WSBC (Wesbanco) Cyclically Adjusted FCF per Share: $3.60 (As of Mar. 2026)


WSBC Wesbanco Inc WSBC
59 GF Score
Price $39.05
GF Value $33.03
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Wesbanco Cyclically Adjusted FCF per Share?

Wesbanco WSBC +0.59% 59 Cyclically Adjusted FCF per Share is $3.60 as of Mar. 2026. GuruFocus rates WSBC with a GF Score™ of 59/100 and a GF Value™ of $33.03 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Wesbanco's adjusted free cash flow per share for the three months ended in Mar. 2026 was $1.107. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $3.60 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Wesbanco's average Cyclically Adjusted FCF Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 0.10% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 2.20% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 1.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Wesbanco was 6.60% per year. The lowest was -12.40% per year. And the median was 1.90% per year.

As of today (2026-07-01), Wesbanco's current stock price is $39.045. Wesbanco's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $3.60. Wesbanco's Cyclically Adjusted Price-to-FCF of today is 10.85.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Wesbanco was 15.62. The lowest was 5.41. And the median was 10.15.


Wesbanco  (NAS:WSBC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Wesbanco's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=39.045/3.60
=10.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Wesbanco was 15.62. The lowest was 5.41. And the median was 10.15.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Wesbanco Cyclically Adjusted FCF per Share Related Terms


Wesbanco Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Wesbanco's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wesbanco Cyclically Adjusted FCF per Share Chart

Wesbanco Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.35 3.55 3.46 3.48 3.56

Wesbanco Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.35 3.50 3.56 3.56 3.60

WSBC vs FIBK, BANF, FHB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Wesbanco's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wesbanco Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Wesbanco's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Wesbanco's Cyclically Adjusted Price-to-FCF falls into.


WSBC
59GF Score
Wesbanco Inc WSBC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wesbanco Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Wesbanco's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.107/330.2130*330.2130
=1.107

Current CPI (Mar. 2026) = 330.2130.

Wesbanco Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.451 241.018 0.618
201609 0.710 241.428 0.971
201612 0.813 241.432 1.112
201703 1.027 243.801 1.391
201706 0.146 244.955 0.197
201709 0.809 246.819 1.082
201712 1.105 246.524 1.480
201803 0.715 249.554 0.946
201806 0.732 251.989 0.959
201809 1.074 252.439 1.405
201812 1.229 251.233 1.615
201903 0.896 254.202 1.164
201906 0.389 256.143 0.501
201909 1.268 256.759 1.631
201912 0.188 256.974 0.242
202003 0.443 258.115 0.567
202006 0.812 257.797 1.040
202009 -1.039 260.280 -1.318
202012 0.556 260.474 0.705
202103 0.737 264.877 0.919
202106 2.611 271.696 3.173
202109 0.700 274.310 0.843
202112 0.910 278.802 1.078
202203 0.766 287.504 0.880
202206 0.595 296.311 0.663
202209 1.816 296.808 2.020
202212 0.080 296.797 0.089
202303 -0.023 301.836 -0.025
202306 0.713 305.109 0.772
202309 1.032 307.789 1.107
202312 0.746 306.746 0.803
202403 1.039 312.332 1.098
202406 0.319 314.175 0.335
202409 0.880 315.301 0.922
202412 0.939 315.605 0.982
202503 -0.399 319.799 -0.412
202506 1.026 322.561 1.050
202509 1.195 324.800 1.215
202512 1.027 324.054 1.047
202603 1.107 330.213 1.107

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $3.60 mean?
Wesbanco (WSBC) has a Cyclically Adjusted FCF per Share of $3.60 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Wesbanco and its competitors.
Is Wesbanco's Cyclically Adjusted FCF per Share too high?
Wesbanco's current Cyclically Adjusted FCF per Share is $3.60. Overall, Wesbanco has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wesbanco's Cyclically Adjusted FCF per Share compare to FIBK and BANF?
Wesbanco's Cyclically Adjusted FCF per Share of $3.60 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Wesbanco and its competitors. Wesbanco's current Cyclically Adjusted FCF per Share is $3.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wesbanco stock overvalued right now?
Based on GuruFocus' analysis, Wesbanco (WSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.03, compared to a current price of $39.05 — trading 18.2% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $3.60. Wesbanco's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Wesbanco (WSBC), the current Cyclically Adjusted FCF per Share is $3.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wesbanco (WSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Wesbanco stock appears to be overvalued. The current stock price of $39.05 is trading 18.2% above its estimated GF Value™ of $33.03. GuruFocus considers Wesbanco to be Modestly Overvalued.

Key valuation signals for WSBC:

  • Cyclically Adjusted FCF per Share: $3.60
  • GF Value™: $33.03 vs. price of $39.05 (18.2% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the WSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wesbanco Business Description

Other Exchanges WEY:Germany
Address 1 Bank Plaza, Wheeling, WV, USA, 26003
Wesbanco Inc is a bank holding company. Through its subsidiaries, it offers a full range of financial services, including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking, and insurance. WesBanco operates one commercial bank, WesBanco Bank, which runs scores of branches. The company's reportable segments are Community Banking, which derives key revenue, and Trust and Investment Services. The Community Banking segment offers various banking products and services through various delivery channels, including commercial demand, individual demand, and time deposit accounts; commercial, mortgage, and individual installment loans; and certain non-traditional offerings, such as insurance and securities brokerage services.
59GF Score

Get the complete analysis for WSBC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.05
Price
$33.03
GF Value