Turkiye Garanti Bankasi AS (STU:GBKB) ROE % Adjusted to Book Value: 26.65% (As of Mar. 2026)

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STU:GBKB Turkiye Garanti Bankasi AS STU:GBKB
81 GF Score
Price €2.22
GF Value €3.06
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Turkiye Garanti Bankasi AS ROE % Adjusted to Book Value?

Turkiye Garanti Bankasi AS STU:GBKB -13.28% 81 ROE % Adjusted to Book Value is 26.65% as of Mar. 2026. GuruFocus rates STU:GBKB with a GF Score™ of 81/100 and a GF Value™ of €3.06 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Turkiye Garanti Bankasi AS's ROE % for the quarter that ended in Mar. 2026 was 29.32%. Turkiye Garanti Bankasi AS's PB Ratio for the quarter that ended in Mar. 2026 was 1.10. Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 26.65%.


Turkiye Garanti Bankasi AS ROE % Adjusted to Book Value Related Terms


Turkiye Garanti Bankasi AS ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turkiye Garanti Bankasi AS ROE % Adjusted to Book Value Chart

Turkiye Garanti Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.73 60.76 40.55 19.35 22.54

Turkiye Garanti Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.11 27.59 26.55 22.35 26.65

Turkiye Garanti Bankasi AS ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turkiye Garanti Bankasi AS ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value falls into.


STU:GBKB
81GF Score
Turkiye Garanti Bankasi AS STU:GBKB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Turkiye Garanti Bankasi AS ROE % Adjusted to Book Value Calculation

Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=24.57% / 1.09
=22.54%

Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=29.32% / 1.10
=26.65%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 26.65% mean?
Turkiye Garanti Bankasi AS (STU:GBKB) has a ROE % Adjusted to Book Value of 26.65% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Turkiye Garanti Bankasi AS and its competitors.
Is Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value too high?
Turkiye Garanti Bankasi AS's current ROE % Adjusted to Book Value is 26.65%. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value compare to competitors?
Turkiye Garanti Bankasi AS's ROE % Adjusted to Book Value of 26.65% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Turkiye Garanti Bankasi AS and its competitors. Turkiye Garanti Bankasi AS's current ROE % Adjusted to Book Value is 26.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS (STU:GBKB) is currently considered Modestly Undervalued. The stock's GF Value™ is €3.06, compared to a current price of €2.22 — trading 27.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 26.65%. Turkiye Garanti Bankasi AS's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (STU:GBKB), the current ROE % Adjusted to Book Value is 26.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turkiye Garanti Bankasi AS (STU:GBKB) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued. The current stock price of €2.22 is trading 27.5% below its estimated GF Value™ of €3.06. GuruFocus considers Turkiye Garanti Bankasi AS to be Modestly Undervalued.

Key valuation signals for STU:GBKB:

  • ROE % Adjusted to Book Value: 26.65%
  • GF Value™: €3.06 vs. price of €2.22 (27.5% below fair value)
  • GF Score™: 81/100 with 3 warning signs

No single metric tells the full story. See the STU:GBKB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turkiye Garanti Bankasi AS Business Description

Other Exchanges TKGBY:USAGARAN:Turkey
Address Levent Nispetiye Mah. Aytar Cad. No: 2, Besiktas, Istanbul, TUR, 34340
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
81GF Score

Get the complete analysis for STU:GBKB

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.22
Price
€3.06
GF Value