Pozavarovalnicava DD (XLJU:POSR) Cyclically Adjusted FCF per Share: €6.08 (As of Jun. 2026)

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XLJU:POSR Pozavarovalnica Sava DD XLJU:POSR
57 GF Score
Price €86.40
GF Value €56.20
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Pozavarovalnicava DD Cyclically Adjusted FCF per Share?

Pozavarovalnicava DD XLJU:POSR -0.69% 57 Cyclically Adjusted FCF per Share is €6.08 as of Jun. 2026. GuruFocus rates XLJU:POSR with a GF Score™ of 57/100 and a GF Value™ of €56.20 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Pozavarovalnicava DD's adjusted free cash flow per share for the three months ended in Jun. 2026 was €7.717. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €6.08 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-09-16), Pozavarovalnicava DD's current stock price is €86.40. Pozavarovalnicava DD's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €6.08. Pozavarovalnicava DD's Cyclically Adjusted Price-to-FCF of today is 14.21.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Pozavarovalnicava DD was 10.88. The lowest was 8.56. And the median was 10.17.


Pozavarovalnicava DD  (XLJU:POSR) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Pozavarovalnicava DD's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=86.40/6.08
=14.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Pozavarovalnicava DD was 10.88. The lowest was 8.56. And the median was 10.17.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Pozavarovalnicava DD Cyclically Adjusted FCF per Share Related Terms


Pozavarovalnicava DD Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Pozavarovalnicava DD's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pozavarovalnicava DD Cyclically Adjusted FCF per Share Chart

Pozavarovalnicava DD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.04 4.23 4.46 5.10 5.90

Pozavarovalnicava DD Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.57 5.10 5.21 5.90 6.08

XLJU:POSR vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, Pozavarovalnicava DD's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pozavarovalnicava DD Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Pozavarovalnicava DD's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Pozavarovalnicava DD's Cyclically Adjusted Price-to-FCF falls into.


XLJU:POSR
57GF Score
Pozavarovalnica Sava DD XLJU:POSR
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pozavarovalnicava DD Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Pozavarovalnicava DD's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=7.717/333.9520*333.9520
=7.717

Current CPI (Jun. 2026) = 333.9520.

Pozavarovalnicava DD Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201412 0.828 234.812 1.178
201503 0.000 236.119 0.000
201506 0.000 238.638 0.000
201509 0.535 237.945 0.751
201512 1.031 236.525 1.456
201603 0.847 238.132 1.188
201606 1.129 241.018 1.564
201609 1.313 241.428 1.816
201612 0.335 241.432 0.463
201703 0.080 243.801 0.110
201706 1.658 244.955 2.260
201709 0.806 246.819 1.091
201712 0.394 246.524 0.534
201803 -0.272 249.554 -0.364
201806 0.806 251.989 1.068
201809 1.004 252.439 1.328
201812 -0.545 251.233 -0.724
201903 -0.640 254.202 -0.841
201906 1.048 256.143 1.366
201909 -0.266 256.759 -0.346
201912 -1.687 256.974 -2.192
202003 -0.780 258.115 -1.009
202006 1.911 257.797 2.476
202009 2.661 260.280 3.414
202012 0.779 260.474 0.999
202103 2.950 264.877 3.719
202106 1.894 271.696 2.328
202109 2.596 274.310 3.160
202112 1.054 278.802 1.262
202203 1.117 287.504 1.297
202206 2.833 296.311 3.193
202209 1.873 296.808 2.107
202212 1.489 296.797 1.675
202306 4.330 305.109 4.739
202312 2.833 306.746 3.084
202406 5.160 314.175 5.485
202412 5.686 315.605 6.017
202506 7.044 322.561 7.293
202512 5.011 324.054 5.164
202606 7.717 333.952 7.717

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €6.08 mean?
Pozavarovalnicava DD (XLJU:POSR) has a Cyclically Adjusted FCF per Share of €6.08 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Pozavarovalnicava DD and its competitors.
Is Pozavarovalnicava DD's Cyclically Adjusted FCF per Share too high?
Pozavarovalnicava DD's current Cyclically Adjusted FCF per Share is €6.08. Overall, Pozavarovalnicava DD has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pozavarovalnicava DD's Cyclically Adjusted FCF per Share compare to CB and PGR?
Pozavarovalnicava DD's Cyclically Adjusted FCF per Share of €6.08 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Pozavarovalnicava DD and its competitors. Pozavarovalnicava DD's current Cyclically Adjusted FCF per Share is €6.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pozavarovalnicava DD stock overvalued right now?
Based on GuruFocus' analysis, Pozavarovalnicava DD (XLJU:POSR) is currently considered Significantly Overvalued. The stock's GF Value™ is €56.20, compared to a current price of €86.40 — trading 53.7% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €6.08. Pozavarovalnicava DD's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Pozavarovalnicava DD (XLJU:POSR), the current Cyclically Adjusted FCF per Share is €6.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pozavarovalnicava DD (XLJU:POSR) Overvalued in 2026?

Based on GuruFocus' analysis, Pozavarovalnicava DD stock appears to be overvalued. The current stock price of €86.40 is trading 53.7% above its estimated GF Value™ of €56.20. GuruFocus considers Pozavarovalnicava DD to be Significantly Overvalued.

Key valuation signals for XLJU:POSR:

  • Cyclically Adjusted FCF per Share: €6.08
  • GF Value™: €56.20 vs. price of €86.40 (53.7% above fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the XLJU:POSR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pozavarovalnicava DD Business Description

Other Exchanges 0MSR:UKI69:Germany
Address Dunajska cesta 56, P.O.B. 318, Ljubljana, SVN, 1000
Pozavarovalnica Sava DD is a Slovenian-based company engaged in the reinsurance business. It provides reinsurance services such as capacity, capital relief, catastrophe support, and creativity. The group operates through the business segments of the reinsurance (reinsurance business), non-life (non-life insurance business, broken down into EU and non-EU), life (life insurance business, broken down into EU and non-EU), pensions and asset management (pension insurance business in Slovenia and North Macedonia, and fund management), and the "other" segment. Geographically, the company generates key revenue from Non-Life, EU.
57GF Score

Get the complete analysis for XLJU:POSR

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€86.40
Price
€56.20
GF Value