WSBC (Wesbanco) Cyclically Adjusted PB Ratio: 0.91 (As of Jul. 06, 2026) — Near Median


WSBC Wesbanco Inc WSBC
59 GF Score
Price $40.15
GF Value $33.01
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Wesbanco Cyclically Adjusted PB Ratio?

Wesbanco WSBC +1.29% 59 Cyclically Adjusted PB Ratio is 0.91 as of Jul. 06, 2026, which is 5% below its 10-year median of 0.96. GuruFocus rates WSBC with a GF Score™ of 59/100 and a GF Value™ of $33.01 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,300 Banks companies, Wesbanco ranks better than 69.54% on this metric.

As of today (2026-07-06), Wesbanco's current share price is $40.15. Wesbanco's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $44.26. Wesbanco's Cyclically Adjusted PB Ratio for today is 0.91.

The historical rank and industry rank for Wesbanco's Cyclically Adjusted PB Ratio or its related term are showing as below:

WSBC' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.54   Med: 0.96   Max: 1.76
Current: 0.9

During the past years, Wesbanco's highest Cyclically Adjusted PB Ratio was 1.76. The lowest was 0.54. And the median was 0.96.

WSBC's Cyclically Adjusted PB Ratio is ranked better than
69.54% of 1300 companies
in the Banks industry
Industry Median: 1.255 vs WSBC: 0.90

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Wesbanco's adjusted book value per share data for the three months ended in Mar. 2026 was $40.011. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $44.26 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Wesbanco  (NAS:WSBC) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Wesbanco Cyclically Adjusted PB Ratio Related Terms


Wesbanco Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Wesbanco's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wesbanco Cyclically Adjusted PB Ratio Chart

Wesbanco Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 0.95 0.77 0.77 0.76

Wesbanco Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.72 0.73 0.73 0.76 0.78

WSBC vs FIBK, BANF, FHB: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Wesbanco's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wesbanco Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Wesbanco's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Wesbanco's Cyclically Adjusted PB Ratio falls into.


WSBC
59GF Score
Wesbanco Inc WSBC
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Wesbanco Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Wesbanco's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=40.15/44.26
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wesbanco's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Wesbanco's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=40.011/330.2130*330.2130
=40.011

Current CPI (Mar. 2026) = 330.2130.

Wesbanco Quarterly Data

Book Value per Share CPI Adj_Book
201606 30.315 241.018 41.534
201609 30.714 241.428 42.009
201612 30.534 241.432 41.762
201703 30.923 243.801 41.883
201706 31.286 244.955 42.175
201709 31.670 246.819 42.371
201712 31.681 246.524 42.436
201803 31.843 249.554 42.135
201806 32.676 251.989 42.819
201809 35.295 252.439 46.169
201812 36.244 251.233 47.638
201903 37.055 254.202 48.135
201906 37.920 256.143 48.885
201909 38.421 256.759 49.413
201912 38.245 256.974 49.145
202003 38.565 258.115 49.337
202006 38.231 257.797 48.970
202009 38.509 260.280 48.856
202012 38.841 260.474 49.240
202103 39.253 264.877 48.935
202106 39.963 271.696 48.570
202109 40.406 274.310 48.641
202112 40.905 278.802 48.448
202203 39.642 287.504 45.531
202206 38.920 296.311 43.373
202209 37.959 296.808 42.231
202212 38.551 296.797 42.891
202303 39.343 301.836 43.042
202306 39.096 305.109 42.313
202309 38.802 307.789 41.629
202312 40.228 306.746 43.306
202403 40.304 312.332 42.611
202406 40.279 314.175 42.335
202409 39.735 315.301 41.614
202412 39.537 315.605 41.367
202503 38.016 319.799 39.254
202506 38.284 322.561 39.192
202509 39.020 324.800 39.670
202512 39.636 324.054 40.389
202603 40.011 330.213 40.011

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.91 mean?
Wesbanco (WSBC) has a Cyclically Adjusted PB Ratio of 0.91 as of Jul. 06, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Wesbanco and its competitors. This is near median its historical median of 0.96. Over the past decade, Wesbanco's Cyclically Adjusted PB Ratio has ranged from 0.54 to 1.76. According to the industry distribution chart, Wesbanco ranks #396 out of 1300 companies in the Banks industry, placing it in the top 30.5%.
Is Wesbanco's Cyclically Adjusted PB Ratio too high?
Wesbanco's current Cyclically Adjusted PB Ratio of 0.91 is near median its 10-year median of 0.96. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 1.76. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Wesbanco's value of 0.91 is 27.5% below this industry median. Based on the distribution chart, Wesbanco ranks #396 out of 1300 companies in the Banks industry, which is above the industry midpoint. Overall, Wesbanco has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wesbanco's Cyclically Adjusted PB Ratio compare to FIBK and BANF?
According to the Banks industry distribution chart, Wesbanco ranks #396 out of 1300 companies for Cyclically Adjusted PB Ratio. This puts Wesbanco in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. Wesbanco's value of 0.91 is 27.5% below this benchmark. Historically, Wesbanco's own Cyclically Adjusted PB Ratio has ranged from 0.54 to 1.76 over the past decade. While the company's 10-year median is 0.96 vs. the industry median of 1.26, Wesbanco has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wesbanco's current Cyclically Adjusted PB Ratio of 0.91 is 27.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Wesbanco and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wesbanco's current Cyclically Adjusted PB Ratio is 0.91, which is near median its own 10-year median of 0.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wesbanco stock overvalued right now?
Based on GuruFocus' analysis, Wesbanco (WSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.01, compared to a current price of $40.15 — trading 21.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.91, which is near median its 10-year median of 0.96 and 27.5% below the Banks industry median of 1.26. Wesbanco's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Wesbanco (WSBC), the current Cyclically Adjusted PB Ratio is 0.91 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wesbanco (WSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Wesbanco stock appears to be overvalued. The current stock price of $40.15 is trading 21.6% above its estimated GF Value™ of $33.01. GuruFocus considers Wesbanco to be Modestly Overvalued.

Key valuation signals for WSBC:

  • Cyclically Adjusted PB Ratio: 0.91 (near median its 10-year median of 0.96)
  • GF Value™: $33.01 vs. price of $40.15 (21.6% above fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 27.5% below the Banks median (#396 of 1300)

No single metric tells the full story. See the WSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wesbanco Business Description

Other Exchanges WEY:Germany
Address 1 Bank Plaza, Wheeling, WV, USA, 26003
Wesbanco Inc is a bank holding company. Through its subsidiaries, it offers a full range of financial services, including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking, and insurance. WesBanco operates one commercial bank, WesBanco Bank, which runs scores of branches. The company's reportable segments are Community Banking, which derives key revenue, and Trust and Investment Services. The Community Banking segment offers various banking products and services through various delivery channels, including commercial demand, individual demand, and time deposit accounts; commercial, mortgage, and individual installment loans; and certain non-traditional offerings, such as insurance and securities brokerage services.
59GF Score

Get the complete analysis for WSBC

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.15
Price
$33.01
GF Value