Hancock Whitney (STU:HH1) Cyclically Adjusted FCF per Share: €5.75 (As of Jun. 2026)

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STU:HH1 Hancock Whitney Corp STU:HH1
69 GF Score
Price €66.50
GF Value €50.85
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Hancock Whitney Cyclically Adjusted FCF per Share?

Hancock Whitney STU:HH1 -0.75% 69 Cyclically Adjusted FCF per Share is €5.75 as of Jun. 2026. GuruFocus rates STU:HH1 with a GF Score™ of 69/100 and a GF Value™ of €50.85 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Hancock Whitney's adjusted free cash flow per share for the three months ended in Jun. 2026 was €1.602. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €5.75 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Hancock Whitney's average Cyclically Adjusted FCF Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 4.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 7.20% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 7.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Hancock Whitney was 13.70% per year. The lowest was -2.50% per year. And the median was 6.10% per year.

As of today (2026-08-11), Hancock Whitney's current stock price is €66.50. Hancock Whitney's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €5.75. Hancock Whitney's Cyclically Adjusted Price-to-FCF of today is 11.57.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hancock Whitney was 14.65. The lowest was 3.40. And the median was 9.53.


Hancock Whitney  (STU:HH1) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Hancock Whitney's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=66.50/5.75
=11.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hancock Whitney was 14.65. The lowest was 3.40. And the median was 9.53.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Hancock Whitney Cyclically Adjusted FCF per Share Related Terms


Hancock Whitney Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Hancock Whitney's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hancock Whitney Cyclically Adjusted FCF per Share Chart

Hancock Whitney Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.38 5.28 5.18 5.77 5.49

Hancock Whitney Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.31 5.31 5.49 5.57 5.75

STU:HH1 vs HOMB, AUB, ABCB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Hancock Whitney's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hancock Whitney Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Hancock Whitney's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Hancock Whitney's Cyclically Adjusted Price-to-FCF falls into.


STU:HH1
69GF Score
Hancock Whitney Corp STU:HH1
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hancock Whitney Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hancock Whitney's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.602/333.9520*333.9520
=1.602

Current CPI (Jun. 2026) = 333.9520.

Hancock Whitney Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 0.964 241.428 1.333
201612 0.799 241.432 1.105
201703 0.983 243.801 1.346
201706 0.850 244.955 1.159
201709 3.149 246.819 4.261
201712 -0.972 246.524 -1.317
201803 0.917 249.554 1.227
201806 1.056 251.989 1.399
201809 0.956 252.439 1.265
201812 1.037 251.233 1.378
201903 0.010 254.202 0.013
201906 1.084 256.143 1.413
201909 0.278 256.759 0.362
201912 1.800 256.974 2.339
202003 0.021 258.115 0.027
202006 0.465 257.797 0.602
202009 1.464 260.280 1.878
202012 1.153 260.474 1.478
202103 2.427 264.877 3.060
202106 1.041 271.696 1.280
202109 1.549 274.310 1.886
202112 0.443 278.802 0.531
202203 2.811 287.504 3.265
202206 2.185 296.311 2.463
202209 2.162 296.808 2.433
202212 1.753 296.797 1.972
202303 0.870 301.836 0.963
202306 1.240 305.109 1.357
202309 1.967 307.789 2.134
202312 0.978 306.746 1.065
202403 1.744 312.332 1.865
202406 1.111 314.175 1.181
202409 1.650 315.301 1.748
202412 2.081 315.605 2.202
202503 1.072 319.799 1.119
202506 1.231 322.561 1.274
202509 1.545 324.800 1.589
202512 1.486 324.054 1.531
202603 1.140 330.213 1.153
202606 1.602 333.952 1.602

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €5.75 mean?
Hancock Whitney (STU:HH1) has a Cyclically Adjusted FCF per Share of €5.75 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hancock Whitney and its competitors.
Is Hancock Whitney's Cyclically Adjusted FCF per Share too high?
Hancock Whitney's current Cyclically Adjusted FCF per Share is €5.75. Overall, Hancock Whitney has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's Cyclically Adjusted FCF per Share compare to HOMB and AUB?
Hancock Whitney's Cyclically Adjusted FCF per Share of €5.75 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hancock Whitney and its competitors. Hancock Whitney's current Cyclically Adjusted FCF per Share is €5.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (STU:HH1) is currently considered Significantly Overvalued. The stock's GF Value™ is €50.85, compared to a current price of €66.50 — trading 30.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €5.75. Hancock Whitney's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Hancock Whitney (STU:HH1), the current Cyclically Adjusted FCF per Share is €5.75 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hancock Whitney (STU:HH1) Overvalued in 2026?

Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued. The current stock price of €66.50 is trading 30.8% above its estimated GF Value™ of €50.85. GuruFocus considers Hancock Whitney to be Significantly Overvalued.

Key valuation signals for STU:HH1:

  • Cyclically Adjusted FCF per Share: €5.75
  • GF Value™: €50.85 vs. price of €66.50 (30.8% above fair value)
  • GF Score™: 69/100 with 8 warning signs

No single metric tells the full story. See the STU:HH1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hancock Whitney Business Description

Other Exchanges HWC:USAHH1:Germany
Address 2510 14th Street, Hancock Whitney Plaza, Gulfport, MS, USA, 39501
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
69GF Score

Get the complete analysis for STU:HH1

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€66.50
Price
€50.85
GF Value