically Adjusted FCF per Share is €0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Garanti Bankasi AS (STU:GBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued. The current stock price of €2.20 is trading 31.7% below its estimated GF Value™ of €3.22.

Key valuation signals for STU:GBKB:

  • Cyclically Adjusted FCF per Share: €0.14
  • GF Value™: €3.22 vs. price of €2.20 (31.7% below fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the STU:GBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Garanti Bankasi AS Business Description

Other Exchanges TKGBY:USAGARAN:Turkey
Address Levent Nispetiye Mah. Aytar Cad. No: 2, Besiktas, Istanbul, TUR, 34340
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
61GF Score

Get the complete analysis for STU:GBKB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.20
Price
€3.22
GF Value