Hancock Whitney (STU:HH1) Cyclically Adjusted PS Ratio: 4.31 (As of Aug. 11, 2026) — 31% Above Median

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STU:HH1 Hancock Whitney Corp STU:HH1
69 GF Score
Price €66.50
GF Value €50.85
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Hancock Whitney Cyclically Adjusted PS Ratio?

Hancock Whitney STU:HH1 -0.75% 69 Cyclically Adjusted PS Ratio is 4.31 as of Aug. 11, 2026, which is 31% above its 10-year median of 3.30. GuruFocus rates STU:HH1 with a GF Score™ of 69/100 and a GF Value™ of €50.85 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,302 Banks companies, Hancock Whitney ranks worse than 69.59% on this metric.

As of today (2026-08-11), Hancock Whitney's current share price is €66.50. Hancock Whitney's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €15.42. Hancock Whitney's Cyclically Adjusted PS Ratio for today is 4.31.

The historical rank and industry rank for Hancock Whitney's Cyclically Adjusted PS Ratio or its related term are showing as below:

STU:HH1' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.23   Med: 3.3   Max: 4.65
Current: 4.37

During the past years, Hancock Whitney's highest Cyclically Adjusted PS Ratio was 4.65. The lowest was 1.23. And the median was 3.30.

STU:HH1's Cyclically Adjusted PS Ratio is ranked worse than
69.59% of 1302 companies
in the Banks industry
Industry Median: 3.415 vs STU:HH1: 4.37

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Hancock Whitney's adjusted revenue per share data for the three months ended in Jun. 2026 was €4.258. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €15.42 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Hancock Whitney  (STU:HH1) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Hancock Whitney Cyclically Adjusted PS Ratio Related Terms


Hancock Whitney Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Hancock Whitney's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hancock Whitney Cyclically Adjusted PS Ratio Chart

Hancock Whitney Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.55 3.19 3.08 3.32 3.71

Hancock Whitney Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.39 3.65 3.71 3.64 4.21

STU:HH1 vs HOMB, AUB, ABCB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Hancock Whitney's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hancock Whitney Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hancock Whitney's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Hancock Whitney's Cyclically Adjusted PS Ratio falls into.


STU:HH1
69GF Score
Hancock Whitney Corp STU:HH1
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hancock Whitney Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Hancock Whitney's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=66.50/15.42
=4.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hancock Whitney's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Hancock Whitney's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=4.258/333.9520*333.9520
=4.258

Current CPI (Jun. 2026) = 333.9520.

Hancock Whitney Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 2.616 241.428 3.619
201612 2.731 241.432 3.778
201703 2.721 243.801 3.727
201706 2.816 244.955 3.839
201709 2.665 246.819 3.606
201712 2.650 246.524 3.590
201803 2.582 249.554 3.455
201806 2.808 251.989 3.721
201809 2.903 252.439 3.840
201812 2.744 251.233 3.647
201903 2.989 254.202 3.927
201906 3.084 256.143 4.021
201909 3.215 256.759 4.182
201912 3.219 256.974 4.183
202003 3.276 258.115 4.239
202006 3.208 257.797 4.156
202009 3.134 260.280 4.021
202012 3.054 260.474 3.916
202103 3.113 264.877 3.925
202106 3.138 271.696 3.857
202109 3.205 274.310 3.902
202112 3.220 278.802 3.857
202203 3.258 287.504 3.784
202206 3.630 296.311 4.091
202209 4.293 296.808 4.830
202212 4.043 296.797 4.549
202303 3.950 301.836 4.370
202306 3.810 305.109 4.170
202309 3.836 307.789 4.162
202312 3.085 306.746 3.359
202403 3.726 312.332 3.984
202406 3.839 314.175 4.081
202409 3.796 315.301 4.021
202412 4.009 315.605 4.242
202503 3.882 319.799 4.054
202506 3.777 322.561 3.910
202509 3.827 324.800 3.935
202512 3.953 324.054 4.074
202603 3.056 330.213 3.091
202606 4.258 333.952 4.258

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.31 mean?
Hancock Whitney (STU:HH1) has a Cyclically Adjusted PS Ratio of 4.31 as of Aug. 11, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hancock Whitney and its competitors. This is 31% above median its historical median of 3.30. Over the past decade, Hancock Whitney's Cyclically Adjusted PS Ratio has ranged from 1.23 to 4.65. According to the industry distribution chart, Hancock Whitney ranks #906 out of 1302 companies in the Banks industry, placing it in the top 69.6%.
Is Hancock Whitney's Cyclically Adjusted PS Ratio too high?
Hancock Whitney's current Cyclically Adjusted PS Ratio of 4.31 is 31% above median its 10-year median of 3.30. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 4.65. The Banks industry median Cyclically Adjusted PS Ratio is 3.42. Hancock Whitney's value of 4.31 is 26.2% above this industry median. Based on the distribution chart, Hancock Whitney ranks #906 out of 1302 companies in the Banks industry, which is below the industry midpoint. Overall, Hancock Whitney has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's Cyclically Adjusted PS Ratio compare to HOMB and AUB?
According to the Banks industry distribution chart, Hancock Whitney ranks #906 out of 1302 companies for Cyclically Adjusted PS Ratio. This places Hancock Whitney in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.42. Hancock Whitney's value of 4.31 is 26.2% above this benchmark. Historically, Hancock Whitney's own Cyclically Adjusted PS Ratio has ranged from 1.23 to 4.65 over the past decade. While the company's 10-year median is 3.30 vs. the industry median of 3.42, Hancock Whitney has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.42, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hancock Whitney's current Cyclically Adjusted PS Ratio of 4.31 is 26.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Hancock Whitney and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hancock Whitney's current Cyclically Adjusted PS Ratio is 4.31, which is 31% above median its own 10-year median of 3.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (STU:HH1) is currently considered Significantly Overvalued. The stock's GF Value™ is €50.85, compared to a current price of €66.50 — trading 30.8% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.31, which is 31% above median its 10-year median of 3.30 and 26.2% above the Banks industry median of 3.42. Hancock Whitney's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Hancock Whitney (STU:HH1), the current Cyclically Adjusted PS Ratio is 4.31 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hancock Whitney (STU:HH1) Overvalued in 2026?

Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued. The current stock price of €66.50 is trading 30.8% above its estimated GF Value™ of €50.85. GuruFocus considers Hancock Whitney to be Significantly Overvalued.

Key valuation signals for STU:HH1:

  • Cyclically Adjusted PS Ratio: 4.31 (31% above median its 10-year median of 3.30)
  • GF Value™: €50.85 vs. price of €66.50 (30.8% above fair value)
  • GF Score™: 69/100 with 8 warning signs
  • Industry Position: 26.2% above the Banks median (#906 of 1302)

No single metric tells the full story. See the STU:HH1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hancock Whitney Business Description

Other Exchanges HWC:USAHH1:Germany
Address 2510 14th Street, Hancock Whitney Plaza, Gulfport, MS, USA, 39501
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
69GF Score

Get the complete analysis for STU:HH1

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€66.50
Price
€50.85
GF Value